revoking EFT

Ok, so you know I'm signing with T & C on Friday. So cash call has been calling, but only about once a day. So yesterday I faxed them a letter explaining my intention and revoking the EFT. Today they called, I called them back. I actually got a guy who seemed nice enough, I explained again the plan, he said, "and did your dmp tell you they could work out a deal with us?", I said, "yes" he say, "Oh I hate when they do that, they all lie to our customers, we don't cut deals with 3rd parties only our customers"

He told me my account had just landed on "Edward's" desk just yesterday and "Edward" would be calling me to work out a deal. So sure enough "Edward" called this afternoon, he too was pretty nice. I again explain the situation, he ask me a bunch of questions like what type of DMP plan was it, was it a settlement company or like CCCS, why I was having problems, what my monthly out go was, told me he could try to get me a lower payment/deferrment, then he ask me to hold while he talked to the "loss" department, he gets back on and says, "So if I can get this approved can you make a pmt" I said, not today, my DMP plan will send you a payemnt".

So he goes back and forth with me, telling me that if they send the pmt it will sit in their account for 10 days waiting to clear and that will cause me probelms, blah, blah, blah. He keep saying, "you know what I'm saying?"...."I'm a consumer just like you, I'm not perfect I have bills to pay too" "I understand"...blah, blah, blah....

So I ask him, "can I have this arrangement in writing and he says, "oh yes you will get new loan documents showing this arrangement, but I can't send them to you until we receive the payment....."

So I say (I've been on the phone with him now my entire lunch break), I need to discuss with my husband I'll need to get back with you" So of course he was like, "Ok sure but I need you to call by tomrrow at 3" I said, "ok"...(fat chance)

I came home and told my husband he said, NO NO NO...we are sticking to the plan, they are just trying to get a payment out of you". My husband says, "they will take the payments T & C sends or they will not get their money and I don't care if they only send them $5.00 a month for the rest of our lives...they will get it when the DMP sents it!!!"

I think my husband it right, from what I've read on here they "jerk" people around with these, "lower pmts/deferred plans...

"Edward did say "Oh we will take the pmt from the DMP, but your account will suffer since they won't be sending the correct amount"

WHATEVER!!! Do you all think my husband and I are correct to stand our ground and just let T & C take it from here? I mean, I tried right? Thanks Reny

Sorry this was sooooooo long...