Debt Collection

Welcome to the Community :D Who is the original creditor and when was you last payment?

It sounds like they may have charged off and sold your account to the Collection Agency.

What collection agency did they refer you to? If it was sold, you will hear something from them, either over the phone or via mail. They,too, may have sold it to someone else.

If you cannot directly pay the original creditor, I would hold off and see what you get in the mail and who it is from. Then you can come back and post and we will get you in the right direction..Good Luck.karen

awesome as always bossy.i can't add anymore but to say.welcome
as well.please do what bossy advises.we are here for you. :D 8)

I myself would add here that you should dispute the debt and demand validation when you do hear from someone else

Have you checked or requested a recent credit report? it may be a good place to start, maybe the company that owes the debt will appear on there, just a thought!