How do I know the date of last activity from my creditreport
Date: Mon, 06/02/2008 - 14:17
You should look at the date of first delinquency under the trade
You should look at the date of first delinquency under the trade line for the original creditor. CA's have a nasty habit of reporting later than actual dates to keep the SOL going.
Yes check the 1st date of delinquency of the accounts if they ar
Yes check the 1st date of delinquency of the accounts if they are yours. If they are not your accounts dispute them with the credit reporting agency get the contact information from them of the creditor reporting it. Make the creditor proof that it is your account. If they can't prove it they have to remove it! Also it is illegal to re-age the time of an account in hopes of keeping negative information on your credit report. Check the Fair Debt Collection Act online and re-aging an account.
Actually re-aging would be covered in the FCRA not the FDCPA. Y
Actually re-aging would be covered in the FCRA not the FDCPA. You didn't really answer Joette's question.
Joette,
Pull your free reports @ www.annualcreditreport.com view each report for accuracy. Dispute any inaccurate or incomplete listing to start with.
