What are the laws in SC and what are my options?
Date: Sun, 06/29/2008 - 08:26
The Money Store Seneca SC $ 500.00 paid about 600.00 in interest.
Advance Pay USA Seneca SC same as above
Advance Pay Today, Seneca SC $600 paid 190 in interest
Check Advance Seneca SC $600. paid $95 in interest
Advance America Seneca SC $600 paid 95 in interest
What are the laws in SC and what are my options?
Buzzkutt, welcome to the forum! I can't answer your questions,
Buzzkutt, welcome to the forum! I can't answer your questions, but I just wanted to let you know that if you hang in there, someone will be along soon who can give you the information you need. Good luck!
Here You will find the Payday loan laws for South Carolina (jus
Here You will find the Payday loan laws for South Carolina (just select your state). Are these Internet loans?
http://www.debtconsolidationcare.com/paydayloan/explain-pdls-laws.html
Quote:The Money Store Seneca SC $ 500.00 paid about 600.00 in in
Quote:
The Money Store Seneca SC $ 500.00 paid about 600.00 in interest. Advance Pay USA Seneca SC same as above |
So you are re- loaning on the above to keep them above float, so to speak? Are they members of the CSFA, if they're store front loans the chances are they are members. What this means is, you could go in and evoke the EPP (Extended payment plan), but you need to do this BEFORE the due date. This will allow you to pay them off in 4 equal payments on each payday. It's much better than what you're doing, you're in a vicious circle, I am so sorry you got caught up in this, but you aren't alone, it happens to the best of us. That is exactly what these payday loan companies want us to do. :?
Please let us know which of these are store front, and which are
Please let us know which of these are store front, and which are Internet, then we can figure out your best course of action. :)
Sorry Buzzcut, I have been popping in and out of here. CSFA is C
Sorry Buzzcut, I have been popping in and out of here. CSFA is Community Financial Services Association of America, CLICK HERE for their website. You could probably look these pdl's up on the Internet to see if they are members, but store fronts usually are. Just go into them, and tell them you want to evoke the EPP plan. I don't know how it works there, but usually you only have to pay the interest to begin the payment plan. :)
If it helps any, we're all sick of them too. you are not alone
If it helps any, we're all sick of them too. you are not alone in this. Hang tight, follow the advice you get on this board and keep us posted. Hi, Shazz. . . . .
Hiya llw, hope all is well with you!! I am off to run my errands
Hiya llw, hope all is well with you!! I am off to run my errands now, catch ya later! Take good care Buzzkutt. :)
All if peachy with me thank you! School is out and I'm enjoying
All if peachy with me thank you! School is out and I'm enjoying my free time. PDLs are gone so now I ma hoping that I can help others become PDL free as well. Talk soon.
You say it has to be paid in 4 equal payments on my payday? At t
You say it has to be paid in 4 equal payments on my payday? At the Money Store, I signed an abrbitration agreement. I want to pay these, but I can't continue with the terms like they are. I have a good steady job and can pay them back, but we also need to eat and pay other bills. I also do not want to get arrested, I would lose my job. I know our county arrests people for writing fraudulant checks. So I take it they will know what I mean and comply if I stated I wanted an EPP.
Yes they will Buzz, Just state you want to enter the EPP payment
Yes they will Buzz, Just state you want to enter the EPP payment program. They will have to comply if they are under CFSA. They will split your total loan borrowed with fees into 4 equal payments. You will pay this every two weeks or every month. According to your pay schedule set up with them. Best of luck!! :P
