Finally heard from Ambassador
Quote:I received a letter from them stating that I still owe the
Quote:
I received a letter from them stating that I still owe them $677.50 (I am in illinois, borrowed $400, paid back $180). He said something in his letter about since I wrote a check I am violating the bad check laws....I sent them the whole letter with the illinois law, filed with the bbb, AG, and the is it FTC? So this is what I get this morning: |
Did you write a check?
You owe them $220.00, send them a letter stating you will pay ba
You owe them $220.00, send them a letter stating you will pay back the principal amount, offer to make payments with money orders via USPS, tell them you need an address to send your payments. They have no legal ground to stand on, as you have already paid them $180.00 and are offering to pay back what you borrowed. Have you secured your bank account? Have you sent them a letter revoking ACH transactions and wage assignment?
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also tell them that the IL AG would consider this more illegal
because internet or not they have to be licensed.plus an ACH
is not a check.let them know of your intention to file AG complaints then do it.this company is a bottomfeeder,don't let
them tell you otherwise.
I don't think signing an authorization can be converted to a che
I don't think signing an authorization can be converted to a check, seems to me that would be fraud in itself????
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i would also print that email and send it as well.nice arrogant tone there.ms madigan will have a field day with these dullards.
nope i never wrote a check. It was ACH. I have closed my accou
nope i never wrote a check. It was ACH. I have closed my account and have opened a new one. (well it got closed because of being negative).
I also filed with the 3 recommended places yesterday.. interested to see what they say. But I will email him back and tell him that I will pay the $220. This is the 3rd time I've borrowed from them, so I was only charged $15 per $100 which is Illinois limits. But, it had renewed or rolledover or whatever so tht was charged many times. I would probably cry if I calculated how much I had overpaid on the other two. *sigh*
Thanks for the help!!
Oh that reminds me Paul. To file with the AG I have to print th
Oh that reminds me Paul. To file with the AG I have to print the form and mail it correct? I will definately send a copy of the email with it!! :)
Well, I responded to the email.. told them I would pay the $220
Well, I responded to the email.. told them I would pay the $220 balance that remains from my principal (borrowed 400, paid back 180). Told them that I am forwarding all this correspondance to the AG of IL. Didn't hear back from them. So today, I get a fax AT WORK! (I have already sent the cd letter, time for another one I guess). It was the standard, generic one stating that my employer maybe investigated if i used their pc to apply blah blah. Well, I applied over the PHONE so nice try on their part.
What do I do now after this point? Just sit and wait to hear back from the FTC, BBB, and AG?
Thanks!!
Laura
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gotta love illegal pdl slime. :roll: anyway,yes wait for the responses to your complaints.especially the AG complaint.just
let them keep shooting themselves in the foot.none and i mean none of what they threaten they can or will do.
should I send them the cd letter again? actually, im not sure i
should I send them the cd letter again? actually, im not sure i've sent them one yet because before he emailed me I couldn't find an email address. Well, actually, it really doesn't matter because the fax is for the HR person and she knows everything that's going and will just bring the fax to me if they do it again like she did today.
I just have to laugh when I read it.. how is a company who is operating think they actually have a chance to file charges on someone? Come on now! Wouldn't that be like the local "pharmaceutical rep" from the corner calling the police on his local user that doesn't pay him everything? LOL
gotta love it!
But, I would be absolutely FREAKING out now if it wasn't for all your help!!! Thank yo usoooo much!!!
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i thought you sent a C&D letter already,then by all means do so.then you can even hit them for fdcpa violations.