My Credit Card Debt

Hiya Katy and welcome to the community! You might give the free consultation offered by this site a try to begin with, that's a place to start anyway if you are really considering consolidating. :)

Even I too hold 5-6 credit cards. It is hard to pay even minimum balance to them. I started searching for Debt consolidators. Fortunately I found lot of websites of debt consolidation. Noting to worry! you will get solution if you put search words in Google and find number of sites at your disposal.

Here are the benefits of debt consolidation

1.Lower Monthly payments
2.Improve your credit
3.End to creditor harassment calls
4.One Monthly payment
5.End to Late & over-limit fees
6.Reduce Interest rates

If you haven`t made a payment in over a year your credit has already been affected as bad as its going to get until those accounts are paid. I would suggest debt settlement to save you 40-50 of the debt owed. You will get out of debt fast and save some money. That way you will be in a prime position to reestablish your credit once the program is completed. I suggest looking any settlement company up on the BBB to make sure they have a good track record. I hope this helps. Have a great day :D