debt

You could always get a free consultation here at this site. In the past I have had to shut off my cable and cancel my cell phone just to be able to make ends meet and pay my debts on time. A lot of consumers who are in debt don't really have to be but they choose to have certain things like cable, satalite radio, and rent movies every weekend making it harder to pay their bills. Are you absolutely sure there are no drastic measures you can take to help your situation?

Well said smckaybiz :) we should look into the matter if we can curtail unnecessary expenses to save money. When you are in debt and finding it difficult to meet both the ends, it immediately becomes important that you practice frugality in every possible way.

Try to find out the scopes where you can reduce your current expenses to improve your financial condition.