Cash Transfer Centers - trying to end this PDL cycle

You can send your mail to their head-office at: -

400-15225 104th Avenue
Surrey, BC, V3R 6Y8
Phone: (604) 588-2260

Just go through the following: -





You should go through Update on Northway Financial to have a better insight of Cash Transfer Centers.

I too have defaulted with Cash Transfer Centers and I sent letters to their fax number on the website and the fax number i found on E-Care Contact Centers. I also mailed copies to Malta and the canada address. I have not heard a word from them yet. I defaulted on 6/27 but sent the letters a week before that. I figure any day the calls will begin.

Now I'm in the process of trying to figure out how best to move my money around. My husband auto-deposits part of his money into this account also, and as everyone probably knows, trying to get direct deposits changed is a nightmare. It takes FOREVER. I can't afford for these people to get a hold of money out of my account and spend days or possibly longer trying to get it back.

Has anyone had experience with CTC finding new accounts and attempting to debit them? I just wonder if I need to worry about this.

I am going into my bank at lunch to move my money. We have a savings account that is "linked" to this account, but obviously has a different account number. My husband's portion of his check goes there.

The woman at the bank did something she said she is technically not supposed to do, which is freeze all debits on my account. She seems to think the best thing for me to do is to unfreeze it, move my money, and then have her freeze it again. Does this sound like a good idea to you? I guess then we could close it once all of the direct deposits are cleared and changed to new accounts. However, does this mean I have no recourse if she happens to make a mistake and not freeze the account and a debit goes through?

Is it safe to move my money to another account at the same bank? The bank tells me it is (of course).

I'm really, really worried. :?

My savings account and checking account were linked as well. I took out what money was in there, closed the account and opened another. My bank assured me that nothing would reopen the old account nor would anything go through the new account. They kept their promise. Hopefully yours will as well.

After reading some other threads here, I am now close to panic-state over the possibility of identity theft, too.

What in the hell was I thinking? The other company I dealt with (Check 'n Go) is reputable and easy to work with, at least. I will NEVER obtain another PDL as long as I live. :!: I would really like to know why these illegal internet companies are being allowed to operate, still, so freely, when it is clear just from this forum that the word is out on them.

the reason that they are allowerd to operate is because its hard to find there location.since they are illegal , they are not allowed to do business buts its hard to regulate a company that you can't find.I always thought people who borrowed money on the internet were nuts.

I have filed a complaint against Northway, and I just heard from OFIS on the matter. They will be sending a letter to Northway regarding unlicensed (illegal) activity in the state.

Can anyone who has dealt with Northway tell me how long it took them to try to debit your account again after the first attempt was unsuccessful? I have a debit block on the account, but it may still show up as pending, which will throw me into another panic, because I have to wait until the next day to see that it was blocked. I am wondering how long it will be before they attempt to gain access to my account again. If someone can tell me about their personal experience with Northway/Cash Transfer Center, I would greatly appreciate it. It helps to ease my mind when I have an idea of what to expect.

admin. . I pm'd you with an address you could try using. I also posted it in another CTC post just recently. Good luck.

CTC does not care what state or federal agency contacts them. They are operating from outside the borders and consider themselves untouchable. This also works to their disadavantage as they can't make you pay them either because they are illegal. If you have blocked your account and spoke to your employer, wait for the settlement offer to come. It will be half or more. Then you can choose to pay it or not! If you choose not, just ignore them!

I figured the State contacting them would be nothing more than a gesture, but it also lets them know that I KNOW they're operating illegally, so I thought it was worth the stamp. :)

I am going to go back over my bank statements and determine the amount of illegal interest/fees I have paid them. If the principal amount I borrowed turns out to be more than the amount they have overcharged me -- and I have paid -- in interest/fees, I will be happy to pay them the difference, and I intend to do that research this weekend and wait for their offer. I just don't want them trying to tap my account again before I can close it. The man at OFIS told me to be very careful and close the account as soon as possible...which is exactly what I want to do!!

I can't believe I did that...I misspelled "principal"....I meant PRINCIPLE, of course.

:x Okay, now I'm really embarrassed. I majored in English...not that you can tell. I'm changing the word again to "principal." Man, I feel stupid. Sorry everyone! :oops:

Don't apologize - It happens to us all! :D

keep fighting, after they realize they cant hit your account, they will as someone above offer you a stettlement, then after don't accept that, they will most likely send yo to a collection agency. when they contact you.. make sure that you demand they follow the fdcpa, send a dv letter, making sure to explicitly state that they need to include proof of legality of the loan in your state. once they get that you probably wont ever here from them again

Principal, Principle. . .all the same. Not to worry. Did you check out that adress yet on the pm or the other post? It's worth a shot.

:D

I didn't get a PM...not yet, anyway. You said you posted it somewhere, too...?

admin. . I just resent it. You can also find it in the post under Cash Transfer Centers by jenoliver. Hope this helps.

Thank you! :)

Try the address listed. It is different from others that have been posted. When I was dealing with my PDLs I left NO stone unturned. I used every email, fax, snail mail address I could find. Don't give up. Just keep at em'. Eventually you will wear them down or find the right button to push. Keep us posted on your progress.

I just noticed someone's advice in another topic thread in this forum that said not to give even the legal PDL companies your bank account information, yet I have already done that! I have an EPP with a legitimate PDL company (Check 'n Go), and they have my account information.

Is this going to mean CTC a/k/a Northway will be able to get my other account information, as well? Check 'n Go told me they absolutely do not give account information to other companies, but should I assume this is not true?

The legal PDL's are typically obligated to protect you info, while not impossible, It is ratehr unlikely. For maximum protection you should close the account in question after opening a new one