Who is GEMBCHEVRO? It's on my CR.

GE Money Bank/Chevron

Any chance thats an update/dispute error by the bureaus? I had a Chevron card but, it's long since closed and no recent activity.

Is it reporting as a derogatory?

Actually, no. It doesn't look bad on there at all but, I know I personally didn't cause any of the activity they show in April and May. It's oddly similar to the CHEVRON tradeline but, it's years later.......... and it's got activity all of the sudden. Coincidence? :?:

Most probably they are updating their update database with the bureaus.If it is a positive account,just let it sit nice & pretty on your reports.

I think Chevron sold all their credit accounts to GEMB several years back. GEMB will let a derogatory sit with no update for months and sometimes years with no update and then BAM! they'll update the TL and hit your FICO. A closed account is not helping your FICO but it's not really hurting it either. As long as it shows good history let it be. It will drop eventually but I have TL's from auto's paid off in the early 90's still showing on my reports w/an estimated removal of 2012. YMMV

I have one from 1991 still there and I will let it sit as long as possible.This positive account helps my average age quite a lot.

7/1/09 I JUST NOTICED I HAVE A $2132 BAL ON MY ACCOUNT.
I DON'T HAVE THIS CHARGE ACCOUNT. I NOTICE IT HAS BEEN
ON THERE FOR (3) YRS AND VARIES BY $50-100/YR.
SAYS I PAY OK!!! FIGURE THAT OUT---

How do I contact GEMBCHEVRO? I have a $770 charge on an open account on my credit report, and it is showing up as a delinquent account. I do not have that account at all anymore (assuming it is my Chevron card?) I need to clean this up.