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DESPERATE FOR HELP FROM PEOPLE THAT HAVE DEALT WITH AIP

Date: Wed, 08/27/2008 - 18:33

Submitted by anonymous
on Wed, 08/27/2008 - 18:33

Posts: 202330 Credits: [Donate]

Total Replies: 12


What can I do about lenders attempted to contact my supervisor. I have a loan with Pay Co formerly known as AIP, American International Processing and on this site the address given was 2207 Concord Pike, Wilmington, DE 19803. I did a search with the BBB and company at this address is called International Cash Services with number 18008653898, I tried to call the number and it is not working? I need major help, next Wed I will default with them, I spoke with a supervisor who insists that this company is legal.. I then told her I was revoking all authorization for her to contact me by phone effective today, I had already left this message on her voice mail previously and someone called me at work a day later, I told the woman that called to call my cellular, but how do you deal with these people? I work for the govt. I cant have them calling my job? I am in process of filing a complaint with the Delaware Attorney General , but what can I do? Someone stated it is best to work with them over the phone? What do I say? I had a $300 loan with $143 finance and have already refinanced 3 times paying a total of $429. I REFUSE TO LET THEM DRAIN ME, SOMEONE PLEASE HELP ME!!!


Well it showed up on my acct as PAY CO, do you have any other information about the company? Are your trying to get rid of them? Do they call you at work??


lrhall41

Submitted by on Wed, 08/27/2008 - 19:12

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Thanks..but no thanks.. I heard AIP was from the UK..


lrhall41

Submitted by on Wed, 08/27/2008 - 19:28

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It still shows up as AIP for me.
They did originally call me at my work, and I told them under no circumstances were they to call there ever again.

Of course, this was shortly after I got the loan, so they were nice and friendly.

I'm calling them tomorrow actually about my over paying them by 1200 bucks, I'm sure they won't be as nice.

Is there a number on your bank statement? It would be under details using the online option.

The woman I spoke to does not have an accent, so I'm not sure if they are a UK based company or not. All the info I have for them leads to Delware.


lrhall41

Submitted by on Wed, 08/27/2008 - 20:10

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I am thinking about contacting there processor.. I have informed them not to contact me at work because I know that they are illegal in my state and I am also a state employee, I guess I will see how brave they are...


lrhall41

Submitted by on Wed, 08/27/2008 - 21:09

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Please close your bank account immediately! This is the only way to stop AIP. They use and Delaware call center for processing, but HQ is in UK. All you have to do is file a BBB complaint, this should get their attention hopefully. If that works they will surely contact the HQ about you.

I know personnaly I dealt with them and their lawyer who represented them contacted me via postal mail. I got a hold of him by email then he got my refund ASAP!! I will leave his contact info for you. Hopefully this helps. but please close your bank account to protect your money. They are sneaky :evil:

Eckert Seaman's LLC
SFoxman(at)eckertseamans.com


lrhall41

Submitted by Cool_Abyss on Thu, 08/28/2008 - 06:05

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I have been speaking with you on forum for AIP, how did you find out the attorney name, was it after you filed a complaint with the BBB? and how did you file a complaint when this company has the same address as ICL in Delaware, another shaky company.. Should I contact the attorney first with the c&d letter, please respond


lrhall41

Submitted by on Thu, 08/28/2008 - 17:54

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Your experence with them will depend on what you want from them.

I so far have had them agree to a PIF status in return for not reporting them or asking for a $1200 refund.

Someone else here had to go through other measures to get a refund.

If you call them, simply remain calm and make sure you know your laws. They know they are illegal...they just don't know if YOU know that yet.


lrhall41

Submitted by on Thu, 08/28/2008 - 23:29

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Well I will tell you I filed a complaint to the BBB first. I was then contacted by BBB via email with their reply and the letter from their lawyer was attached. It simply stated they were call center and process loans for overseas lenders and will be reufunding me what I requested. After I got the lawyer information I went for the jugular...LOL! He was polite and helped me very quickly. Even had his assistant sending me emails for him with a refund mailout verification.

So this whole process took about 2 months, but it was worth it after they contacted me. Took "AIP d/b/a Payco d/b/a American International Processing" about 30 days to respond to the Delaware BBB.


lrhall41

Submitted by Cool_Abyss on Fri, 08/29/2008 - 05:30

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Everybody I feel your pain. I worked for AIP which yes is located in Wilmington, DE, they owner lives in the U.K. they are not located in the U.K. They are the biggest scam artist. My advise to everyone is to close your bank account and open up another one. They will drain your account. I have a girlfriend who was just laid off as of December 1st from AIP - so they are hurting.

I left AIP due to I did not agree with their procedures - and yes they will call you at work whereever they feel they can get ahold of you. And everybod that gets a loan from them are being recorded - so if you agreed to the terms I am not sure if there is anything you can do - THEY HAVE YOU ON TAPE AND THEY DON'T TELL YOU THAT!!!

Just thought I would let everybody know.


lrhall41

Submitted by on Tue, 12/30/2008 - 12:03

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I had a loan with AIP and had repaid it numerous times and defaulted. I changed bank accounts. I wrote them and sent it certified and a return copy for my records. I told them not to call or contact me and that I knew the laws of my state, IN, they didn't send a refund but did PIF, so I had a pretty simple time with them. But get a new bank account!!!


lrhall41

Submitted by on Tue, 12/30/2008 - 12:16

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I have gotten an email from Magnum cash services (aka International Cash Services). I realize the email was meant to scare/intimidate me.. They say they are putting me into collections because I closed my bank account (the PDLs would've bled me dry if I hadn't). By my calculations, I have paid them an amount less then $20 away from what I borrowed ($400). I'm located in WI and this was an internet company. I need to contact them within 5 business days. I really want to send them my part C&D letter/part "you are illegal" letter. I know I shouldn't be, but I am a bit scared. Should I send them this? Please help.


lrhall41

Submitted by mkbeers on Tue, 12/22/2009 - 12:10

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