YAHOO!!!

Well it sounds like you are on the right track. Do a search in the search box and see if you can locate any addresses that you need. There alot of people on this website and someone probably has had dealings with the same ones.

Glad to see you are making progress:)

Dawn, congratulations! It sound like you are moving in the right direction and making progress! Keep up the good work!

I'm from Maryland too. Can you send me a sample of the letters that you sent. I have 4 IPDL's and one is with CashNet, CashPlus CSO, US Fast Cash and Payday Online. Payday Online is actually working with me but with the others I get no response. I know that CashNet USA is legal and I thinks CashPlus CSO is too. I just want to pay them off with payment arrangements. I have already worked with my bank (Wachovia) to do the ACH block for 6 months. I don't want to close my account as of yet because I have direct deposit and I need enough time to open a new account and notify my payroll department.

Hi TCOOKS I made up my own letter. I took parts of all the letters that our friends have posted here and put them together. I changed some parts for different PDLS cause some I needed to repay the principle and some had taken hundreds more then what I borrowed. I just started out with "While looking up Maryland Stare laws it came to my attention that your Payday Loans are illegal in Maryland. I have contacted (all the state people here) and have been told they are indeed illegal. Therefore this letter serves as notice of the following- and put in the wage revoke you may or may not have signed and then the ACH revoke then I said I was willing to repay the principle borrowed and not more. Then the demand for a physical address to send payments to then the demand for all contact to be through email or USPS. I said once they were given notice of this then all phone calls must stop or they would once again be breaking the laws in the State of MD.(like they care I'm sure!) I told them I prohibit them from contacting me via phone at my place of employment or my home phone. I told them they could not contact my employer or my references. I then told them I had filed a complaint with the BBB FTC and the MAG (which I will do) I told them I would be in touch with their ACH processor to let them know funds had been withdrawn from my account illeagally(according to all on the site this is a bad thing for them and may or may not have made a difference) I ended with a date for them to reply by and signed my name ss # and email and said once again responce could only come via email or USPS. I heard back quickly from web pd and I never even sent the letter to cashnetusa cause I had already learned on this site that they were legal and I looked up their licence for our state and there it was. So I emailed them and told them I had to close my acct and believe me they got in touch quick! I was able to split the loan in to 2 payments with no charges added on and like I said I was glad to do it. I heard back from Impact the same day I sent the letter saying I was PIF but I had given them so much money already I guess they figured they had enough. I have not heard from USFast cash or Littleloanshoppe or United cash loans(which I forgot to put on my list) or from PRL direct or speedy payday. And these tried to put through the ACH last night anyway but it was kicked back so I'm sure I will hear from them soon. 2 I want to work with and 3 can (as they say on here) BITE ME!! So I hope this helped a little. I have spent many hours on this site in the last 9 days (most nights till 2 in the morning at least! I was too scared to sleep) and I feel like I have given this my best shot. So now the fight is on cause I can't turn back. Do alot of reading on here. That is where I got all the info to put in the letter. I just made it my own with my situation (and tried to act like I knew something!) good luck and any questions let me know

If you have sent a C and D letter to the PDL, I can tell you that UsFastCash uses Intercept EFT to process their funds for them. Give them a call and let them know that the PDL is asking them to debit on a revoked authorization. Then let UFC know that you have contacted the processor. Sorry I don't know who processes for the other open PDLs. Keep us posted.

I'm wondering what email address was used for CashNet USA. I have not been able to get a response from them. I can't stay on hold for long while at work so I prefer email.

try collections@cashnetusa. This loan and people have been right there to answer and acknowlage all my emails even if I wish they NEVER were!