BIG Pdl help

Hello and welcome to the community! :) Please list the following information so we can help you.
-How much you borrowed.
-How much you paid so far.

225 and paid almost 1000

Here are You will find the Payday loan laws for Ohio (just select your state),
http://www.debtconsolidationcare.com/paydayloan/explain-pdls-laws.html

OMG! That's outrageous! Big is highly illegal. I'm sorry to tell you this, but there is only one sure way to stop the withdrawals, and that is to close your account. If that isn't an option, then tell the bank to put a hard debit block on your account. Before you close your account, read this information at the link below. http://www.debtconsolidationcare.com/paydayloan/close-account.html

Please do not let BIG know you are going to close your account, until AFTER you have done it!

have more internet loans also and want to start getting free
just got my bank account closed and need to know what to start on next

I'm glad you got your account closed! List the following information so we can help you.
-Names of each pdl company.
-Whether they are store front or Internet.
-How much you borrowed.
-How much you paid so far.

I am going to move this topic to the payday loan section. Below is the link of the location.

http://www.debtconsolidationcare.com/paydayloan/forum/index.html

big 225 paid over 1000
loanpoint 200 paid 240
loan shop 200 paid 250
loan shop 300 paid 45
cashsupply 425 paid down to 275 plus fees
mycashnow 300 paid 73
cashnet 550 paid 0
all are internet. Just closed my bank acct and waiting for the phone calls to start

Big is unlicensed/illegal so you are all done with them. In fact, they owe you money! I am going to check on the rest of these pdl's, but you REALLY need to file complaints about BIG to your Attorney General CLICK HERE, Federal Trade Commission CLICK HERE and the BBB. You will also need to send these illegal pdl's an email to cease and desist letter. I can give you a good copy here in a minute. I will get back with you on the rest of these pdl's.

have tried to view the sample letters on the site but no luck in doing so

Is the "Loan Shop" or The Little Loan Shoppe?

loanshop online i think

Here is a sample letter you may use. Just alter it to suit your needs. In the case of BIG, I would demand a refund, I would also inform them you have filed a complaint with the FTC and your Attorney General's office. They MUST be licensed in the state of Ohio in order to loan to Ohio residents. They will try to tell you that you are governed by their laws because you signed it on a loan contract, but that is phooey!

Quote:

It's important that I know the exact name of loanshop, I am searching the license data base for Ohio HERE.

will this letter legally keep them from trying to garnish my wages or the so called wage assignments i dont mind paying the principle but am tired of paying only fees what about the collectors and being taken to court

It prevents wage assignments, yes, show a copy to your payroll department. Wage assignments are voluntary and can be revoked at any time.

loanshoponline.com gives their privacy policy

loanshop customer service #1-800-806-9971

Well, I found NO license for any of the pdl's you have. :?

not even cashnet

so is this a good thing for me and what does it mean

I don't show any of them licensed in Ohio. You really need to file complaints. You are only morally obligated to pay back the principal amount. When filing complaints, make sure you are clear that you have overpaid some of these and are due a refund.

You can check the data base yourself, I gave you the link. Unless someone else knows if any of these are licensed, I really don't think they are, in OH.

so send my c and d letter and wait for their responses

do i need to notarize and send them snail mail or can i just email them

They don't need notarized, send them via email, and certified returned receipt through USPS if you like. I only sent mine through emails, at least you then have a paper trail. :)

I thought cashnetusa was licensed here. (Ohio). By the way Shazzers, what's with the kitty legs???? :?:

kporter90, I couldn't find a license for cashnet, I didn't put cashnetusa in the data base. Are you sure they're licensed, I mean they could be. If they are let us know, I'm not certain about it and only did a search for 'cashnet'. :?

Oh and, my kitty legs, well hey, I like em'. It's suppose to be a "ghost kitty" floating in mid air. I don't know, guess I was amused with the picture when I saw it. :lol:

Hmmmm...gives me something to think about. Cashnetusa was very good about making payment arrangements. I didn't put them with Town and Country, I could pay them off faster myself.

Miami Valley loans says cancelled, what does that mean. persons name is Brian spencer Miami valley loans. but this guy live in Houston Texas. why was his Licx cancelled

Old news, but here is a copy of Cashnet's Ohio license from thier website....

w w w.cashnetusa.com/images/license/oh.jpg