paydayone legal in Il

I couldn't find them to be liscensed on the Illinois search. This is the link I used if you want to try it.

http://www.idfpr.com/dfi/LicenseeSearch/frmSearchLicensees.asp

I think they are legal, they are licensed as PDO Financial, LLC. You will need to pay them per your original agreement unless you can get them to agree to changes.

Sorry :(

Thanks for your help!

Don't take that to mean you can't talk to them, though. You just have to be a little more careful.

For example, you have paid them $600, ask them how much the payoff will be if you payoff right now (if you can afford it). You can also ask them about what happens if you send in an additional payment, etc.

Most companies, especially legal ones, are willing to work with you in order to help.

most companies in illinois do not give conventional pdl's.they will either call it a signature or ACH loan.the terms are between
6-9 months equal payments.then on the last payment you pay it off.it's unfortunate,but this place is licensed and the terms are legal for this type of loan.i had this type of loan with ALL CREDIT LENDERS.i would try to work something out or pay it off
sooner.

The guest is right, they are legal.

You have to be careful when searching for licenses - Most of the time you will not find a license under the company name you know, it will be a bit different. Serious problems can occur when people are misinformed about a companies licensing status.

Thanks to all for their great advice! Does anyone know if MyCash now is legal in IL? I owe them money, but they do not have my account info, as I closed the account I gave them originally. Have not heard from them in a couple weeks, but I sure that is temporary.