reporting to Credit Reporting Bureau twice in 2 wks?
Date: Thu, 05/22/2008 - 03:55
This is the letter I have drafted to combat a debt collection issue. Can ANYONE HELP ME IN REGARDS TO GETTING THESE BUTT MUNCHES off my back as well as my credit report?
To Whom It May Concern:
This is a final attempt to resolve an issue of debt with AT&T Wireless Services. I had an account with the phone number xxx-xxx-xxxx, under the name of Mr. John Doe. At sometime I fell behind in my bills and was unable to pay. I set up a monthly installment to pay AT&T and was paying them. My service was cut off and my number was given to someone else within a short period of time, simultaneously with payments still being made to AT&T Wireless. I made attempts to rectify this issue yet no one has listened to the fact that my bi-weekly payments to AT&T were being applied to someone else’s account. AT&T assigned my phone number to someone else without my knowledge. Each time I questioned this there has been no luck. The collection agency which AT&T Wireless forwarded this debt to, was contacted and asked about the validity of this debt in it’s accurate amount. They told me to contact AT&T Wireless, which I did. AT&T Wireless told me that they did not have any information on me in their system. They looked at the history of the phone number and its assignment and did not see me on any account, and told me to contact their corporate office. At that time, it did no help because of the name and face changes AT&T went through, I was unable to rectify this matter. The collection agency, which is supposed to have this debt, was contacted and asked to provide more information regarding this debt. They were unable to do so. Instead they continue to harass me and attack my credit reports at least twice a month. I would like to know how to demand your corporation to cease and discontinue communication with me as well as resolution to this nightmare. I have no intentions on paying this Palisades Agency because they have not furnished any correct information about me in their data-bases. I have every intention in submitting payment immediately as soon as AT&T can find some form of document that my account existed and fine tooth proof that I owe exactly what is claimed that I owe. Furthermore I would like the proof that my monies paid were credited to the account which I had and not to an account that belonged to a New Customer.
I do not see how difficult that would be for a major corporation such as yourself to provide me, in order to resolve this debt.
Thank You.
To Whom It May Concern:
This is a final attempt to resolve an issue of debt with AT&T Wireless Services. I had an account with the phone number xxx-xxx-xxxx, under the name of Mr. John Doe. At sometime I fell behind in my bills and was unable to pay. I set up a monthly installment to pay AT&T and was paying them. My service was cut off and my number was given to someone else within a short period of time, simultaneously with payments still being made to AT&T Wireless. I made attempts to rectify this issue yet no one has listened to the fact that my bi-weekly payments to AT&T were being applied to someone else’s account. AT&T assigned my phone number to someone else without my knowledge. Each time I questioned this there has been no luck. The collection agency which AT&T Wireless forwarded this debt to, was contacted and asked about the validity of this debt in it’s accurate amount. They told me to contact AT&T Wireless, which I did. AT&T Wireless told me that they did not have any information on me in their system. They looked at the history of the phone number and its assignment and did not see me on any account, and told me to contact their corporate office. At that time, it did no help because of the name and face changes AT&T went through, I was unable to rectify this matter. The collection agency, which is supposed to have this debt, was contacted and asked to provide more information regarding this debt. They were unable to do so. Instead they continue to harass me and attack my credit reports at least twice a month. I would like to know how to demand your corporation to cease and discontinue communication with me as well as resolution to this nightmare. I have no intentions on paying this Palisades Agency because they have not furnished any correct information about me in their data-bases. I have every intention in submitting payment immediately as soon as AT&T can find some form of document that my account existed and fine tooth proof that I owe exactly what is claimed that I owe. Furthermore I would like the proof that my monies paid were credited to the account which I had and not to an account that belonged to a New Customer.
I do not see how difficult that would be for a major corporation such as yourself to provide me, in order to resolve this debt.
Thank You.
Hi Daniel, Send them a follow-up letter this time. How
Hi Daniel,
Send them a follow-up letter this time.
However. they may need sometime to investigate into the matter and correct the information in you report. Normally, they have to take action within 30 days of receiving the complain.
After receiving the complain they'll forward the validation of debt request to the creditor. If the creditor fails to provide the bureau with the proper information or if they fail to respond back to the bureau within the stipulated time, the reporting agency will drop the wrong information from your report.
Meanwhile, also send a DV letter to Pallisade. This will stop them form collecting the debt till they can't validate it properly.
