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Debt, Chapter 13 dismissed..what next?

Date: Mon, 04/21/2008 - 07:18

Submitted by kuzmos
on Mon, 04/21/2008 - 07:18

Posts: 4 Credits: [Donate]

Total Replies: 6


I have been working on my credit card debt for 2 years. I worked with a debt settlement Company for about a year and was not pleased with the way they handled things. I then retained a Bankruptcy Attorney to work with a chapter 13, this did not work out due to the income matrix they used (and a Trustee that was hard to work with; as per my attorney). Well I now need to find an organization to assist in settling this debt issue. any ideas?


Hi there kuzmos and welcome to the forum. Do you only have one credit card debt or are there other debts you are working on also? I'm sure someone will be along to help you shortly, but a little more info is needed regarding your situation, first. I have personally never had any experience working with a debt settlement company, but I have had much success with a Consumer Counsiling Service, I was fortunate enough to locate a non-profit organization, however that was many years ago.


lrhall41

Submitted by Shazzers on Mon, 04/21/2008 - 07:33

( Posts: 17344 | Credits: )


I HAVE A NUMBER OF CREDIT CARDS, CONSUMER CREDIT CARDS AND A LINE OF CREDIT.......THE ATTORNEY I HAVE WORKED WITH ON CH-13 WILL WORK ON A FEW OF THE CREDIT CARDS BUT LEAVES THE REST UP TO ME.....


lrhall41

Submitted by kuzmos on Mon, 04/21/2008 - 07:38

( Posts: 4 | Credits: )


Have you had these debts validated by any of these collection agencies? I'm a little confused about exactly where you are in this situation. Are you positive these are your debts and that the collection agency actually owns these debts? If you hang in there, I am sure JCMET will be around to give you some advice, he knows a lot about these things and I would rather he or someone with more knowledge in this area help you out. :)


lrhall41

Submitted by Shazzers on Mon, 04/21/2008 - 07:49

( Posts: 17344 | Credits: )


WITH THE RECENT ATTEMPT AT SETTLING THE DEBT ISSUE WITH A CH-13 (DISMISSED AS MENTIONED IN PREVIOUS MESSAGE). THE INFORMATION IS ACCURATE AS TRANSCRIBED BY EASTERN DISTRICT OF TEXAS CLAIMS REGISTER. SO I HAVE THE MOST UP-TO-DATE INFORMATION. SOME OF THE DEBTS INDICATED HAVE CREDIT CARD CO. NAMES OTHERS HAVE B-REAL,LLC OR ROUNDUP FUNDING,LLC ETC.


lrhall41

Submitted by kuzmos on Mon, 04/21/2008 - 07:59

( Posts: 4 | Credits: )