GECC loans, cashdirectexpress, Cashdirectnow - all are one

You should send them a payment plan in writing and express your intentions. In return, they are required to send approval to it and state the following points:

• Make payments within the due dates
  
  
• You will be deprived of the benefits and discounts (if any) on defaults
  
  
• Your credit reports will be updated.
  

I've stopped payment on all of these "sharks" including GECC. Can't afford their cheating tactics. Almost cost me my apt. and vehicles. I reside in NJ.

What's the annual interest rate of the 3 on-line cash agencies I've annotated.

Thanks a lot!!

email address removed as per forum rules - Vikas

Hi Ann

Read the agreement contract with the loan company. The rates of interest must be clearly specified on it.

Even if you're from NYS is does not help you if the loan was made on line. The state of the lender applies. I thought the same at the beginning then I had to pay much more. It is not worth taking those loans in the first place. Or if you do have them, make a deal with lenders. In case you don't pay they put put this in records and other lenders with much more suitable rate are reluctant to give you money. So it is not worth it, rahter not take them, but if you do, pay them as fast as possible and DON'T TAKE THEM AGAIN!

Can you send payment to payday loans. What happens if you still have a bank account but no money in the account.

I took out 4 payday loans. I am having trouble paying them. I made an agreement them to pay increments. I have two in my other bank account. I do not have any money in that bank account.

If you have no money in your account then you will be overdrawn and charged an NSF fee by your bank. You can send payments to the pdls, although in the beginning some will give you a rough time and say you can not do that. Be persistent. In the end they want paid, they will give you a physical address to mail in the payment, but do not send payment by Money Gram or Western Union. Demand a physical address to mail a money order.

How do you pay off 4 payday loans. I have only 500 a pay check. I also have credit cards due and car payment and car insurance.

What state are you in and are these internet or storefront payday loans? It is possible to get out of this cycle.

i have a deal with 2 lenders to pay in increments. i am going to be late with credit card payments and pay off payday loans.

i live in missouri

internet payday loans

Which companies are you dealing with and how long have you been paying on them. It may be that you have already paid the principal and legal interest rate back in the illegal constant roll over/refinancing fees.

Here is a link to your state's payday loan laws, it looks like Missouri's state laws really suck bad. They allow 6 roll overs, but you may still have hope if these companies are not licensed in your state. This link also provides another link to check the licensee look up for your state. Chances are these internet payday loan laws you are dealing with are not licensed in your state, most arent'.

i took out loans from cash direct express, cash net usa, us fast cash, interim cash. i had fees already taken out.

I have 2 pay day loans. one with diredt and on with click one. they have been debiting my account for all this money and now are increasing how much they debit. none of the loan has even been paid off. what can i do?

heed my advice: close your bank account before they take any more out of it!!!!!!!!!!!!!

also, make sure your direct deposits are changed, you may have to stop them for a while.

who the hell are you and I would like a number to contact you!!!!!!!!!!!!

Hi Gail,

This is a website to help people with debt...

Hello,
This company placed funds into my bank account without my permission. I backed out of the loan, knowing that I didn't need the hassle, and so never gave my OK to do so. Nevertheless, they deposited the money into my account anyway! and are debiting my account every payday. I cannot seem to get a hold of them.

On 12/12/2008 gecc loan me $400 on the contract they said my first day they will take out will be 1/2/2008 Gecc took out on 12/19/2008 I haven't took out all the $400 yet I'm still short for Christmas What to do.

If they took out money before they where supposed to block them from having access to your account. They just violated the contract agreements and the contract is void. Keep proof of the day they took money out of your account and also proof that they where not supposed to take it out that day and not until January 2nd 2009. This way if they try to sue you , you have a claim against them.

If you feel safer, take all your money out of the bank and close the account.

I could be wrong but a contract is a contract and they violated it.

DO ANY ONE HAVE THE PHONE NUMBER FOR GECC

has anyone included a payday lender in a bankruptcy?

So what happens if I have a loan with a company that is not licensed in New Hampshire? What can I do to help pay these loans down without payinging their huge fee's every month.

I have never applied for a loan with these people and just got home from being out of town to find out they have taken over $500 from my account. I have applie with another co. how can they do that? Never heard of this place

can anyone give me an address for gecc also known as cash direct express?

Simply Pay back your loan as quickly as possibly and on time.
It works. If you are in trouoble checkout Langhorne Debt Solution. There is a initial fee but you can begin consolidatng Payday Loans to get some relief.

nice g man.except that this and other places won't payoff.they either ignore the request or play ignorant.langhorne is one of a few that help pdl's.

I'm getting with the local sheriff dept. consumer protection agent and will inform them how you have illegally ripped your clients off thousands of dollars and have you put out of business altogether...you are unethical. I'm so upset with you I can't even talk.

After having visited your website and unable to select "Consumers Protection" on your drop down menu, because a snag that refers me to your webmaster that has no email address...I hoping this email may reach someone who can assist me as to what to do with regard to an unethical cash advance website GECC Loan.

After doing a Google search on this particular business I have found thousands of other clients have been intentionally deceived out of thousands of dollars from online documantation of "Ripoff Reports".

April 20,2009 I electronically signed a contract online with GECC Loan for a $400 cash advance, giving them my income info and account numbers. The $400 was deposited by GECC into my checking account on 4-20-09.

Since then the following ach withdrawals have been made from my checking account:

GECC Loan

Phone: 866-432-2562

PPD ID 3562392289

Loan No. 8664322562

5-1-09 $106

5-15-09 $106

6-12-09 $212

6-12-09 $30

6-26-09 $106

7-10-09 $106

7-10-09 $40

7-23-09 $95

7-23-09 $40

Total ach w/d $841.00

Not knowing until today, 7-24-09, in a phone conversation with one of GECC's aggresive agents that I had been deceived, lied to and stolen from by means of their intentionally

falsifying and misleading contracts, I am not allowed any legal recourse in retrieving lost monies. Today they informed me after all these withdrawals from my checking account I still owe them an unpaid balance of $404.80...I could no longer continue with them in a phone conversation because I was so upset went to their website and left a message in their feedback form that I was going to contact my local Sheriff Department's Consumer Protection Agent, feeling I have been taken advantage of.

My Chase Bank Agent Michael Beer 8102343557 advised me to close my account, as to the only recourse as to stop this deceiving unethical predator.

I do not know what to do.

Would you please advise.
In Christian Love and Prayer, Brother Richard Allinger BRE Candidate UBI of the UTS

What state are you in?

:confused:I was looking for a payday loan on the internet before I agreed with any thing GECC put 400.00 into my bank account. I never talk to anyone or seen any message from this company. I had to call the bank to find out who the money came from. Now I am trying to contact someone about the loan-can't find contact link or phone number. They have already taken 2 payments of 106.00 next one due this week. Who are these people and how do you contact them.

Government Employees Credit Center aka GECC aka cashdirectnow aka cashdirectexpress.

Payday loans are illegal in NYS, bottom line