A "law office" collecting money for a PDL?
Date: Fri, 05/23/2008 - 18:49
Submitted by sbillingsley90
on
Fri, 05/23/2008 - 18:49
Total Replies: 10
the call was from capital recovery associates from niagara falls
the call was from capital recovery associates from niagara falls,ny.amber is just a worker.she is no-one
she left me a NASTY message saying that she is "tired" of out an
she left me a NASTY message saying that she is "tired" of out antics and she is going to start mitigation on our deadbeat butts...I wanted to go through the phone and hit her.
what about paying the money back? They won't take just the amou
what about paying the money back? They won't take just the amount we borrowed, they want fees and all as well and won't settle for less. And they want it ALL at once. UGH! They bought the loan from the PDL that we had, so does this mean it doesn't have to be paid back or what? I am confused
If Amber left you a message with that wording, I hoped you saved
If Amber left you a message with that wording, I hoped you saved it! That little message calling you a deadbeat can make you $1000 on fdcpa violations!
Yep I kept it. I kept all messages from her. How would I go ab
Yep I kept it. I kept all messages from her. How would I go about filing a complaint? I'd be interested in making an extra 1000. That would be great! Especially since I hate being called names on a voicemail. It is irritating that she couldn't say that to me person to person. She had to leave me a vmail...
File a complaint with the FTC and the AG of your state.
File a complaint with the FTC and the AG of your state.
Amber called me back and left me another message (I had called a
Amber called me back and left me another message (I had called and left her a message telling her not to call me and leave nasty messages on my phone). She said that she can leave whatever the heck (not the word she used) kind of message she wants because she is trying to collect money from "deadbeat" people who don't bother with what is right and just in the world and she is just trying to do her "job". She said she'll see me in court that she was sending our case for judgement.
You moght want to discuss this with an attorney. It seems to me
You moght want to discuss this with an attorney. It seems to me that each and every message could be a seperate violation. It also seems that she may have acknowledged the fact that you called and requested that she not call you again and she did. It is best to put the request in writing and send it certified/return receipt requested but as she may have indicated in the message that she can call no matter what you say she may have actually admitted that you made the request. Her calling you back might just be another grand in your pocket. She may have enough violations to cover any debt you allegedly owe.
That message is a fdcpa violation in itself for calling you a de
That message is a fdcpa violation in itself for calling you a deadbeat and cursing at you. Save the message and you can easily file civil action yourself.
