Geneva Roth and utah laws
Date: Mon, 06/16/2008 - 11:37
MJ - when your 2 weeks are up, do you just pay the fee or do the
MJ - when your 2 weeks are up, do you just pay the fee or do they require you to pay the full amount plus fee and then reloan to you?
If they do the latter, then they are bypassing the 12 week extension requirement and in essence, it is a whole new loan. OUCH! $1620 in fees. Let's see what we can do here to help you.
ANYBODY???
( Posts: 1129 | Credits: )
( Posts: 1129 | Credits: )
I am dealing with them. Did you close your bank account? I know
I am dealing with them. Did you close your bank account? I know some states prohibit this but maybe at least put a block on it?
These people are horrible. I reported them to my state's (and their state's) attorney general, the FTC and BBB. I am trying to find out who their ACH processor is, as well. they keep stating I have to pay these fees, and they;re not even legal in my state! I'm no expert but it seems to be you have really over-paid!
reply
then maybe goudah can help here in tennesee,if a pdl has a license anywhere that applies for that loan.the same pdl loophole is for pennsylvania.
so as far as i know geneva roth is licensed in utah so that applies.
I am in Tennessee. I borrowed 30o and every 2 weeks they take j
I am in Tennessee. I borrowed 30o and every 2 weeks they take just the 90 dollar fee. It has been way over 12 weeks.
I think you have really overpaid for sure. I would think that g
I think you have really overpaid for sure. I would think that goudah can help you with this. Have you read up on geneva roth? Do a search in the search box there is alot of information on here about them.
Also, I tried faxing in the form they e-mailed me when I first g
Also, I tried faxing in the form they e-mailed me when I first got the loan to pay it off (The only form I have gotten since) and checked pay in full. They STILL only took the finance charges and by the time I realized what was going on I was taken for 3 payments of 90 dollars and did not have the money to pay it off. So here I am with this monkey on my back.
My Loan
I am reading all this and I am confused! I had a loan with them for a long time they were taking out the finance charge and I had no way to contact them! I tried to call my bank and see if they had any way of getting ahold of them and they told me no. I finally found loanpoint usa (which was not what they were using) they were pulling the money out of my account in the name of GRC Funding. I have to research how much I paid in fees and for how long but I think i had the loan from september 08 and I didnt pay it off until April because I coulndt find them!! so all that time I was paying the finance charge. I am in Nevada. Please help!!!
I have looked it up on my bank account and I have paid them $2400.00!!!!! in fees because I had the loan since September 08. I paid it off on 5-5-09 when I finally found them and the lady said Oh you have had this for a long time let me settle for half which was $325. So on a $600 loan I paid them $2725.00!!!!
Thank You
Maria
Email address removed for your protection, Shazz
Maria: Are you still paying on this loan or did you settle wi
Maria:
Are you still paying on this loan or did you settle with the company?
As stated in her post, she settled...all told, she paid $2,725!
As stated in her post, she settled...all told, she paid $2,725! :shock:
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