New York State

i am looking for info on payco. i want to pay them in full but do not have an email address, website, or phone number for them
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VINCE ENTERPRISE
Arrowhead investments
Impact Cash
Rapid Cash Management
PARAGON PROCESSING

So those the the loans I have. I've been paying their fees for months and months now. THOUSANDS of dollars later. It's gotten to the point where i can't afford to pay one off every pay period because I have to worry about paying their fees.

HELP!
i'm about to go to my bank and close my account, but I just want to make sure these loans are or aren't legal in NY?

Thank you so much!

And I just found out it is illegal in the state of New York!
I went to my bank, closed my account, told them to put a stop payment on the ACH charges. Had the bank actually send out my C & D letter.

I am so happy I could just about cry right now.

Quick question everyone.

I had a loan with arrowhead investments for 300. I paid their lovely $90 refinance fee about 6 times before i was actually able to pay off the loan . So I paid 930 dollars on a 300 dollar loan. I paid it off then borrowed again. Does that mean I'm entitled to a refund from them at all?

Thanks,

I e-mailed this company to get a debt verification letter and was told by their rep. that the internet contract is the debt validation. Am I correct in saying that my loan was for $300 plus a $90. service charge for a total of 390.00 of which they have been given $180. so I actually owe them $210.00. I am in NY also. The collection agency is from Co. Thanks everyone for the useful info.