Collection Agency Payments
As a general rule you DONT sign anything. When any debt goes in
As a general rule you DONT sign anything. When any debt goes into collections, all payments arrangements made are temporary and subject to change.
What type of debt is this?
credit card
They were going to take me to court, but I told them I could pay. I negotiated a price, but I also want to make sure that my credit is negatively affected by paying this. What deal can I strike up to avoid a (more) negative mark on my report?
A collection account is a collection account whether you are pay
A collection account is a collection account whether you are paying on it or not. Since CA's are not creditors per se, you do not get "paid on time" from them. Your status remains the same.
soaplady, Instead of working with the collection agency, could
soaplady, Instead of working with the collection agency, could payment arrangements be made with the original creditor? Would this remove the collection agency mark from my credit report?