Prior Debt Consolidation and Divorce

This topic has probably already been answered, but here is what I am dealing with and I am not sure what to do at the moment.

I am in the process of a divorce, my ex-husband has refused to pay any cc's with my name on them, about a year ago, I moved out of the family has (he still resides there), I placed the cc's on a debt management program, but took it off in June when I lost my job and was not able to make the payments. I have not paid on any of them since June of 05. I sent each cc a letter stating that the cc's were under joint property due to divorce, ofcourse they are still hounding me, I got to the point where I just changed my phone number. The total debt is about 6,000.00 (original), it's up around 8,000.00 now (ofcourse).

Now that I am working again, I want to place these on a debt consolidation program but the ones I have contacted all want too much money, I understand that the cc companies are all requiring double payments now, since the banckruptcy rules have changed.

While we have a tentative Property settlement agreement, I am still going to be left with he 8,000.00 in cc debt, I am not getting more than 10,000.00 in cash from the divorce settlement,the rest parital 401k that will have to go right into an IRA (so I can't use that to pay off these debts).

My alimony is going to be about 400.00 less a month than my Spousal support is, plus I will be losing about $175.00 in child support in Feb due to one child turning 18.

I am just restarting back into the work force, as I stated I am renting a place for my children and I, given that I have been using the Spousal Support and child support to live, and only being about to make about an additional 800.00 a month, that leaves very little in extra income.

I am half tempted to just let these cc's go, in other words let the be written off in the future, one cc has already gone to a collection agency, another is on it's way...

As I check into other debt consolidation companies, none of them are able to get my monthly payment down past 300.00 and I cannot afford that at this time, even with the settlement in hand, I am not sure that it would benefit me to put these one a dmp.

Do I have any other options, or do I have to wait until the divorce is final...something (my gut) is telling me to wait it out until after the divorce decree....

Thanks in advance for any help/direction you can give.

Anna