MISTAKES ON CREDIT FILE
Date: Tue, 05/20/2008 - 12:05
i mean my credit is far from good, but wouldn't this be like accusing me of fraud basically? or like i used his social? and i suppose now if he racks up other debts it will be listed on my acct too since the ss# is associated with my name/acct?
does anyone know how to take care of this specifically...what letters to use, etc?
any advice would be appreciated.
Dispute the incorrect items with experian, order your equifax an
Dispute the incorrect items with experian, order your equifax and transunion reports as well as they likely have some incorrect info on them as well.
I've seen this mistakes on many credit reports for people with t
I've seen this mistakes on many credit reports for people with the same name (jr and sr). Dispute the information and contact those creditors and explain that they are reporting to the wrong person.
FYI IS A COLLECTOR IF SHE SAYS DISPUTE DISPUTE YOUR BOOTIE OFF
FYI IS A COLLECTOR IF SHE SAYS DISPUTE
DISPUTE YOUR BOOTIE OFF ABSOLUTELY!!!!
mistakes on credit file
thanks no requested the two other agency reports at same time and the mistakes are only on experian.
but maybe my question wasn't clear. how can they legally put another persons ss# on another persons acct? can't they see that the person already has their own ss# attached to their name/credit report acct?
aren't ss# used to file things against people with the credit bureaus? or do you even need a ss# to file info on a persons credit report?
hope i made that more clear.
Fyi was explaining what is known as a merged credit file. I woul
Fyi was explaining what is known as a merged credit file. I would send a copy of your driver's license,social security card,and a bill verifying your address to each credit bureau. Explain to them that your file has been merged with another party and demand that they fix it.
Hi Dude, Fair Credit Reporting Act (FCRA) gives you the right
Hi Dude,
Fair Credit Reporting Act (FCRA) gives you the right to dispute any wrong information in your credit file against the concerned credit bureau. According to you, some wrong information has been inserted in your credit report by Experian.
In such a case you can send a dispute letter to Experian Credit Bureau. After getting your letter, they will verify into the matter and are obligated to revert back to you within 30 days. If the filing is proved to be incorrect then Experian is bound to delete the wrong information in your file.
In addition to this, if it is found that your claim is correct then Experian is obligated to include your explanation of the dispute in your credit file, if you make a formal request.
Regards,
Phoenix
