PDL Urgent Help Needed - Legal in WA State?

Hello howton104 and welcome to the forum. First of all, please list the following information so we can help you.
-Names of each pdl company.
-Whether they are store front or Internet (although I am assuming they are all Internet since they're making withdrawals)?
-How much you borrowed.
-How much you paid so far.
You mention already that you reside in the State of Wa, correct? I will post your laws there shortly.
I'm sorry to tell you this, but there is only one sure way to stop the withdrawals, and that is to close your account. If that isn't an option, then tell the bank to put a hard debit block on your account. Before you close your account, read this information at the link below. http://www.debtconsolidationcare.com/paydayloan/close-account.html

Please do not let any of these pdl's know you are going to close your account, until AFTER you have done it!

Washington State Information

Legal Status: Legal (Lender must have a small loan endorsement to their check casher license in order to make payday loans)

Citation:
Wash. Rev. Code Ann. ???? 31.45.010 et seq.

Loan Terms:
Maximum Loan Amount: $700
Loan Term: Max: 45 days
Maximum Finance Rate and Fees: 15%: first $500; 10%: remaining portion of the loan in excess of $500 up to the $700 maximum
Finance Charge for 14-day $100 loan: $15
apr for 14-day $100 loan: 390%

Debt Limits:
Maximum Number of Outstanding Loans at One Time: A company cannot hold a check or checks in an aggregate face amount of more than $700 plus allowable fees from any one borrower at any one time.
Rollovers Permitted: None (cannot repay loan with proceeds of another)
Cooling-off Period:
Repayment Plan: A company and a borrower may voluntarily enter a payment plan at any time. A borrower, however, has a right to convert a small loan to a statutory payment plan after four successive loans and prior to default on the last loan.

Collection Limits:
Collection Fees: $25 NSF fee (one time per instrument); collection costs (excluding attorney's fees, interest and damages)
Criminal Action: Prohibited

Where to Complain, Get Information:
Regulator: Washington Department of Financial Institutions
Address: Division of Consumer Services, PO Box 41200 Olympia WA 98504
Phone: (360) 902-8700
Fax: (360) 725-7827
Regulatory Contact: Chuck Cross,, Director of Consumer Services
Regulator Website

Licensee Database

Howton I am moving this thread to the payday loan section so it will receive more attention, here is the link there.
http://www.debtconsolidationcare.com/paydayloan/forum/index.html

good luck, howton - this board is the best and help is on its way :) once you close your account, you will be amazed by how much better your situation will be.

Hey Howton, welcome to the site. I hope you find it as helpful as I did. Please post the loans you have so we can offer help! One of the scariest things that I did was to close my account. My first loan should of attempted to withdrawal today. I am anxiously waiting for the fall out.

howton, since criminal prosecution is prohibited in your state, it wouldn't be a problem for you to close your bank account. Just wanted to point that out for you. We do have more information regarding closing your account, etc. However, as posted above, can you provide more information so that we can better guide you in the right direction? :D