What if I cannot close my checking account?????
Date: Mon, 04/21/2008 - 18:19
I cannot close my checking account now and I have pdl due this Friday. Can I do a stop payment? I would rather pay the $35 stop payment then the $90 fee. Which I have been paying every 2 weeks since 10/07...why...because they change their phone number and/or fax number and I cannot never reach anyone.
I did on online to the NC AG and file a complaint.
What do I do next? Anything other than what I have read about on this forum? Thank you so much.
bump..... my paycheck is direct deposit and I cannot stop it
bump.....
my paycheck is direct deposit and I cannot stop it at this late time of the week.
Hello- A lot of time, a stop payment does no good, because th
Hello-
A lot of time, a stop payment does no good, because these PDL companies are really sneaky. They may just instead debit your account under a different name, or submit an electronic/paper check in order to get that money. And even then, once they find out they have been snubbed by your "stop payment", they may come in and take as much as they get once they find a way around it.
Check with your bank. Your best option may be to currently make the account credit ONLY. That means money only goes in, nothing comes out. No withdrawals of any kind. It's a bit of a hassle, because in order to get your own money out of your bank account, you will have to go and withdraw it in person from the bank. But that extra inconvenience is a small price to pay for peace of mind.
Hi Sky, Amaranth is right. I was in the same situation as yu in
Hi Sky, Amaranth is right. I was in the same situation as yu in that I could not stop my direct deposit intime, so the bank put a hard debit block on my account basically making it credit only. It was such a relief to have my whole paycheck for once. See if your bank will do that for you. Here is what I was told in case the bank gave me any trouble, which they didn't. But it was nice to have this knowledge.
Good Luck!
