Judgement & Civil Law Suit

I have a question. If you lose and a judgement is enforced, can you still workout a payment plan, or do you have to pay the full amount?

Generally they will have to go to court again to file a method of collection, it may be wage garnishment (if allowed in your state) a levy on your bank account, a lien on personal property, etc.

The court is not a collector; it only provides a means of enforcement. -- It is ultimately up to the creditor to collect on a judgment. That means the court will not automatically take any money from one judgment to pay off another open judgment.

Now if that judgment creditor caught wind of your boyfriends case and found out that somebody owed your boyfriend some money, then they could file a third party citation on that person. Kind of like a garnishment -- then that person would be ordered to make payments to your boyfriend's creditor instead. Unlike a garnishment, there is no 25% limit and so that whole amount can be seized.

The chances of your boyfriends creditor actually finding out and going through the whole process, I think, is very unlikely.

lurking collector you shouldn't place judgment on other people and their problems, it could come back to bite you someday too, Karma. :D

The judge will not use the other debts as evidence in the case. The other creditor may take the winnings, but it would be very unlikely they would even find out, or be able to collect.

I got a call from an attorney office about a credit card debt. I asked if she could give me a settlement amt lesser what I owe and she said no, it's already in litigation. what can I do if I don't have the money

5 years ago someone sued me for medical bills a year after the car aciident happened, It would have been paid by my auto insurance if,it had been submitted earlier, the jude dismissed it with predudice and she was paid a small amount that day. however it shows up as a paid judgement for a much larger amount. Since it was paid that day should it have gone on my credit report?

That doesn't sound right,I would dispute the judgment.

I am being sued for defaulting on a loan. I have worked out a payment plan with the creditor. If I went to court with an attorney would I be able to negotiate a smaller payment? The one I will be set up on is a little beyond my means, do they go by income?

You can try to get a payment plan before a judgment is entered and they will have to stick by it.

If a judgment is entered, it goes by your state laws.

Also if you have income such as SSI, SSDI, unemployment and some others it is exempt and cannot be touched. They will try to make you pay but you can refuse.

i had a credit card judgement brought against me 11 years ago. they sent me papers again trying to collect. what can i do? i didnt have the money then and im having trouble with what i have now. i am consumed by this right now i dont know what to do or think right now. can someone help me and give me some advice please. thank you

What state are you in? In some states judgement expire after 10 years unless they are renewed.

im in texas

SOL for judgements in Texas is 10 years. You might want to look up to see if it has expired....if it has and they have not renewed it, send an FOAD letter.

its been the 10 yrs and they sent me papers that look like they are from a court, but the people i work with say they are not because they dont have the court stamp on it, and the the lawyers that are coming after me again are not in good standing with the state, they havent paid their taxes up to dat.

they have sent me papers that look like court papers

That doesnt tell us anything. What do they say?

You need to do some research to find out when the judgement was taken out and if it more than 10 years old, was it renewed.

Were you properly served for the original judgement?

i was served on 12/5/98, and was filed on 12/8/98 and motion for default was on 7/8/99. they filed again on 6/2/09.

it says i was served again on 10/18/99 and filed on 10/19/99 but i have nothing from those dates, i was not given any papers on that date at all

So the judgement is being renewed.....

yes maam, im scared and i dont want to loose what i do have and i live payday to payday as it is now, i have 2 daughters at home i dont know what to do

my ex and i seperated and then divorced so i got stuck with that credit card and i couldnt pay it, now this is where i am.

Well you are in a non garnishment state. However they could empty out your bank account.

thats great, even after 10 yrs they can still come after me, well after i pay my bills i dont have much left in there, so there is nothing i can do then?

yup....that is the way the law works.


Call and talk to them.

im scared to

I was summoned on a $ 60,000.00 hospital bill that i owe they said if not paid in 30 days a judgement of default will be taken against me ?. what can they do? and what should i do? i live in georgia .can they get any thing in my wifes name ?

I have a judgement against me and their lawyer sent me a letter saying they were going to send me a Notice of Depostion with Subpoena Duces Tecum. I can not aford to pay the full amount and I have land that is not a homestead. Can they take it away from me or make me sale it? I am willing to try to settle, will law firms settle after a judgement is in place?

they call me and i tell them i can't pay cause i'm not working then they tell me ok soon you'll be receiving court papers...i's scared need advice please. in california

my boyfriend has a atv hes beenbuying through his parents,his step dad took it upon himself to pay the loan with his credit card,and my boyfriend payed all the payments to his step dad.now his parents are taking him to cival court to pay the credit card.can they do this?[/right]

I have a judgement which was automatic by default. However, my attorney asked for a hearing with a judge rather than a jury and we were appointed a third party to take over the business until some disputes were settled among both parties. then we filed a motion to get rid of the third party and this was granted and our case was dismissed without prejudice. But how or can we still collect on our judgement without going back to court again?

i won my civil claims for assault, damages to car and medical bills but have not received money. can I take the jerks house and cars?

Here is the Federal Rules of Civil Procedure on enforcing judgments. Your state may override some of these procedures, so do a Google search with your state (or county and state) followed by the words "enforcement of judgments" because some states protect debtors from certain types of seizure.

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i have received my three credit reportsand this debt collector is not on any of my credit reports this lawyer out of tucson az has filed an order releasing non-earnings garnishmentg against me. in the cochise county superior court.they have made the american south west credit union the garnishee. they don't mention the original creditor. they claim that their client is unifund assignee of palisades acquisition xvi llc. iwe are disputing this action with the credit report companies. this not our debt. please advise

If My husband is going to small claims court for a loan note that was not paid, can they take money from my checking account for the money owed.beings i am his wife? I Live in North Carolina...