Kimberly Credit reviews anybody have any dealings with them?

dont do it. they ruined my credit. I never had a late payment before starting the program and i had 5 diff cards on it and all had late payments reported on my 3 credit bureaus between 3 and 6 months. I contacted kcc, they said i had to dispute with credit bureaus. I did, they didnt remove. Kcc said they couldnt help me. Im very upset as I have just discovered this after 2 years on the program.

OK lets clear some things up. The lady from Kimberly was telling you what you needed to hear to make a sale. debt settlement " like what credit solutions offers except they suck , look for another settlement company " and debt management " like what kimberlycredit.com offers " are both good programs depending on what your situation is.

If you can afford the monthly payment for a Debt Management Plan you should go that route. It will get you one payment around to what your were paying but at much lower APRs.

However if you are overextended and cant afford your minimums, can't afford the dmp program payment and don't want to file bankruptcy than you should consider debt settlement. It will get you one payment around half of what you were paying and get you out of debt in usually 36 months or less. It is a hardship program for people who are either about to start falling behind or already are. DO NOT do settlement if you have the ability to pay your monthly payments , do a debt management program. Neither one is better than the other. It just depends on your situation.I have worked in the credit counseling and settlement industry for years and I hate it when I hear how a settlement company ripped someone off who should have done a DMP or Visa versa.

WELL TH3Y DONT SUCK; TH3 LADY SHULD HAVE ALSO SAID THAT iF YU ARE CURRENT ON YUR ACCOUNTS THEN THE FIRST PAYMENT iS NOT GOING TO YUR CREDITORS; ITS FOR THE END OF YUR PROGRAM AND THAT ITS A 30 - 45 TRANSITION PERIOD. AFTER 90 KCC REQUEST FOR THE CREDITOR TO REPORT YUR ACCOUNTS CURRENT AND SHOW THE GOOD PAYMENT HISTORY ON YUR CREDIT REPORT. NOW IF THE CREDITORS DONT THERES NOTHING IN THE CONTRACT THAT STATES THE CREDITOR HAS TO iTS JUST AN ADVANTAGE TO SOME CUSTOMERS AND THEIR RELATIONS WITH THE CREDITOR

Don't do it with Kimberly or any other. Kimberly told me one thing and did another. They told me three years and it ended up being 5 years. They are after your money. You still have bad credit. I know and regret going that way. I was not behind but lost some income. I did not want to file bankruptcy. It would have been better to have done that. Nothing has changed. They are lousy, when it comes tohelping you resolve some issues. They are suppose to do that. They did not.

Talk to your credit card company personally. We just got out of Kimberly after 2 years and there was no way they would have paid off our debts in the 5 they promised. They also were charging us $62 a month more than our minimum payments. They state in a document that we possess that the max they will charge per month is $52 for charges (the minimum is a little over $30) They told us not to talk to any creditors during the transition to Kimberly which put every payment over the 30 day late window and also were 3 weeks late on our payments "because of the holidays". They took our money for Dec 2010 and "sent" payment to Chase on Dec 23rd. Chase hasn't received it yet, and we're wondering if they will.

Kimberly was great until they took my last payment and didn't post it to my creditors....that is right took my money and walked away....now
[COLOR=#1f497d]Military Debt Management Agency is running the show and they are RUDE...they will not back pay my account told me it is my fault that the post did go through.... If you get
James Elder ask for someone else he is useless!!!!
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