Island National Group llc – Is it a legitimate company or a scam?

Dispute the debt in writing with Island National Group. Also check if the company has entered anything negative in your credit report. The info must be immediately deleted if it is found to be incorrect.

This company appears to be a collection agency, however the material sent to our address was for a completely different name. Appears they collect debt for FingerHut and Bally's (among others) I called them to tell them this was a fraudelent name and they suggested I call the Better Business Bureau.

We just recieved a letter from this same company in NY. They stated we owed 150.00 dollars for a purchase to the Franklin Mint. We just recently moveded to this address and have never purchased from the Franklin mint. They also stated that if we sent them a check for 100.00 they would clear our name.

It sounds like a scam.

hi, my in laws have been getting phone calls for the past year fron island national group llc and they are claiming that they owe $17887.87. they wont tell them what it is for except that it has something to do with relestate. my in laws have never owned any relestate and have no idea where this is coming from. as far as they know there isnt anything on there credit about it either. the bill is from 1989 and now they are sending the bills to my husband saying that this was his bill. well my husband would have been 9 years old at the time. what should i do and how can i go about finding out what the bill is for and if its not ours how do i get them to stop contacting us?

Leah, dispute the bill in writing with ING. They should confirm you with all information that you owe this debt. Even if the debt exists, it is well past the SOL period by now since the bill is from 1989 and you have not done any payment in the recent times.

I too received a letter from island national stating that i owe a debt from fingerhut in the amount of 324.25 and that the original debt occured on 4-28-99 what's up with the year 99? I haven't checked my credit report yet, but isn't 7 years up on 4-28-2006? It has never appeared on my credit report in any way shape or form, i just cleared up any past debt when i refied my house and this was not there! I'm not sure this is a valid debt, since they spelled my name wrong, I think this co. is reaching and have no plans to send them any form of payment. I hope everyone out there who receives such a letter takes the time to validate your debt and don't just send a stranger your hard earned money!!! I don't like what they're about they are buying ancient debt in hopes of getting the uninformed masses to pay their way.

yes i to have recieved a letter from this so called collecter, but it is dated on a collection from 1991 to a fingerhut balance. i have no idea what it could be for i paid them in full with the payment booklet that they send you. but now it is to late to go looking for proof. it has been 15 years and i don't keep bank statements from then heck i can't even remember what bank i was with for that matter. there was something else funny about the notice it had my madden name not my married name on it. i have been married for 14 years. you would think that if they could find the right address that they could atleast have put the right name on it.
so what do i do. do i call them and try to explain that the dept has been dealt with or write them they give me 30 days but the notice was dated on the oct 3 and i didn't get it the oct 15. why so long before i got it? did they hold hoping that i would run out of response time? my father says they are just trying to get up date info on me so they can screw with me and i really don't know what to do. with all the fraud that is going on out there and all they need is barely anything by your name to committ any number of crimes..just a thought please let me know where to go with this asap. thanks tj :?:

Have you tried sending them a debt validation letter? If not, I would do that, and I would also file a complaint against them.

I too have recieved a letter from Island National Group, regarding an account opened 11/98. It says balance due is $329.04. They offered to settle for half .... blah blah blah.

Letter was addressed to my wife, and has her maiden name - 5 years after we were married- and her first name is misspelled. ** Suspicious **

We *may* have purchased one thing from Fingerhut back in 1998. This is a scam of a scam. Not once in 8 years have we received a "Late Notice" bill.

I just called the number I found at Fingerhut.com, and the nice lady said that Fingerhut / Axsys National Bank closed their doors in 6/2002, and the current company bought the name from Fingerhut. New credit company is CIT.

So, there is no way for us consumers who are being scammed, to call the company, and resolve the issue with Fingerhut.

What ever everyone decides to do, please send a copy to the FTC. They can leverage fines, etc. for companies that use these kind of deceptive business practices.

Look up the FAIR DEBT COLLECTION PRACTICES ACT on www.FTC.gov for more information.

http://www.ftc.gov/os/statutes/fdcpa/fdcpact.htm#809

Also, search RipOffReport(dot)com for "Island National Group" for more very revealing information.

There are about 13 articles in RipOffReport that are tied to Island National Group and Fingerhut.

It's a scam, and someone needs to send them a message. I don't know about you, but I'm gonna do it.

i wrote a nice long letter of refusal asking them to send me a copy of my signature, date of last payment amount of last payment number on the coupon that accompanied last payment i just want it all...
this is such crap, if it was that behind why didn't it show up when we bought our house, cars and taken out numerous loans? that what I want to know... tj
and just to let you know i forwarded a copy of the notice to the BBB here in my state and Minn. because that is were fingerhut is out of. if they are selling their client lists they need to stop...
tj

I'm not sure notifying the BBB will do any good. The company Fingerhut / Axsys National Bank went out of business in June 2002.

From the nice girl I talked to yesterday at Fingerhut.com (1-800-208-2500) said they purchased the Fingerhut name and opened back up after the original Fingerhut went out of business. Has Fingerhut always been out of Minnesota??

I notice their website state the following "About us":
Since 1948, Fingerhut has grown from a small entrepreneurial business into a nation-wide direct retailer...

yes for as far as i know its based out of st clould,mn. atleast thats where it was 15 years ago. can't say for sure now though.
i talked to the post master about what do i do if it is a fraud. he said to turn them into the att. generals office. you are right the bbb isn't really the way to go. so i guess that will be mynext step if they don't respond to the ceritifed letter. in which was mailed today so i will keep you up to date on when i recieve the post card or the letter back which ever happens. i hope that i have helped you out alittle with what i did. but i don't want to have to pay something i know i paid in full years ago... i just have to make sure that they have to prove that i didn't which they can't because i did pay it all. if the payment i sent them didn't go the balance the where did it go do i have an acct the has credit on it. i mean this is just some of the stuff that doesn't make any sense to me.
you know recieving a notice like that in the mail could give some older person a heart attack or scare them so bad its not a nice thing to do...
well better close for now.
tj

Well, I have received a notice from Island National Group twice. I recently moved and suddenly received them at my new home. (Not forwarded) And I never had received them before. And they only have my last name correct--not my first. (What are the odds someone with my last name but a different first name lived in my apartment years ago?)

The notices say I owe them about $200 from 1997 to Fingerhut. I was only 15 years old then!!!!!!! It's a scam. If I receive it again I will be contacting someone to get them to stop just because it creeps me out!

i did recieve a notice from them saying that they are turning it back to original collector. apparently they didn't have any of the things i asked for. hopefully i will never hear from them or any other place like them. it was a really quick note two lines in fact. so for you people having recieved these type of notices send them a letter it cost $2.oo but they will hopefully stop bothering you and me. i dont like the fact that these people are scamming. and the fact that people are actually paying them anything at all. a certified letter is a lot cheaper then $200 it takes about 20 minutes to write it up. tell them that you will sue them for $5000 in damages to your credit and personal stress...
ok that is all i have good luck to all of you who have to deal with crap.
yours truely tj

I've been suckered by Merchants Credit Guide Co & paid them what they told me I owed. I am now doing research due to another letter I recieved today stating that I own Island National Group LLC. Their saying that their client is RJM Acquistions Funding LLC, which has never contacted me. All originally due from a Fingerhut account which I know that I paid in full years ago.

My question is, how can I get these people to stop mailing me things. Once a year I get a new letter from a new company?

527 Dr.W.J.Hodge Street in Louisville Ky., 40203-1535

[font=Times New Roman][/font]I don't understand why Island National is sending me a bill for a debt that has been paid. I do not believe that this company is legit. My bill was paid and i do have proof. I was paid out in 1999. What is this?

Be careful about answering letters that pertain to a debt that is over 7 yrs old. It could cause the debt to be illegally "refreshed", thus the 7 yr cycle begins anew.

wow,i ricieved a mail from island national saying i owe money of 567.52 but if i send them a 312.13 check back they will take off the other difference,which is 45 percent off. kinda fishy,what is stand?

I just recieved a letter from Island National Group about a Macy's account I paid in full seven years ago. I recently noticed the balance on my credit report and disputed it. Now, I have a letter from Island National Group saying to pay the balance with the form attached and include my social, birth date, and other info so that they can reinstate my card with the amount of money I orignally owed. Doesn't that sound a little iffy to you? When I called them over the phone, they insisted that I give my social security number to them. I just don't trust the company. What can I do?

do not send this company money. they are a fraudulant company. Ive been getting a notice from RJM ACQuisitions for an account that is well over 10years old...now ive received one from island national group LLC for the same account...There is no money owed for the account they are asking... my credit is free and clear of said charges they are asking money for...Do not send them any money.. turn them in...

Regarding RJM Acquisitions/Island National Group ... my grandfather, who died over a year ago, received a letter today on Island National Group letterhead. The letter claimed that he had a Fingerhut debt turned over to them from RJM Acquisitions. A little research showed that while RJM and Island National are technically different companies, they're definitely affiliated,if not owned by the same people. In fact, a couple debt collector association websites show conferences being sponsored by a single entity listed as "Island National Group/RJM Acquisitions". Regardless, the debt is highly questionable since my grandfather was an invalid for the last 20 years of his life, and wasn't someone that I would call the shopping type. Anyway, I called the Ohio attorney general's office to inquire about RJM/ING. The AG's representative put me on hold and came back and told me in an urgent tone, "There have been numerous complaints about both companies. Do not give them any information, do not reply to them." I clarified the matter by asking, "Then I should ignore their letter?" She replied, "Yes, ignore the letter."

So there you have it...straight from the Ohio Attorney General. The only time you should ever communicate with these sleazy companies is if they put false information on your credit report or violate your fdcpa rights. If it comes to that, sue them and let the law do the talking for you.

Yes I have been recieving letters from this company by the name of Island National Group LLC PO. Box 1809 Hauppauge,NY11788-8809 For a debt from Fingerhut that I can say I have not order anything from them. Balance Due of this debt is $112.39 I refuse to pay anything that I have not made.Island National Group File#2615789368-Clients Account#16633870729 I don'tlike TRICKS AND TRADES :!:

I am recieving letters from the company of Island National Group LLC PO.Box 18009 Hauppauge,NY11788-8809.About a Fingerhut debt saying that I owe them $112.39 for a bill that I have not made and REFUSE TO PAY.Island National File#2615789368-Client's Account#16633870729 I DON'T LIKE TRICKS AND TRADES :shock: :x

I got one of those too, some time back from the same people. I requested debt validation in writing, and they couldnt provide it. But the letters kept coming. I finally told them that they were not to ever contact me again concerning this debt because they failed to validate it, in accordance with federal law. I said that any further contact from them would bring a lawsuit in response.

I havent heard anything from them on that debt ever since....

I really think Island National Group LLC is a fraud. I just got a letter saying I owe $658.39 from 1999. And in 1999 I was a child, its not even possible that I have that debt. I'm really worried about this, they have my name address and S.S #.

This is nothing but a scam. Please stop sending money to these people!!! I am wondering why anyone would without checking it out first.
I am turning mine in also. They love the ones who send $$$.
Mine says Use this coupon to receive $17 off - then it says to "double" that?! It even reads like a scam and sounds stupid in the wording too.
The one(s) who say they had a bill and it was correct and they talked to the people - I have my ideas about that too and why it is being said.
I deal with scammers all the time on yahoo messenger. I know a scam when I see one. THIS IS A SCAM! STOP SENDING MONEY AND SEND THE LETTER SUGGESTED PLUS turn it in to the authorities so this can be stopped.
Just think how much these scammers are making each year by people who just send money, not questioning anything. They won't receive one dime from me.
Hope I am not sending it twice since it doesn't seem to want to send.

This company is not a real company and they try to collect debt that individuals do not truly owe....

I recieved a statement from this collection agency saying I owe Macys $407.oo and if I pay them this amount I can restatblish my credit and get a new credit card. However, i paid Macy's off $500.00 in June 0f 2004 and closed my account after. Sueann in California.

When you dispute these collection efforts, RJM acquisitions will leave you alone only to pass the account to Island National. Thus starting your process all over again. I sent RJM & Island National the letter of dispute via certified mail. Its been 6 months now and nothing from them on my credit anymore, no collection bills, nothing from these companies. Folks you have to fight both companies and who knows? Maybe another. But if you feel you do not owe this dept, keep fighting.

Any true legit company will have a 800 contact number and be listed with the Better Business Beuro, RJM & Island National are scams.

Hey i got this letter that said i owe some money back in 1999 from Macys. This the second notices i got. The first notice i got i just trash it. This one say now i have 3 choices to pay it off. I just read Jeff Ballard comment and this letter do have an 800 number. it is 1-800-805-0891. i wonder if it a real 800 number? The year is 2008. Don't my bad credit from 1999 will me erase since it only on my record for 7 years?

Who do i call to report these scams? I owe no money. i do receive catalog from Fingurehut. now i saw i the connection. Fingurhut got my mailing list now Island National Group got a hold of it and now sending me letting saying i owe a debt i did not owe. I live in California. If any one know who do i contact to report this scam let me know. Thanks.

Send them a DV letter, also advise them that the SOL has expired on the debt.

Mine was charged off via bankruptsy

I've sent other "RJM" companies a small sum .. not much -- I will not again.

If I owe a legitamate company --- I'll pay them directly

i have a number for them 800-754-0511

i have a number for them 800-754-0511

Ref: 2639818590 I would like to initiate monthly installments.

Harvel, WRONG FORUM!!

My wife has been getting these for the past year starting from RJM and now from Island National Group. My wife informed me that she has never had a Finger Hut account or a credit card that hasn't been paid. We looked for information about RJM on the web and everything kept coming up red flags about them. We took the advice of others and did not contact them after being told that contacting them if you know you don't owe anything will only verify that they have hooked a live body to scam. I suggest that if you do owe them money to get in contact with them to pay what you owe but if you do not don't respond to them. You know if you owe money or not. :shock:

I have been billed from both of these agencies for 2 different accounts. They were for old debt from many years ago. I have never had any problems with my payments, in fact, I finished paying RJM and that debt was removed from my credit report. I have been watching my statement balance for NIG and it has gone down each month reflecting the amountI paid. They are not a scam, they just collect on debts so old you probably forgot about them. That or they have mistaken your identity.

This is a scam company. I found out that I was making payments to them because I thought they were a collection agency for my government student loan. I called the bank (where my original loan was) they gave me the phone # to the company that is handling my account. I contacted them and they told me my loan was paid in full because the government took it from my taxes (which is correct). I thought I may have still owed money so I started paying Island National Group because they offered a discount on the loan. Luckily, I had only made 3 payments before I found out my loan had been paid and never sent to this company. This is a scam and if I were you I would stop paying them. I am reporting them to the BBB.

I just recieved a letter from Island National Group and called my bank and they told me to take the letter into the bank. They told me that this is a scam

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I have been collecting these from various sites. While I have used ones that expire, these do not seem to.

i am wondering the same thing about this company...claiming i need to pay a debt..but instead of sending it my house as a debt collector should they send it to my parents house..how did they get that address?? is this a scam???

First of all, I have had the same issues but with NCE Financial, calling me after YEARS to say they are a third party collection agency for a credit card I had back in 2002-2003. I have spoke to three different people, on three different occasions and asked for proof of this debt. They never provided proof, but every 2-3 months a different person from this group calls to try to get me to make payment.
Secondly, there is a 7-year statute on charge-offs. Meaning, after 7 years of the last actual transaction, they cannot come after you. Not even another collection agency that bought the charge off account. They are in violation if they do. After speaking with my CPA he said that if it has been over 7 years, DO NOT MAKE PAYMENT (don't let them talk you in to making a payment), otherwise this will open this credit issue back up and go back on your credit report!!!!!
Anyone had any dealings with this NCE Financial out of Atlanta, GA???