Little Loan Shoppe BS Claims!

Ok so I have a major dispute with LLS. If you visit the website (www.littleloanshoppe(dot)com) there is a clear display of "short-term installment loan" on the homepage. Also on that page there are option for "Cash Advance" and "Quick Cash". When I applied for a loan with this company ages back, a CS rep informed me a "Cash Advance" was the same as a payday loan. I agreed to the "Cash Advance", but when I received my documents it stated I digitally signed for an "Installment Loan". At the bottom of the page when you click "cash Advance" option it clearly states, "your one stop shop for cash advance or short term loan". They are giving an option to choose a type of loan. So my question is, what are the idiots trying to pull, I never agreed to and installment loan. My payment history includes a total of $540 paid towards a $300 loan. I demanded my account be marked "PIF" and a refund awhile back.

My dispute is with the contract terms under which I applied. How does a PDL company offer "Cash Advances" then claim you are obligated to pay as "Installment Loan" This is total BS, and I did not pay them another cent :evil: Does anyone have any experience or advice with this company.

P.S.
They are not licensed in my state. They supposedly hold a license in Utah.