Allegro Law Firm reviews – has anyone worked with them?

Im currently using them now and the sales rep lied to me about a lot of things. When I called the firm to tell them that I was mislead they would not help me. They just criticized me for not reading the contract thoroughly. They also entered my banking information incorrectly and I was charged all kinds of late fees on my credit cards and it showed up on my credit report. An other thing they would not fix. The customer service rep was so rude. Once you sign up its almost impossible to get out. Make sure you read the contract thoroughly before making a decision. Im trying to find a better company who doesnt charge you so much. They charged me $404 just to sign up and now Im paying $50 a month. The sales rep never told me about having to pay them $404 up front. I thought it was to pay the first payment on my credit cards.

I would definitely not continue to give them my money. File complaints against them wiht your attorney general and the BBB. If you keep paying you are just going to lose more money.

I went through that same crap with them. Nothing but lies and rude customer service.

I'm still undecided as to whether I made a good choice with Allegro. There have been a lot of issues and mistakes. I'm a little worried today as I called due to the fact that my payment has not came out of my checking account this month. When I called Customer Service he said something is going on with the Trustee change over?? Should I assume something is wrong? :cry:

I am now being told by my attorney gereral's office that Allegro are under investigation by the Alabama Securities for illegal activities including failing to properly register with the state.

It is only a matter of time before these scammers are gone.

Since my last post, I have contacted an attorney and he is willing to file a CLASS ACTION LAW SUIT against ALLEGRO LAW. I have paid Allegrow Law close to $6,000. and when I leave to so called "program" all I will get back is $624.00!! I am upset and don't know if I should contact the creditors direct and ask for Mercy!! I am being sued by Amex and they don't want to talk to me now, I had a chance to settle, but since I listenend to ALLEGROW and did not speak to them, now is too late. I want to know how can I go about filing a complaint against them with the Attorney General's Office and the BBB.. Please help!! Oh, and for those who are considering to use them, STAY AWAY!!! DON'T DO IT!! If you want to give your money away, give it to the poor or throw it away!!!

To file a complaint with your attorney general's office go to their website for your state. Search for a link that gives you the process to file a claim. File the claim according to their directions.

For a claim with the BBB go to the better Business Bureau website. Under search for organization type in Allegro Law. When the information on them comes up go to file a complaint. Give the details of your complaint.

Try contacting your creditors and let them know you are trying your best to get the funds to pay them. Worst case you may need to look at bankruptcy protection. That is where I am at. If I had the money back that Allegor screwed me out of I could settle a couple of my accounts.

Please advise of any class action activity. I have been paying them over 1700.00 a month since october 08, and they are saying that they only have 3000 in the escrow account.

Good lord - These scammers are ripping all kinds of people off left and right.

Don't stand for it - File any and every possible complaint against them possible.

Anyone interested can contact me @ 1(800)810-3390 x4298

Mark Hammmmond works for these crooks!!! Credit exchange number

I glad they only got 500 bucks out of me!! These people all need to get their assses arreseted!!! I can only hope and pray that it happenes!!

So Mark Hammond works for the Credit Exchange huh?

Do you hang out with Nick Williamson and Jeff, Mark? If so I know your game.

Stay away folks - You will be sorry.

The Credit Exchange makes cold calls to people. Here is what I found on the net as an example:

Dee:
Called my cell 8 pm at night. I have NEVER called a credit agency. So these guys are just cold calling, asking about credit card debt etc. MF'rs.

Dar:
I contacted the Credit Exchange and had them remove my number. hopefully it will work, but here is the number:
1-800-810-3390

Tonya:
Okay, here is the deal. I have been looking to consolidate my debt. I looked around and got some information, spoke with a few companies. well then with in a few days, I was contacted by this number. Started talking and became suspicious when she was pushing for my account numbers. I told her I would have to get back with them. Since then they call me all the time, but what I did find out is that the number they left to call back was 1-800-810-3390 which is a for the credit exchange in CA. Went to the BBB web site and did a phone number search...the credit exchange got an F.....then a few weeks later I received a packet from there attorney which is to be setting up the profile to to the debt consolidation, they had all these accounts listed which were bogus, I even purchased my credit report to verify this. the law firm is called; (Hess Kennedy Charter).....stay away from these people they are scam artist.....block them if you can...I know I have.

THE PIECES TO THE PUZZLE ARE NOW FALLING INTO PLACE HERE.

I have already started their program and now I see all this what should I do? Please I am at my wits end with all this. I dont really know what to do.

I am deeply sadden to hear these horror stories for I once worked for The Credit Exchange and once strongly believed what we did was with pure honesty and integrity. I am so glad I am no longer there. After seeing how once we had referred clients to "Hess Kennedy Law Firm/Consumer Protection Law Center" (Now in receivership)I knew something was not right. Now to hear Allegro Law Firm under investigation and now to hear the credit exchange stop using Allegro Law Firm because of it made me wonder wow, really.. the credit exchange is going to get away with another scandal and now 2 Law Firms that they once pushed so hard to convince consumers to go with is now getting shutdown? Not only do I feel bad for the consumers but I feel bad believing I did the right thing and referred clients their way. To make this short. Everyone needs to make a living so it's just a given. But to protect yourself from getting set up for a failure, please just take a step back, DO NOT TAKE words at face value because anyone can sound great just to earn your business, but to really due diligence and research the companies that they are promoting for as well. I love this industry because I know for a fact it can help consumers but if you truely care about the consumers than make sure you set them up with an agency that is going to do the job right and not become greedy. BBB rating does help alot even tho majority of the time if you are dealing in debt negotiation/debt settlement program, its an automatic F unless the company can registered and be licensed with the BBB than they can go as high as a B. Track records. you can't go with a debt settlement company that only been in business less than 24 months because on an average most debtors has been in the program long enough to get results for them. I highly recommend 3 yrs or more in business and can prove results. Also accreditation through highly recognized organization like TASC, USOBA. The screen and monitor members to make sure they maintain state and federal compliance. Make a quick call to the Attorney General within the state the company is in and just simply ask about that company you are looking to do business with to make sure they do not have any pending investigation. Remember you will never meet face to face with any of your agents that enrolls you unless you are within their area nearby to walk into their offices so take that extra time to call around and research a little bit more. I hope for anyone that is in deep financial struggle please do not let these blogs scare you from getting help because there is still honest companies out there that genuinely cares and will do the job right. Not all mechanics are bad and not all of them are perfect but if you take the time to do your research and not buy into the first close you will definitely find the company that will get you the results you are looking for. Once again I am sorry for all the consumers that has been set up with horrible companies like The Credit Exchange which is technically the root of all evil who convince that Hess Kennedy and Allegro Law is the best out there knowing that it isnt true but as long as The Credit Exchange grow in hundreds of sales rep on the floor and getting more residual income each month than greed can get the best of you. Good luck and be smart!

A civil complaint against Allegro Law LLC, Allegro Financial Services LLC and owner Keith Anderson Nelms was filed in Autauga County Circuit Court last week. Nelms is an attorney (was, suspended for 3 years) ...

Circuit Judge Ben Fuller froze the as sets of the companies and Nelms' personal bank accounts last week, on the request of the state agencies.

State investigates debt payment company

PRATTVILLE -- The Alabama Securities Commission and the attorney general's office are investigating a debt payment company based in Prattville for alleged deceptive trade practices and operating without the proper license.

A civil complaint against Allegro Law LLC, Allegro Financial Services LLC and owner Keith Anderson Nelms was filed in Autauga County Circuit Court last week. Nelms is an attorney who has a law office in Prattville. He faces no criminal charges.

Circuit Judge Ben Fuller froze the as sets of the companies and Nelms' personal bank accounts last week, on the request of the state agencies.

Fuller heard more than five hours of testimony in a hearing Thursday afternoon and likely will decide today if all the assets will remain frozen.

The Securities Commission asserts that Nelms has to be licensed under that agency to handle debt payment activities in the state. Nelms' position is that the Alabama State Bar is the only agency that has the jurisdiction to license attorneys in the state, and the Securities Commission's license isn't necessary.

Nelms is dissolving Allegro Law LLC and attempting to form Allegro Financial LLC, another debt payment company, as its replacement, said his wife, Jennifer Jordan, who is also an attorney and is representing her husband in the matter.

"We applied for a license from the Securities Commission for Allegro Financial, but the process has been halted because of this complaint filed against us," she said. Nelms operated Allegro Law LLC out of his Cobbs Ford Road office in Prattville, the complaint states.

The Securities Commission and the attorney general's office say Allegro Law's clients include more than 15,000 people nationwide and "at least 175 Alabama citizens."

Nelms ran afoul of the Deceptive Trade Practices Act in dealing with his clients, the complaint alleges.

Customers of the business "do not understand how much they are charged in fees by Allegro and do not realize that no payments will be made to the creditors by Allegro until those fees are paid in full," the complaint reads. The complaint continues with "Allegro customers do not understand that they will pay a $25 non-legal set-up fee, a $59 monthly fee and a fee of 16 percent of their total debt enrolled in the program up front, before any payments are made to the creditors by Allegro Law." (THIS BUSINESS MODEL IS JUST INSANE)


According to Jordan, customers were informed of how the debt payment plan works through several sources, including phone calls, letters and a contract they are required to sign before entering the program.

Customers would pay Allegro Law a certain amount each month, and the company would negotiate with creditors on their debt. The money would go into an escrow account until enough funds were accumulated to pay the creditors.

"The attorney general's office is basically saying that Allegro Law isn't a viable business," Nelms said after the hearing. "We performed valuable services for our customers. Many of their accounts were settled for half to 30 percent of what their original debt load was. I say that's a very valuable service for our customers."

In a matter unrelated to the civil complaint, Nelms has agreed to a three-year suspension of his license to practice law in the wake of a complaint filed against him by Chase Financial in New York, based on the activities of Allegro Law. He entered the conditional guilty plea before the Alabama State Bar's disciplinary board June 29, records at the bar show. The board is responsible for regulating actions of attorneys licensed to practice in the state. The Alabama Supreme Court accepted the plea Thursday morning, court documents show.

The suspension goes into effect after the high court's acceptance of the plea, said Jeremy McIntire, assistant general counsel of the Alabama State Bar.

The plea states that Nelms represented himself as an attorney to customers in the debt payment business but is only licensed to practice law in the state of Alabama. The plea also states that Nelms took the 16 percent fee up front, before doing any work on behalf of his customers. Lawyers in Alabama can't accept fees unless they do something to earn them, McIntire said.

Nelms also owns two Steak-Out restaurant franchises in the tri-county area. He was an unsuccessful candidate for the District 7 Montgomery City Council seat in 2003.

The accounts for the restaurants and his law firm also have been frozen. Fuller said he wants to release those accounts as soon as possible, if it is proved that there is no co-mingling of money with the debt payment company accounts. Fuller appointed a receiver to handle the frozen accounts.

"The restaurants and law office have employees who rely on those businesses for a paycheck so they can pay their bills and feed their families," Fuller said at the end of the hearing Thursday. "My position is we need to get the auditing of those accounts completed as quickly as possible, so we can have an absolute minimum impact on the folks who rely on these businesses for their livelihood."

This is all I could find on this. I looked yesterday for Keith Anderson Nelms name in the Alabama Bar association site. His name was there. TODAY it is not there anymore.

Allegro Law, LLC as well as Allegro Financial Services, Anderson Nelms and Associates, and Steak Out franchises within the Alabama area are owned by Keith Nelms. He has been disbarred in Alabama and cannot practice law for 3 years. I have been researching his business practices for the past few months because I have been paying over $1000.00 per month into his debt settlement problam for over six months and have had no success. It seems like Americorp is a processing center in Nassau County, NY. There is no "law firm". When you speak to someone within the "Law Firm", you only speak to a trained nobody that advises you to take care of it yourself within the Court or be referred to a local attorney within your area. The women you talk to aren't even Paralegals! They are not liscensed to give us the information that they are so willing to expel. At one point I spoke to the Bookkeeper - I called back and asked for her title because I did not get it directly from her in conversation about my Court documents. I think that any company owned by Nelms should be investigated. And any company working with debt settlement, debt management, or law should be shut down immediately!

So how does that work for us unfortunate fools who have paid money to these crooks? In freezing their assets does that mean we will be reimbursed or is it gone ?

i heard today The Credit Exchange had to lay off over 50 employees because 40% of their profit has now been frozen and lost for good. Greed got the best of them and everyone suffers. They rather partner up with shady law firms to collect high fees and end the end get bite in the rear for it but what is worse now the consumers that had sent to Allegros way are major victims because those consumers had faith and believe in the person at that represented them at The Credit Exchange to lead them in the right direction but the only direction now is the beacon of hell.

In freezing their assets, how we will be reimbursed :?:

The credit exchange people are no better than the people at the alleged law firm. They knew who they were working with as they are all the same. They deserve to go down with Allegro. The credit exchange is just as shady as Allegro.

Enjoy yourselves Nick and Jeff. You deserve it for the way you have scammed people.

The credit exchange should get axed for lying to consumers that they refer clients to the most reputable firms nationwide. it is obvious that the firms they have been using are no where near reputable enough to stay in business but they do not care as long as they get the clients first payment and monthly residual income that is all that matters, not the clients needs but the credit exchange needs. on rip off report you get a list of ex-employees disclosing the day to day function of the credit exchange on how managers whip you by the tail if you ever let a client go and why it's because if we do not close the deal on the first call than a more reputable firm will steal our business so use whatever lies and deceit to convince the clients to enroll today. I just hope mr. steve vanderhoof which is the owner and ceo of the credit exchange sleeps well at night when thousands of clients he enrolls each month for the past 9 years are suffering because they were set up with the wrong company that they had referred clients to. steve just wrote a book called mastering money management, how can u write a book about mastering money management when you can even master clients financial protection against unethical companies who cant even get the job done right for their clients. the credit exchange is forgetting that on first contact the consumers placed alot of trust into the company they have promote but yet another flop and now we hear thousands of clients funds is going into receivership AGAIN. any consumers here the credit exchange beware. they signed up clients with Hess Kennedy, FAILED now in receivership, they sign clients up with Hopper Law Firm Fail, now they sign clients up with Allegro Law Firm yet another FAILER. sad part is they are going to continue finding law firms that are willing to pay them big upfront referral fee to refer clients their way. hope this will wake u up before deciding to sign up with anyone at THE CREDIT EXCHANGE

Debt Settlement Attorney Keith Nelms with Allegro Law Gets Sued in Alabama

Posted by Steve Rhode

Action by the Alabama Attorney General this week further highlights the tough stance that law enforcement is taking against debt settlement companies. In this case it is against a lawyer and his related professional companies. This suit might lead other debt settlement attorneys to exit the debt settlement business to prevent the loss of their professional license. The suits and actions we are currently seeing against debt settlement companies are just the tip of the iceberg I predict.

Here is the official press release from the Alabama Attorney General???s office.

The Attorney General???s Office and the Alabama Securities Commission are suing a Prattville attorney and the companies he is operating in what is alleged to be one of the largest debt settlement schemes in the nation involving approximately 15,000 customers and millions of dollars nationwide. Autauga County Circuit Judge Ben Fuller is considering a request to grant a preliminary injunction against defendants Allegro Law LLC, Allegro Financial Services LLC, and Keith Anderson Nelms.

This preliminary injunction would prevent the defendants from continuing to engage in deceptive trade practices and to operate without a license. On June 30, the Attorney General???s Office and the Alabama Securities Commission obtained a temporary restraining order against the defendants??? that stopped the defendants??? conduct, appointed a receiver, and froze the defendants??? assets. A preliminary injunction would ensure that those consumer protections will remain in place.

Nelms is a resident of Montgomery whose law practice and financial services company are located in Prattville.

On its web site, the Allegro law firm offered to negotiate restructured debt plans for clients to pay off its debts, contending that such services provided through an attorney have superior results and are handled in a more ethical and professional manner.

The State???s civil complaint alleges that Allegro promoted a risky practice known as debt settlement, in which consumers stop making monthly payments hoping to encourage creditors to write off the debt, reclassify it as less collectible, and agree to settle for a greatly reduced payment. The complaint states that ???defendants are attempting to gain this benefit by purposefully and artificially lowering creditors??? assessments of the quality of the customer debt, thereby inducing creditors to accept less to settle accounts. The consequence of this lowered credit standing is a lower credit rating for the consumer, more fees for the service provider, less money to the creditor, and more overall problems for the consumer.???

Attorney General King said, ???Alabamians who are suffering hardship and distress during these severe financial times must be protected from exploitation and false solutions that may cause even greater harm. We contend that these defendants were operating a massive scheme that reached across our nation and unscrupulously targeted frightened and desperate consumers. With Alabama???s unemployment rate now at a record 25-year high of 9.8 percent, and many of our people struggling through no fault of their own, this is a particularly contemptible violation, and we will not tolerate it.???

Alabama Securities Director Joe Borg said, ???This is a prime example of the cooperative efforts of agencies to protect the public. It is imperative that we require all companies to abide by the law and do not allow them to take advantage of our citizens. In these hard economic times, with resources scarce, the leveraging of our efforts to help consumers is of the utmost importance.???

According to the complaint, Allegro and Nelms have solicited and obtained clients from all 50 states, many of whom made their selection believing they would be represented by a law firm. However, because Nelms is not licensed to practice law in any state other than Alabama, these consumers were deceived. Furthermore, Alabama consumers who believed they were hiring a law firm to represent them were also deceived, because Nelms and Allegro were actually serving merely as a conduit to refer cases that were handled by a third party, AMERICORP, which is not a law firm. In addition to these deceptive practices, Nelms and Allegro were not licensed by the Securities Commission, as required to conduct debt payment services in Alabama.

The complaint alleges that defendants have violated the Deceptive Trade Practices Act and the Sale of Checks Act. The Alabama Deceptive Trade Practices Act is designed to protect consumers by prohibiting business from committing a variety of deceptive practices including engaging in any ???unconscionable, false, misleading, or deceptive act or practice in the conduct of trade or commerce.??? The complaint alleges that the defendants violated the Deceptive Trade Practices Act as a result of various deceptive business practices and various false, misleading, and deceptive representations made to consumers. Under the Sale of Checks Act, any person engaging in a business that receives money as agent for obligors for the purpose of paying such obligors??? bills, invoices, or accounts must obtain a license from the Commission prior to conducting business in Alabama. The complaint alleges that defendants have breached their statutory duty to obtain a license pursuant to the Sale of Checks Act prior to engaging in the debt payment services business from their office.

The Attorney General???s Office and the Alabama Securities Commission are seeking a permanent injunction, civil penalties, and other relief. The Alabama Deceptive Trade Practices Act authorizes civil penalties of up to $2,000 for each act or practice found to be in violation of the Act.

It seems I got you again Mr. Edward Cherry. LOL....I told you I would have the last laugh....LOL. And now so will everyone else.
Until the next time.

I agree with all of the above responses. All those things happened to me also. Always getting served papers having to go the the sheriff's department and then to court to file an answer still to get nothing settled. I have paid $470.00 per month since September last year which is $4,700.00 that I have lost and they tell me my escrow has $109.00 in it . Unreal!!!!!! I got so upset I told them to take me out of the program. They are definitely a RIP OFF!!!!!!!! I have papers to go to court and ask if they were going to go and repensative me and she said they don't do that. They never return any of my emails or fax request to let me know what is going on. I could have settled with some of my creditors before the last fees and over limit fees were added with that $4,700.00 I sent to this no good comapny. I will tell everyone I know about both Allegro Law (whatever) and The Credit Exchange. And in turn they will tell everyone and hopefully this rip off company will be put out of business..

Allegro Law LLC is in receivership and Attorney Nelms has been disbarred. Google It.

What does it mean to be in receivership?

Assets are being liqidated. In law, liquidation refers to the process by which a company (or part of a company) is brought to an end, and the assets and property of the company redistributed.

Receivership: In law, the judicial appointment of a person, a receiver, to collect and conserve certain assets and to make distributions in accordance with judicial authorization. A receivership is properly an intermediate or incidental step toward some other principal objective and not generally the object of litigation. The principal objective may be the preservation of the assets pending a decision as to who should receive the property, or it may be the liquidation of the assets and the distribution of the proceeds to the parties entitled to them.

In this case THEY WILL MOST LIKELY BE LIQUIDATED.

Refunds might be coming soon.

Thanks Tom.

I do hope refunds occur. I really resent being screewed out of $2,000.00. I am so mad at myself for allowing this to happen.

Anyway, I do hope me and everyone else affected by this bunch is justly compensated.

Mr. Nelms; considering your current situation and the certainty that you will have debts to pay, I would like to offer my services. Of course, you absolutely do not want to claim bankruptcy. It is very unlikely you will get sued so don't worry about that. If you do get sued they can't do anything to you. I will work for you and negotiate your debts for you.

We can work the details out with the fine folks at The Credit Exchange. I do require an upfont fee of 20% of your total amount of debt. Plus, we will set a payment plan where you pay me $2,000.00 a month until I settle your debts. Of course it will take awhile to build up the funds to settle your debts so be patient for about 10 years until you have enough money available to settle with.

Sound good Mr. Nelms? You will debt free in no time. What do you say?

King hoping for permanent decision against debt settlement provider

BY ASHLEY STINNETT

MONTGOMERY, Ala. (Legal Newsline) - Alabama Attorney General Troy King and the Alabama Securities Commission are awaiting a judge's ruling in a suit that alleges a debt settlement scheme involving over 15,000 customers.

Autauga County Circuit Judge Ben Fuller is considering a request for preliminary injunction against Prattville-based Allegro Law, LLC, Allegro Financial Services, LLC and Keith Anderson Nelms. King has already obtained a temporary restraining order.

The ban would prevent the defendants from the practice of debt settlement. The complaint says Allegro had customers stop making monthly payments so creditors would reclassify their accounts as less collectible and settle for a reduced monthly payment.

The "defendants are attempting to gain this benefit by purposefully and artificially lowering creditors' assessments of the quality of the customer debt, thereby inducing creditors to accept less to settle accounts," the complaint says.

"The consequence of this lowered credit standing is a lower credit rating for the consumer, more fees for the service provider, less money to the creditor, and more overall problems for the consumer."

Allegro law firm's Web site offered a debt settlement program which, the firm claims, would be handled through an attorney giving consumers a more "ethical" and "professional" approach.

"We contend that these defendants were operating a massive scheme that reached across our nation and unscrupulously targeted frightened and desperate consumers," King said.

The complaint alleges Allegro and Nelms have violated the Deceptive Trade Practices Act and the Sale of Checks Act, as well as soliciting clients in all 50 states without a license.

Nelms, a Montgomery resident is only licensed to practice in the state, a fact unknown to the various clients who subscribed to the financial service, King said.

Keith Anderson Nelms is now disbarred from practicing law ANYWHERE. This was the CLASSIC Hess Kennedy scam with a different name. Allegro Law reports on their site that they have a network of Lawyers to help out all over the country. They even have names on their site. NONE OF THAT WAS TRUE.

i use to work for them. BAD BUSINESS

i live in CA & called alabama attorney general, they are having a person dealing with the recievership contact me. my creditors have been willing to work with me (allegro HAS been paying my creditors & did live up to their financial promise - until this) but we all may be able to get out of our deals with them since they (allegro) have breached contracts by not holding up their obligations to us as consumers...

I TRUSTED ALLEGRO LAW BECAUSE IT WAS IN ALABAMA AND I LOST MY MONEY . THEY ARE A BUNCH OF CROOKS. I SENT ALL OF MY PAPER WORK TO ALABAMA STATE BAR ASSOCIATION.

I TRUSTED ALLEGRO LAW BECAUSE IT WAS IN ALABAMA AND I LOST MY MONEY . THEY ARE A BUNCH OF CROOKS. I SENT ALL OF MY PAPER WORK TO ALABAMA STATE BAR ASSOCIATION.

If it makes you feel any better I lost $1,912.00.

Lets have a competition - Who lost the most money with the Allegro "Law" firm?

At least I can muster a little bit of humor.

Lets pray its true and we all could get our money back. I can't negotiate with my creditors and I'm losing my mind!! Can't sleep and I'm a nervous wreck!! I'm being sued by 2 of the 5 creditors that were "on the program" and the other 3 don't want to negotiate with me because I'm being represent by Allegro Law! I was advised to get a letter of release from Allegro and fax it to the creditors, so that they could negotiate a payment schedule with me. I have tried to obtain said letter for the past 3 weeks with no results, when I call Allegro the person on the other line transfers me to the "legal dept" and I'm prompt to leave a detailed message along with my account # and someone will get back to me. So far nothing!! I did file compliants with the State Attorney's General Office in Alabama and the State of NY along with complaints to the BBB in those states and lastly a complaint with the Federal Trade Commission's Office. Hopefully, we will BEAT THIS!! By the way I lost $5975.00 in past 9 months to Allegro!!!

Sorry to hear that.

So, your creditors would not negotiate without a letter of release from Allegro? This just gets better and better.

I just read through the posts on here going back to last year. Very funny reading the idiots defending Allegro Law. Where are you folks now? If I had only read this before sending those crooks my money......

Tom321 had it right from the beginning.

The Allegro Law Firm website no longer comes up. It is gone.

Now if the credit exchange website would no longer be available there would be more justice.

As much as I would like to see The Credit Exchange go down for their lack of compassion for consumers who are in financial struggles and got us thinking we are using top reputable firms to refer clients to is all lies. The Credit Exchange will never go down they made too much money and is smart enough to protect themselves so the only finger can be pointed will be firms they had been using such as Hess Kennedy and now Allegro Law and their ghost customer service processor Americorp. So when all fails guess what? The Credit Exchange is just going to find another processor to refer their clients to. So before you do business with a company that tells you they are in it to refer you with the best, just make sure you ask them exactly who is the best. If I was a consumer I definitely do way more research before I can even trust a phone conversation.

Allegro got busted because they were doing too much business and the banks don't like it - More than a half a billion dollars of the banks' money in less than 12 months. The lawsuit against Allegro is frivolous and holds no water - the suit is practically a Nazi action from bank lobbyists. If you do too much debt settlement business, you will get shut down. This BS can fall upon ANY DEBT SETTLEMENT COMPANY. 20,000+ clients and 35 BBB complaints? That's .01% complaints. Those clients I would boldly say are either drunks or have a first grader's IQ.

Allegro got busted because they were screwing people over. The lawsuit is not frivolous as they have broken the law.

Anybody who defends these crooks is either a drunk or has a first grade education and probably both.

Don't Do IT don't respond to this guy. It's him...(Edward Cherry). He is one of the key sources of all of this. His statements are completely dumb and frankly.....don't make any sense at times. In his mind everyone is stupid, uneducated and a loser but him. Just read his threads. They are nothing but rants and name calling.

This guy is REALLY OFF a few brain cells.

I BELIEVE EVERYHING TOM321 WRITES DOWN, SO FAR HE HAS NOT LIED TO US!! I THANK YOU TOM321 FOR BEING ON OUR SIDE AND KEEPING US INFORM ON THE WRONG DOINGS OF ALLEGRO LAW. WHEN IT COME TO THOSE THIEVES "ALLEGRO LAW" I WISH THEY ALL GET WHAT THEY DESERVE, EVEN IF I DON'T GET A PENNY BACK, AS LONG AS THEY ARE PUT OUT OF BUSINESS FOR GOOD!! U ARE RIGHT TOM321 NO NEED TO RESPOND TO THE IDIOT WHO DEFENDS ALLEGRO, IT'S NOT WORTH IT. THANKS TOM321!!!

I have to give TOM321 a thank you too.

Who is this Ed Cherry Character? Does he work for (I mean did he work) for Allegro or for The Credit Exchange.

Has anyone noticed that the Steve Vanderhoof on The Credit Exchange website has written a book. Be sure and go to Amazon and give him some true feedback on his "work".

No....THANK YOU to the both of you.

I too have been sending money to Allegro to the tune of $340/mnth. I have always had a problem with their lack of written information - no monthly or quarterly statements - you have to call & ask for one to be sent.

I also had a cc company file suite against me and had a devil of a time reaching someone. They are horrible with returning phone calls and it was only because I was calling every hour that I finally got ahold of the person in the "legal" dept. Her voice mail said that she was out of the office, but when I finally reached her she said that she had been in NY @ the processing center and did not know why the operators did not find her there. Oh, and apparently they are not able to retrieve msgs remotely?!?!? Anyhow, the situation was resolved w/o going to court. Although, I know have to pay the entire bill (which is not a problem, I charged it, but that is not what Allegro promised) and pay it to the atty's for the cc company. Again, not a problem, but not the promised service.

I noticed this month that no money was withdrawn. When I called today (35+ minutes on hold), I was informed that a receiver had been appointed to handle Allegro's accounts and they were not allowed to process this month's debits. However, they have been "released" and are able to process this month's debits. When I asked why they were placed under receivership, she stated that "they" were not told, but it's ok now. When I expressed concern over not knowing why the company was placed in receivership, she said that she is just happy that she still has a job. Total denial of what got them there in the first place.

I have contacted the Alabama AG's office and am going to review all paperwork and monies. Will definitely be keeping an eye on this one.

I heard the ads for The Credit Exchange on KFI Radio. I needed help and called. This company turns you over to the allegro law firm. To start you will give them the first payment for costs then it is $59 a month service fee. For me it was $418 plus the $59 a month. What a rip off. I could use that $59 to pay my bills. They did not get great rate reductions and they are hard to get a hold of. The main lawyer for Allegro is in Alabama and is getting sued, but the firm is in New York! Go figure it out. I got out after 2 months.

No....THANK YOU to the both of you.