who is this company??

No, I haven't, why do you ask? :)

paydayonline.us is the name they keep buzzing my cell phone and sending me e-mail saying my loan was approved.

Did you apply for a payday loan with them, or any other company? PDL companies exchange information.

i applied online with a website. but i am very hesitant to do business with any of them till i can do some research on who i am dealing with. and i have never heard of paydayonline.us and can't find any information on them either.

Your best bet is not to do business with any pay day loan company.

your best bet is to decline the loan.i would make sure they didn't get any sensitive information.

I agree with Roxy & Paul. Please don't get into the vicious cycle of borrowing from a pdl if there is anything you can do to avoid it.

I have to echo what others have said; do NOT get involved with the PDL's. All you have to do is read the posts at this site on this forum to see what can happen. Good luck and keep us posted.

Please listen to the above posters.. researching companies is always great but the only info you will find on any payday loan is that they're awful. they will make you more poor than you ever were! they take and take and take and your balance bearly goes down. I know it's hard - payday loans were just about the only people to offer me money of any kind and i did have some huge emergencies (serious, life-threatening ones) that said, i still regret taking them. they just put me in more debt with credit cards (which is the hell i'm facing now), i almost lost my car because of these loans, was almost homeless because of these loans.. none of this is made up neither.

Yes, I got a loan from them. Do not do business with them and report them if they keep calling you. They purchased your information from another company. They claim to be an online service but do not have a website. They will keep calling you and tell you that you only have to pay the interest first but do not tell you that by only paying the interest they are making more money because they charge you $90 for every scheduled payment. iTS A COMPLETE SCAM

When looking at the website for a PDL, make sure that they have thier license posted for the state in which you live. You did not mention where you are from, but if there are not store front PDL's they are probably not legal. DO NOT do business with an online PDL unless they are licensed by your state.