Response letter from Arrowhead financial

We did receive your fax revoking authorization for us to debit your checking account and also to send all correspondence via email or USPS. I have attached the documents of our original loan agreement. Your letter states that we solicited you for the loan. However, you searched us out, applied for our services, and then electronically signed the attached series of documents before we even received you application. In those documents(pg. 4 - Governing Law clause) your agreed to waive laws made by your state and agree to be governed under laws in the state where the lender is located. Your total balance with us is showing $325. Arrowhead offers to settle your account in the amount of $200. Please respond and let us know if this is acceptable. If not, we will have to make some alternate arrangements.

Thank You,
Dennis ext.112