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telephone calls from creditors

Date: Wed, 07/02/2008 - 07:54

Submitted by anonymous
on Wed, 07/02/2008 - 07:54

Posts: 202330 Credits: [Donate]

Total Replies: 3


I would like to know how to stop creditors from calling my place of employment. Ann


Take down the collectors name , company's and phone # first. Tell them that you are not allowed to take calls at your work place as this could possibly cause you to lose your job. Let them know if they continue to call you at work you will file a complaint with the FTC and your state attorney general.


lrhall41

Submitted by mobile0311 on Wed, 07/02/2008 - 07:59

( Posts: 1817 | Credits: )


A collection agency/company/group keeps calling me to get a telephone number or information about my daughter's whereabouts. She has not lived in out home for over 4 years and she has no idea who these people calling or what it is about. I have refused to give them any information. I was told today (3-26-09) that until they had an alternate number to call my daughter they would keep calling me. I told them once before not to call back and apparently that was not sufficient. What should I do?


lrhall41

Submitted by on Thu, 03/26/2009 - 16:06

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Remember, CA's can only contact third parties ONE TIME ONLY to get or verify contact information on a debtor, unless that third party invites the CA to call them back.

I think it's safe to presume you have not invited them to call back?

You should only have to verbally tell them once to stop calling and they should stop. Some CA's just don't get that and will continue calling third parties until it gets to be harassing. I might suggest finding out what CA they are from and sending a Cease and Desist letter advising them not to call you ever again. You will need to send that letter certified mail/return receipt requested. I know it's an expense and a hassle; however, it may be the only way to get them to stop.

If they do continue to call you after they receive that letter, then sue them.

Or, if you can record a phone conversation with them where you tell them, in no uncertain terms, not to call you again, that might work too. Check your state laws to see if you are a one-party or two-party consent state, as it applies to recording calls.

I've done that a time or two. Once I tell them I'm recording the conversation, then tell them to stop calling me that they are calling the wrong number, it usually works.

Hope this helps.


lrhall41

Submitted by FloridaRon on Thu, 03/26/2009 - 16:42

( Posts: 1190 | Credits: )