Debt to Income ratio
Date: Wed, 09/03/2008 - 10:16
Are you referring to utilization? The ratio of your credit limi
Are you referring to utilization? The ratio of your credit limits in relation to debt. It is one of the major scoring factors that FICO looks at. 35% and less is the utilization you should be shooting for. Same with your debt to income. Anything under 35%.