PDL QUESTION

i'm not sure how to help you (we don't exactly help people get payday loans!) but maybe you should make sure your account is secure? Maybe even put a hard block on it so no money could go out? I know you probably lost the $99 but you'd lose so much more if the loan did come through. Can you just call them and cancel the whole thing? It would be so much better for you if you could just cancel it..

I found this information on the Internet, it sounds as though you got scammed. I would dispute the withdrawal with your bank. However, now they have your account number which is not a good thing. You may need to place a block on all ACH transactions, and if this does turn out to be a scam, you might be safer just closing your account and opening a new one. Just keep in mind that if you do decide to close out that account and get another Internet payday loan, they tend to exchange information between each other. There is some information at the top of this page regarding closing accounts, I would advise you read it. Please keep us posted. :)

Stonewater and Associates Inc...
1-425-235-3200

451 South West 10th Street
Suite 104
Renton,Washington 98057

'info@stonewaterandassociates.com'

Hi, I am doing some research on this company since one of the owners, Erika Radu, inquired about renting my townhome. When I googled her name, she's on a blacklist for scamming rental property owners in Las Vegas. This company is also not listed on any Dept. of Revenue websites as being a real company. I would stay away. :(

Run do not walk to your bank, police, and the AG office and file a complant asap.

Hello..I am the Founder and Vice President of Stonewater and Associates,LLC. A customer by the name of personal info removed per TOS rules, by Shazzers of Pa had a husband apply for a pay day loan through my company.Her husband was charged our standard $99.00 fee for our services. Her or Husband was never promised a loan. My company cannot charge clients a fee with a promise of getting them funded. We can only charge for our services we provide. In this case,The client called and asked a rep what was the status of her husband loan? She was told to call back and speak to someone who could handle her and her husband situation a little better. She could not wait, so I was nice enough to give her and her husband my home number and cell number. But anyway I called her the next day from my private residence and told her that I had time to review her husbands situation and he was not processed and I would refund/credit the $99.00 back to her checking account! She said that she had put a stop payment on the check and to cancel her service agreement with our company. I even lowered my standards and begged her to remain a stonewater client. She said no thanks and hung up in my ear without ever speaking to me or anyone at my company again. Now,remember..she and her husband is the only anger customers we've ever had after processing thousands of loans!..and as far as the property owner who said that I tried to rent a townhouse from her. I only called about it and she asked me for my name and where I was employed! She was told to come in person to our corporate office in Renton,Wa..so we can discuss the rental options but she never showed up and when I was doing some research online I found this blog and the statement from one of my former clients and a woman I never met. She said that my company wasn't registered with any goverment agency or that it wasn't real! Come on! she was invited to my corporate offices. she was a no show! She also said that a Las Vegas property owner said I scammed him. But infact I was living in a month to month vacation rental about 2 years ago and the owner was only charging $2,500 a month. He was paid dollar for dollar..day for day but a week into the second month of being his tenant. He discovered that I had a black husband and black children so he said I had to pay in advance for future months and when I refused he said ok and then came back two weeks later and told me that he had already booked the rental for the next few months and that we could move and not be penalized due to his error! So I moved and years later. I've been told that he put me on a man made/home made website called a blacklist for landlords not by the F.B.I or any law enforcement agency. I am no crook or criminal. My company and any other company controlled by me is a licensed United States company.I have never been investigated,charged or questioned about scamming anyone or for stealing from anyone. My company address is listed on our website and my home address is listed in the white pages. My company doors are always open to the public and to any law enforcement agency in the world! How criminal is that?
personal info removed per TOS rules, by Shazzers
Stonewater and Associates,LLC
Website removed, solicitations not permitted per TOS rules, by Shazzers

P.S..I would like to thank anyone taking time out to read my statement. I

If your doors are always open then wyh can'at we talk to anyone or get someone to return our calls. I have called and e-mailed severaltimes, and got no response from your company. This is no way to treat potential customers.

HI IM FROM FLORIDA. I WOULD LIKE TO LET THE PEOPLE OUT THERE KNOW NOT TO TRUES STONE WATER AND ASSOCIATES AND THE SO CALLED ERIKA RADU. THEY ARE SOME SCAMMING PEOPLE. IM WRITING THIS BECAUSE THIS JUST HAPPEN TO US. MY HUSBAND AND I WERE ON THE INTERNET LOOKING FOR A HOUSE TO RENT TO OWN. WHEN A DAY LATER THIS ERIKA RADU CALLS ME TELLING ME THAT SHE COULD HELP US FIND A HOUSE TO OWN. SHE SAID THAT THE COMPANY WAS EVERYWHERE IN THE UNITED STATES AND ALL THE THINGS THAT YOU WANT TO HEAR WHEN YOU ARE LOOKING FOR A HOUSE. SHE TOLD ME ALL I NEEDED TO DO IS MAKE A DEPOSIT OF 900.00 AND SHE WOULD GET ME A LIST OF HOUSES AROUND MY AREA RIGHT AWAY. SHE WAS JUST WAITING FOR ME TO MAKE THAT DEPOSIT. THAT SAME DAY I WENT AND DEPOSITED THE MONEY THRU WESTERN UNION AND SENT IT TO HER. WE ASKED HER IF WE WEREN'T HAPPY WITH THE HOUSE AND WE WOULD WANT OUR MONEY BACK WOULD YOU REFUND IT BACK. SHE SAID YES. THE NEXT DAY SHE SENDS ME ONLY ONE HOUSE AND IT IS IN A GOLF COMMUNITY AND FOR OLDER PEOPLE. WE ARE YOUNG WE ARE IN OUR TWENTYS. SOOOOOOOOOOO DON'T TRUST THIS SCAMMMMMMING PEOPLE FOR STONE WATER AND ASSOCIATES.

I've had several PDL's over the years but have NEVER been asked to pay a "processing fee" up front, has anyone else? I think this outfit sounds like a scam.

it is a scam, it has to be.. what i do not like is the back and forth with this person trying to post personal info.. :evil:

I don't know, this company doesn't sound "right;" at any rate, even though I (unfortunately) had several PDL's over the years, I never, ever had any of them ask me for a processing fee up front. Has anyone else?

i have not and i had more payday loans than i would like to admit!

Same here....I haven't had anyone ask for a processing fee.

they asked me to send 500, they would get me 70,00 loan, sounded real fishy

they asked me to send 500, they would get me 70,00 loan, sounded real fishy

they asked me to send 500, they would get me 70,00 loan, sounded real fishy

I got a call today from this ericka radu. She wants me to send her $2000 deposit for the mortgage. I am on my way to the bank to withdraw. Thanks god I came across this site. What should I do now.

Quote:

:?: i agree, why are you withdrawing your money????

i am trying to see if this is a scam through western union if anyone has not received info from this company reply because i really wanna know

After all these complaints she opened a new company in WA state,called Pacific Empire Lending,LLC. She does collect the money upfront for PDLs. I`ve never met the biggest liar out there, than this woman and her husband. Avoid doing any business with them.

this is not a real company. Erika has used the last names Radu, Giron, Salazar, and Ulate. She has used stonewater and associates, Pacific Empire Lending, and forefront mortgage services names. She will take all your money in a heartbeat. She is a scam artist and you should stay away. The phone number where she is using right now is 425-788-6007. She will not answer and the mail box is full. the company is Pacific Empire lending and the email address is erika[at]pacificempirelending.net. something needs to happen to this women. She took $1000.00 from my boyfriend and I after promissing us a $60,000.00 home loan. I can no longer get in contact with her. But she is definatly a scam artist.

[QUOTE=Anonymous;498742]this is not a real company. Erika has used the last names Radu, Giron, Salazar, and Ulate. She has used stonewater and associates, Pacific Empire Lending, and forefront mortgage services names. She will take all your money in a heartbeat. She is a scam artist and you should stay away. The phone number where she is using right now is 425-788-6007. She will not answer and the mail box is full. the company is Pacific Empire lending and the email address is erika[at]pacificempirelending.net. something needs to happen to this women. She took $1000.00 from my boyfriend and I after promissing us a $60,000.00 home loan. I can no longer get in contact with her. But she is definatly a scam artist.[/QUOTE]
I do hope you will file complaints with your attorney general's office and the FTC, it can be done online.

Erika also scammed me and my husband out of thousands. If anyone has been scammed by her or her husband who may also be in on the scam, please contact the Washington State Department of Financial Institutions. She was reporting that she lived there in October 2009 to January 2010. You may call 1-877-746-4334. They are currently working on her case. Also if you are in a different state, it was suggested that you also file a complaint with your local authorities. Hopefully she will be caught. Best Wishes.

I have been watching erika and ryans children for a week now and after she scammed me on $70 of unpaid childcare dues, i called and no answer, left severl vm's and no return call. I googled her name to find an address to send her papaers that i filed for small claims and found a ton of information about them being a fraud! Her husband ryan radu(the one who wrote everyone above) is a violet man and claims to be rich, successfull and above everyone else, when in all reality is stealing from innocent people and is probably wanted in many states. These 2 are wanted in washington for fraud and are on the fraud alert list. They are here in portland oregon the last time i head they were staying at the embassy suites but have since checked out on friday august 20th, 2010.
Do not send them money, do not send them personal info! Do not trust them! Washington county police and tigard police have been made aware of the fact they they are somewhere here in oregon and are "taking action". Hopefully these 2 will be caught and put away!

Also, the phone numbers they are using are now local numbers
(503)875-6527
(503)875-9203
and a vegas one
(702)423-1596

these are violent people, stay away from them! Im asshamed to have let her children and herself into my house without doing my research first! I could have put them away myself if i would have looked into her more! Damn!