Goudah? Shazzers? Cannr? Someone??? Anyone?
Date: Thu, 05/22/2008 - 07:46
I'm sorry I've asked this question a couple of times, but no one has replied yet and I'd really like to know. As you know I have 4 loans out and I'm starting T & C in a couple of weeks, but below is my question, I'm just trying to brace myself for the worst:
The other day I called the ohio atty generals office to inquire about them mediating with PDL's (their website says that they do that), so the gal I spoke with says, "well we can refer you to CCCS or you can file a complaint and we can see what we can do". HUMMMMMM, so my question is, what would I be complaining about? All mine loans are legal, would I be complaining about their collection practices??? I just don't know what good it would be to file complaints.
Thanks Reny
The other day I called the ohio atty generals office to inquire about them mediating with PDL's (their website says that they do that), so the gal I spoke with says, "well we can refer you to CCCS or you can file a complaint and we can see what we can do". HUMMMMMM, so my question is, what would I be complaining about? All mine loans are legal, would I be complaining about their collection practices??? I just don't know what good it would be to file complaints.
Thanks Reny
well, not yet I don't actually default until this weekend. I was
well, not yet I don't actually default until this weekend. I was confused by what the Atty Generals office said, cause I thought orginal creditors didn't have to follow "collection laws"
Original creditors don't have to follow the FDCRA - But they do
Original creditors don't have to follow the FDCRA - But they do have to follow state collection laws, which are usually pretty similar to the FDCRA.
If they haven't broken any laws, I would maybe file a complaint just asking for help in reaching a payment plan.
AH HA! So they do have to follow the state laws, cool...Now I ne
AH HA! So they do have to follow the state laws, cool...Now I need to find those so I can be ready. Thanks!!