would appreciate advice on how to proceed
Date: Fri, 07/11/2008 - 11:04
I have not paid a credit card debt in 1 year, I originally thought I would have the funds to settle after about 6 months but this ended up not being the case. I am slowly building up some cash now to try settling. All the accounts are either with a lawyers office or a collection company. One account has issued a summons.
I never once spoke to any of the creditors, I moved, changed my number and never returned any of the calls when messages were left on my cell phone.
Should I send letters to the original creditors now and ask for them to work out a settlement with me?
The amounts are all pretty high...9000, 3000, 18000, 17000, 22000, 7000. So about 76000 in total.
I would appreciate any advice anyone has in what is the best way to proceed since I had to let this go on for so long.
Thanks!
I never once spoke to any of the creditors, I moved, changed my number and never returned any of the calls when messages were left on my cell phone.
Should I send letters to the original creditors now and ask for them to work out a settlement with me?
The amounts are all pretty high...9000, 3000, 18000, 17000, 22000, 7000. So about 76000 in total.
I would appreciate any advice anyone has in what is the best way to proceed since I had to let this go on for so long.
Thanks!
Maybe try calling them & explaining the situation & see what the
Maybe try calling them & explaining the situation & see what they say? Maybe they will work something out with you.
I'd give one of the couselors here a call and see if they can advise you on how to proceed.
Someone who has experience with settling will be along soon to help you too.
