Help with payday loans

Date: Thu, 07/31/2008 - 12:15

Submitted by anonymous
on Thu, 07/31/2008 - 12:15

Posts: 202330 Credits: [Donate]

Total Replies: 7

Hi, I live in NJ and need help with payday loans. I have negotiated and settled the ones that I can but have 12 left. They are Apple Payday balance $343; Paycheck Today balance: $520; US Fast Cash balance $505; Discount Advance balance $197.13; Cash Advance Now $495.00; MTE balance $395.00; Speedy Pay Day Loan $505; Eastside Lenders $520.00; Capital Funding $390; Landmark Express $390.00; 1 click $455.00 and Pay Day 2 Go $375.00.

I've been paying renewal fees for forever and finally had to close my account. I did send certified letters out but most were returned. I contacted and asked for help from a company called PDL Assistance, LLC located in Alabama. They seem very slow in negotiating and getting accounts settled.

Can anyone offer any help to get rid of them any faster?

Thanks,
C

I believe that in the state of NJ these loans are not even legal

I believe that in the state of NJ these loans are not even legal. Reading thru , I see that most people only pay back the principle borrowed. Some one else will shed more light on this, as I am new here myself.

lrhall41

Submitted by jenoliver33 on Thu, 07/31/2008 - 12:20

( Posts: 56 | Credits: )

Welcome bloodcherry. Someone will be by to post and explain NJ

Welcome bloodcherry. Someone will be by to post and explain NJ states laws in a little bit. Hang in there ok?

lrhall41

Submitted by jt on Thu, 07/31/2008 - 12:22

( Posts: 101 | Credits: )

yeah, I think I read that NY & NK laws are similair regarding PD

yeah, I think I read that NY & NK laws are similair regarding PDL's. If so, they are prohibited.

lrhall41

Submitted by jt on Thu, 07/31/2008 - 12:30

( Posts: 101 | Credits: )

sorry, typo-NY & NJ

lrhall41

Submitted by jt on Thu, 07/31/2008 - 12:31

( Posts: 101 | Credits: )

Pay down

I have a $300 loan fee is $90. I would like to pay it back but I can't seem to locate the company. They have been withdrawing money since Nov 2008. On my banck statement it saids Capital Funding (Fees) This may not be there actual name. Have anybody heard of them.

lrhall41

Submitted by on Thu, 01/15/2009 - 07:56

( Posts: | Credits: )

Capital Funding Corp. 4799 Coconut Creek Parkway, #1790 Coconu

Capital Funding Corp.
4799 Coconut Creek Parkway, #1790
Coconut Creek, FL 33063-3979
Phone: (954) 970-9800
Fax: (954) 971-8888
http://www.capitalfund.net
Contact: Ron Sheffron - CEO
Business Start Date: 1/1/1990
Company ID: 4009402

Nature of Business:
This company's nature of business is Financial Services

No. of Cmpl Type of Response
0 Making a full refund, as the consumer requested
0 Making a partial refund
0 Agreeing to perform according to their contract
0 Refusing to make an adjustment
0 Refuse to adjust, relying on terms of agreement
22 Unanswered
0 Unassigned
22 Total

I dont know if this is the company or not but the BBB has no license for them and they have an F rating.

lrhall41

Submitted by kfstaff24 on Thu, 01/15/2009 - 08:10

( Posts: 1448 | Credits: )

tia, what state are you in? They've been debiting your account s

tia, what state are you in? They've been debiting your account since November? Do you know how much you have paid them so far? Also, do you remember the actual name of the pdl you took out? $300 with a $90 fee is notorious of MTE; however, I can't be positive. Can you find more information for us?

lrhall41

Submitted by cannr on Thu, 01/15/2009 - 18:01

( Posts: 9317 | Credits: )