as long as I am paying to my creditors
Date: Thu, 10/20/2005 - 07:32
I am with a debt consolidation company that is working with my payday loans (amazing!!!!). I recieve a statement of activity each month from the company showing who gets how much money each month. I still have one of my payday loan companies calling and harrassing me saying that they are going to garnish my wages if I do not pay them directly. As long as they are recieving money (even though it is from my agency) can they legally do anything?
yes they can try
Yes, they can try, but if they did file a suit against you and you went to the court date the judge would not look pleasingly at them for doing so if they are getting paid. They are probably threatening you. Also remember that for collectors, there montly goals end at the end of the month, so you get a lot more harrassing phone calls around now
Keep all of your statements and proof that your agency is paying
Keep all of your statements and proof that your agency is paying them so if you do have to go to court then you will have evidence.
You need to get in touch with the consultant who is negotiating
You need to get in touch with the consultant who is negotiating with your lenders. He must be having concrete proof of your payments made.
Legal actions cannot be taken if the creditors have received money towards your debt account. So, I believe that the consultant will be able to update you on your account with the lender.
Regards
Roxette
