Can you be taken to jail. on a payday loan

I don't think they can. That is a scare tactic, and a very cruel one. Don't worry about it. Who is your loan with? There is alot of information on this site about them threatening people with this. Also, just because you closed your account doesn't mean they can have you arrested. You have every right to close your account when you want to, as well as you have every right to block them from your accounts.

Please tell us what state you are in and the lender you are dealing with. Please do not worry about going to jail. This will not happen. If it did we would need much bigger jails.

NO! You can't go to jail for owing money! It's a civil matter, not a criminal matter. How much did you borrow from them, and what is the name of this company, what state are you in?

Looks like we all replied to this at the same time. :)

Too give you'll more information,I live in Virginia, it was a internet payday loan. It was call payday-loan-yes.
com.

paday loan yes is relentless and will sy ANYTHING to scare you into paying.

And they are not licensed in Virginia. Here is the list of licensed PDL's..

http://www.scc.virginia.gov/bfi/reg_inst/pay.pdf

I just got a call today from Legal Mediation Practice. They told me they were going to send me to jail for not paying back a payday loan. What should I do. I live in Virginia, can they send me to jail

they will not send you anywhere, this is how they scare people into paying, i am still waiting on my letter, they told me the same thing, they are gonna prosecute me and i will have to pay the lawyer fees and all that :roll:

No they can not take you to jail for not paying a pay day loan. We no longer have debtors prisons in this country!!!!!It is just a scare tactic that they are using(illegal ) to scare yu into payong them

Pay Day Yes!!!!!!!!!!!!!!!!!!!!!! :lol: want to take someone to jail! :lol: :lol: :lol: :lol: for an illegal loan! I am so sorry for laughing but this company is crazy. As the other people have pointed out writing a "bad check" is a civil matter in some states. Even then you can go to the courts before your case comes up (I am not sure about SC)and pay the check. I am dealing with this company too and I live in NC where payday loans of any type are illegal.

ccn, you've already paid $400 and they say you owe $400? How much was the principle amount of the loan - the actual amount they deposited into your account?

Ok so I had a loan with payday loan yes also, it was like 2 or 3 hundred dollars that they loaned me and that was back in 2007, now they called me yesterday and say that I have to pay 1600 but they will settle for 800. I don't want to go to jail and I really don't want it on my credit report so can they do either of those things. Thankyou

If payday loans are illegal in a state why are they lending money, can a default in a payday loan go on your credit report? I have never done a payday loan and hope I never do. thanks for posting all the information about payday loans and how to fight against them.

You can not be criminally prosecuted for a internet payday loan no matter what state you live in. So don't sweat it . You have nothing to worry about. However in some states with store front loans you can possibly be criminally prosecuted if you close your account or do stop payments.

I live in central South Carolina can I be prosecuted for taking to long to pay back a payday loan?