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Loan Point USA and GRC...are they the same??

Date: Sat, 05/17/2008 - 12:25

Submitted by angiegirl88
on Sat, 05/17/2008 - 12:25

Posts: 63 Credits: [Donate]

Total Replies: 29


I was reading through some threads and noticed that one of the email addresses for GRC was listed as [email]xxxx@loanpointusa.com[/email]....I was under the impression that loan point usa and loan shop were the same....not loanpoint and GRC!! If so, I made a big boo-boo....I got a letter from kristy at loan point stating that they will not make any sort of arrangements, only full payment, and they will only accept MoeyGram or Western Union....and I shot back with a really nasty email of my own...now I'm feling kind of bad because GRC is legal and licensed and I was going to try to be helpful with them, but now am worried that I have ticked them off!! :?


i am searching for a physical address for this company can anyone help


lrhall41

Submitted by on Wed, 08/05/2009 - 21:27

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Geneva Roth is located at 1923 FOXRIDGE Drive, Kansas City, KS. The owner's name is Mark Curry, the same guy listed as the owner of LoanPointUSA. Even their Utah license says they make loans from the Kansas.

Here are also some more address for them:
6800 W 47TH TER, SHAWNEE KS 66203-1398
4412 W 150TH ST, LEAWOOD KS 66224-9546
6950 W 56TH ST, MISSION KS 66202-2590

If you searched some more could probably find some more address for them. They are very shady and shifty and even though they claim to have a license, they don't act like it.


lrhall41

Submitted by resqume1 on Thu, 08/06/2009 - 05:40

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they just tried to debit my account for 400.00. Apparently, if you owe a payday loan and go online to get another they get your account number and try to get the money from the account even if its not the same account you got the loan with. If you dont monitor your account they will get your money and you want know until your account is dry. luckily i was able to catch them and change my account information.


lrhall41

Submitted by on Thu, 08/13/2009 - 19:34

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Quote:

lp usa just debit my account in the amount of 400.00 with out authorisation What should i do


You need to go to your bank immediatly and file fraud on your account. Have them reverse the debit and put your money back in your account being that you never authorized the transaction. They will have you fill out a fraud avidavit for the claim.


lrhall41

Submitted by Cool_Abyss on Wed, 11/04/2009 - 05:51

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they just tried me the same way. luckily my money wasnt in there. my bank's just gonna send the debit back and credit my account for the money i had in there, but i still think i need to change my account number because they might try to send it through again. any suggestions?


lrhall41

Submitted by on Tue, 12/08/2009 - 05:10

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If you ever take out a loan with LPUSA you sign in the fine print that you authorize them to take money from any account that you are a signor on. I had closed my account and my husband had a business account and had added my name as a signor. He got a check with no problem from First Bank of Delaware for $700 and the same day LPUSA took the $400. They work together. Of course, I owed them, so I guess that's fair.


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lrhall41

Submitted by on Tue, 03/30/2010 - 13:45

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We are in the same boat with this company. We live in Alabama and my husband took out a $600 Loan around Christmas to help out. He was under the impression that he would owe $780, but they have been taking out $180 every two weeks. We REALLY can't afford $180 every two weeks and we can't afford to pay the $600 to pay it in full. Is there anything that we can do? Are they illegal in Alabama? Ant help is appreciated. I just found this site and I think there might be hope in our desperate situation.


lrhall41

Submitted by on Wed, 04/07/2010 - 07:29

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Quote:

Originally Posted by Anonymous
We are in the same boat with this company. We live in Alabama and my husband took out a $600 Loan around Christmas to help out. He was under the impression that he would owe $780, but they have been taking out $180 every two weeks. We REALLY can't afford $180 every two weeks and we can't afford to pay the $600 to pay it in full. Is there anything that we can do? Are they illegal in Alabama? Ant help is appreciated. I just found this site and I think there might be hope in our desperate situation.

CLOSE YOUR ACCOUNT! CLICK HERE to find out how to deal with illegal lenders.


lrhall41

Submitted by Shazzers on Wed, 04/07/2010 - 08:04

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Quote:

Originally Posted by Cool_Abyss
You need to go to your bank immediatly and file fraud on your account. Have them reverse the debit and put your money back in your account being that you never authorized the transaction. They will have you fill out a fraud avidavit for the claim.



im am going through the same thing i am diputing the ach transaction right now!


lrhall41

Submitted by on Mon, 04/12/2010 - 12:16

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Quote:

Originally Posted by Cool_Abyss
You need to go to your bank immediatly and file fraud on your account. Have them reverse the debit and put your money back in your account being that you never authorized the transaction. They will have you fill out a fraud avidavit for the claim.


You will also want to have a stop pymnt placed against the merchant. But this will only stop them for 6 months. It is better to resolve with the merchant instead of having this pop up again in 6 months or when you change accounts. They continually run your social waiting for you to open a new account and will hit the new account. So in the long run it is better to work it out with the merchant. These charges are usually for old pay day loans.


lrhall41

Submitted by on Fri, 04/23/2010 - 11:54

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Quote:

Originally Posted by resqume1
Geneva Roth is located at 1923 FOXRIDGE Drive, Kansas City, KS. The owner's name is Mark Curry, the same guy listed as the owner of LoanPointUSA. Even their Utah license says they make loans from the Kansas.
Here are also some more address for them:
6800 W 47TH TER, SHAWNEE KS 66203-1398
4412 W 150TH ST, LEAWOOD KS 66224-9546
6950 W 56TH ST, MISSION KS 66202-2590
If you searched some more could probably find some more address for them. They are very shady and shifty and even though they claim to have a license, they don't act like it.


Do you know the Utah address? This is where my deduction came from


lrhall41

Submitted by on Tue, 04/27/2010 - 11:11

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I did not take a loan out with this company called lp collection and did not auth them to take any money out of this acct which I was just added to in nov of 09 and it is illegal for them to take money out of an acct you do not give them permission for!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!


lrhall41

Submitted by on Wed, 05/26/2010 - 10:54

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I had the same thing happen 2 me today i deposited a few checks into my account yesterday & today when i went to look at my balance it said i had a debit in the amount of $400 as soon as the bank opens i am going there & getting my money back. I never even applied for a loan EVER.


lrhall41

Submitted by on Thu, 09/02/2010 - 01:57

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Quit going to these places! YOU are doing this to YOURSELF!!!! Unless actual fraud has been committed. If you do have the money just wait it out, you will be better off in the long run, or even a week or two.


lrhall41

Submitted by on Wed, 10/20/2010 - 10:07

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LPUSA collectio just tried to take 400.00 dollars out of my saving account and i never told them to and do not know who these people are:(


lrhall41

Submitted by on Thu, 06/16/2011 - 13:14

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I have been dealing with this people for 2 yrs or maybe longer, they kept on withdrawing the $400 and everytime they did I would file a fraud form and they always reversed the charge. They did this 6 times and everytime I got the charge reverse, The phone calls started coming in from an "Agent Gonzalez" claiming that I had comitted check fraud, I talked with this agent 3 times telling him they were illegal in Florida, then he changed his tune and he was an federal investigator, needless to say I hanged up on him and told him to go fly a kite (by the way I have his calls saved) since the last time I sent him to fly a kite I have not heard from them and they have not tried to debit the account anymore. Hopefully, I don't hear from them anymore.:p:D;)


lrhall41

Submitted by spanisheyes on Fri, 06/17/2011 - 13:40

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