Loan Point USA and GRC...are they the same??

What does GRC stand for? I do know that loanpointusa and Geneva Roth are one in the same.

Well, on my statement the withdrawal is listed as GRC Funding, and I believe someone told me that it was Geneva Roth....and you just answered my question!! =) Thanks!

Yes LoanPointUSA is Geneva Roth....I had to deal with them too and I was also confused because in the begining they were debiting my account as LPUSA then changed it to GRC Funding.

i am searching for a physical address for this company can anyone help

Geneva Roth is located at 1923 FOXRIDGE Drive, Kansas City, KS. The owner's name is Mark Curry, the same guy listed as the owner of LoanPointUSA. Even their Utah license says they make loans from the Kansas.

Here are also some more address for them:
6800 W 47TH TER, SHAWNEE KS 66203-1398
4412 W 150TH ST, LEAWOOD KS 66224-9546
6950 W 56TH ST, MISSION KS 66202-2590

If you searched some more could probably find some more address for them. They are very shady and shifty and even though they claim to have a license, they don't act like it.

they just tried to debit my account for 400.00. Apparently, if you owe a payday loan and go online to get another they get your account number and try to get the money from the account even if its not the same account you got the loan with. If you dont monitor your account they will get your money and you want know until your account is dry. luckily i was able to catch them and change my account information.

Yup, pdl's share information, also you just never know who you are dealing with, one pdl with several sister companies!

lp usa just debit my account in the amount of 400.00 with out authorisation What should i do

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they just tried me the same way. luckily my money wasnt in there. my bank's just gonna send the debit back and credit my account for the money i had in there, but i still think i need to change my account number because they might try to send it through again. any suggestions?

i agree, this is a pretty tough company (though mostly illegal, i have heard they might be legal in some states). your best bet is to check your state laws for closing your account (we have a sticky here) than close it out asap.

They just tried that with me and i did not know who or what it was. Luckily i didnt have it in my account so i just got charged the 35.00 for nsf. So i should change my account information? Is everything going to xfer over or is it like starting a new account.

i would close your account asap and make sure that the ACH will not push it back open.

I was lead to believe a $600 loan would cost my $780, I am $900 into it and they tell me they wont stop taking payments till I make a $600 payment, what can I do, I cant afford a $600 payment nor can I afford for them to kepp taking $180 every 2 weeks

If you ever take out a loan with LPUSA you sign in the fine print that you authorize them to take money from any account that you are a signor on. I had closed my account and my husband had a business account and had added my name as a signor. He got a check with no problem from First Bank of Delaware for $700 and the same day LPUSA took the $400. They work together. Of course, I owed them, so I guess that's fair.


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We are in the same boat with this company. We live in Alabama and my husband took out a $600 Loan around Christmas to help out. He was under the impression that he would owe $780, but they have been taking out $180 every two weeks. We REALLY can't afford $180 every two weeks and we can't afford to pay the $600 to pay it in full. Is there anything that we can do? Are they illegal in Alabama? Ant help is appreciated. I just found this site and I think there might be hope in our desperate situation.

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i looked at my account today and lpusa took 400. out of my account but hopefully my bank will reverse the transaction. will they? do they have too? this is not the same accout i took the loan out with.

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Most of these Internet pay day loan companies are illegal in the state of the borrowers that is the reason they charge you so high interest and finance charges as well.

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I did not take a loan out with this company called lp collection and did not auth them to take any money out of this acct which I was just added to in nov of 09 and it is illegal for them to take money out of an acct you do not give them permission for!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

I had the same thing happen 2 me today i deposited a few checks into my account yesterday & today when i went to look at my balance it said i had a debit in the amount of $400 as soon as the bank opens i am going there & getting my money back. I never even applied for a loan EVER.

Quit going to these places! you are putting yourself in this position, unless actual fraud has occured. If you don't have the money then wait it out.

Quit going to these places! YOU are doing this to YOURSELF!!!! Unless actual fraud has been committed. If you do have the money just wait it out, you will be better off in the long run, or even a week or two.

LPUSA collectio just tried to take 400.00 dollars out of my saving account and i never told them to and do not know who these people are:(

I have been dealing with this people for 2 yrs or maybe longer, they kept on withdrawing the $400 and everytime they did I would file a fraud form and they always reversed the charge. They did this 6 times and everytime I got the charge reverse, The phone calls started coming in from an "Agent Gonzalez" claiming that I had comitted check fraud, I talked with this agent 3 times telling him they were illegal in Florida, then he changed his tune and he was an federal investigator, needless to say I hanged up on him and told him to go fly a kite (by the way I have his calls saved) since the last time I sent him to fly a kite I have not heard from them and they have not tried to debit the account anymore. Hopefully, I don't hear from them anymore.:p:D;)