Payday-Loan-Yes Threatening

Yes, its an ongoing cycle.

what ph# did they call from?

The number was 800-550-6051

next time he calls tell him you have been in touch with the PA AG,and they are working on your complaint about them.then hang up.

They're ruthless as can be, the next thing you know you'll receive an email or a fax from their -so called legal department saying they're going to charge you with fraud and threaten to contact your employer, blah blah blah. Another boiler room charade. :?

I just sent them an email and asked that it be forwarded to Mr Robert Lewis who called and attemped to intimidate me.
I told them I'm not stupid and that the number he called from as well as the number he left for me are not from a legal dept. at a bank but from payday-loan-yes themselves.
I also told him not to worry about contacting the AG's office because I already did.
I also told him not to call at work because since I work for a state gov't agency his calls will be monitored and/or recorded.
What a scumbag!!!

good job!!!

You go KAK!!!!

Thats giving it to them!!!

Just another bit of info to add...........
Since Mr Robert Lewis (who called me today) claimed he was from the legal dept. of the First National Bank of Delaware I went to the State of Delaware website and checked their list of banks. They do not show a bank by the name he gave me. I also sent the state of Delaware banking dept. an email and told them about his call and where he said he was from and that his 2 phone #'s were to Payday-Loan-Yes and not a bank. I'll update when I get additional info from them.
I also filed a complaint with the FTC against Payday-Loan-Yes/Fast Cash Advance.
If they want to play the game and threaten me, I can play too!

KAK, FIrst National is a collection agency associated with PDL Yes and a host of other PDLS. If you type the number posted in the search box above, you will see many posts regarding this company and other pdls. Another member has been posting about this company the past few days too. I have dealt with them myself regarding PDL Yes. Send them a request for debt validation and be done with them. When I contacted them, they would not give me a addy but I did get a fax.......800-887-9284...


Here is a sample letter you can use as a template

http://www.debtconsolidationcare.com/forums/about216.html

Also, here is the other thread about this company
http://www.debtconsolidationcare.com/paydayloan/about51150.html

He did not say he was from First National (or a collection agency).
He specifically said he was from the First Naional Bank of Delaware.
If that's the case, he grossly misrepresented himself.
His caller ID and the phone # he gave me to call also came back to PDL Yes-not a collection agency.
It sounds like they will try anything to get people to give in to them.

I understand that. When they called me they said they were from First National Bank. I researched the number and came up with Cash Net 500, Global Payday and several other pdl's...including PDL Yes. The number you posted is also linked to First National and these companies. That is why I posted the information for you. Many of these companies have several d/b/a's and when you research a phone number or address you figure out who is partnered with whom.

You are right, they will say and try anything to get you to give them the money they think you owe them, including not telling you who they really are and misrepresenting themselves...it is not uncommmon. The key is that you reported them and that you did not fall prey to their schemes.

I just received a confirmation from the State of Delaware that they don't have such a bank as the "First National Bank of Delaware".
Roxy-thanks for all the info.
I guess I'll hear from First National Collection Agency next-unless PDL Yes and Mr Lewis got my message loud and clear yesterday.

Sorry I forgot to login.
Thanks for the help Roxy-the previous reply is from me.

kak, no problem I am just happy you did not fall for their tactics. There are so many members/guests who when threatened give in to that fear and pay. So many of them believe they will loose their jobs, be take to court or be arrested when they are threatend.

Ia have been recieving threating calls from a mr Martain at phone 1-866-504-7548 wanting my bank account info to pay money he says I owe payday loans yes what should I do?

Do NOT give out your personal info! Have you ever taken out a loan with them?

This is apparently where your calls are coming from.
Phoenix debt management
PO BOX 11127
Kansas City MO 64119
Toll Free: (866) 504-7548
info(at)phoenixdm.com
Do not give him any info-especially bank info.
Send them a cease and desist letter along with requesting a validation of the debt.
Don't make yourself sick over the call.....they're not worth it.
So now Payday-Loan-Yes is listed as having First National Collection Agency and this new place?

I got calls from PDLyes. I have to admit, I was stupid in the first place to get a payday loan. I really feel that anyone who does get one is just as stupid.

My cell phone was off for a couple weeks. I guess I should have paid that on time, too. PDLyes called my boss to leave a msg for me, then they called the people I used as references.

As for verifying the debt, I tried that. PDLyes faxed off to my work the original contract, a copy of my bank statement, paystub and blank check that I sent them. My attorney told me that was validation enough.

My attorney also looked into it, First national is the partent company of PDLyes. Their collections department is legit and they are 1st party, so they can get away with just about anything. There are no Federal Laws that we can hide behind. Again, I feel I was stupid for taking out the loan in the 1st place. If I defaulted on it and they are calling me to repay it than it's my own stupid fault.

My lawyer also advised me (it's nice to has a sister married to an attorney!) that PDLyes has the ability in most states to pass a judgement against someone, anyone who defaults and doesn't pay. Once a judgement is in place, they can go after your wages in most states. The fdcpa doesn't cover them. They can call your boss and your references like they dd to me.

If you got a loan out with them and they call you and harass you than that's your own dumb fault.

TomS.

please ignore this troll,nothing he posted is true.no checks were
ever submitted for there loans,therefore no lawyer would say what he did.he gave himself away with the last line.sorry troll,but we are not interested in hearing from a troll this early.
at least not me.

Tom S. must have fell and bumped his head :twisted:

TomS is the same or works with guinness.

Though I'll admitt this posting is more literate than guiness.


Payday loan yes is that desperate that they have to resort to making up info on a forum?
Don't you all have more threatening calls to make or laws to break?

I have nothing to do with PDL yes. Well, not any more. Not since i paid them off. I still stand by the fact that I was an idiot for taking out a loan with them in the 1st place and that anyone who does is an idiot, too.

BTW, my brother-i-l told me that First National is a bank. They are located in the Bahamas. So, all your blabbing about US Laws don't apply to them.

Ask your state's AG if they can go after an offshore company. Just ask them. You'll feel even more stupider than you already do.

Now, if Jeremy McAllister calls you from PDYyes, than I would run and hide. the guy is a nutcase. Total psycho. The crap that he says makes the rest of them look logical.

[/quote]I have nothing to do with PDL yes. Well, not any more. Not since i paid them off. I still stand by the fact that I was an idiot for taking out a loan with them in the 1st place and that anyone who does is an idiot, too.

BTW, my brother-i-l told me that First National is a bank. They are located in the Bahamas. So, all your blabbing about US Laws don't apply to them.

Ask your state's AG if they can go after an offshore company. Just ask them. You'll feel even more stupider than you already do.

Now, if Jeremy McAllister calls you from PDYyes, than I would run and hide. the guy is a nutcase. Total psycho. The crap that he says makes the rest of them look logical.Quote:

I did the quiote backwards lol 8-P

fine they are an offshore entity,which means they have no legal way to collect.once the consumer pays the principal they are finished.no amount of blather by you will change that.

I had a very positive experience when i called the PDLY collections department (800-654-7444). I spoke with both Joe at x820 and Alicia at x830. They were both very pleasant and helpful. If you have to deal with the PDLY collections department talk to either one of them. They must have a great supervisor!

I have used them. And yes, it sucks that they draw you into the world of Payday loans. This is my second time around using them. I paid my first one off rather quickly. This time I have to slow down a couple of times to just pay the minimum. And of course the interest draws. But I just a few more payments with them and I can call it quits with them. So far,I have had at least good customer service with them. (knock on wood)

Watch out if you deal with a Mr Reilly at Payday Loan Yes. He's a creep! He started yelling at me when I asked him a question about my loan. He then hung up in my ear. He called me back 5 times in a roe and started breathing real heavy and asking me what color my p*a*n*t*i*e*s were!!!

I finally couldn't take it and I told him to go f@#$% his mother. He asked me if I sucked my mom's d@#$ with my dirty mouth!!!!!!! The guy is insane!!!!!!!

800-887-9284 fax doesn't work

i have aloan with payday loan yes. they have repetadely called me and harrassed me at work. i told him i didnt get paid until the end of the month. he told me that i had an excuse for everything. and that i didnt pay my bills. i told him off. he told me they were going to garnish my wages. will they really do this. they have my account number and all, but refuse to take the money out of my accoung. i borrowed 350 and i ahve already paid back over 500

not without a court order.they can try to send a wage assignment to your employer.a wage assignment is totally revocable.draft a letter revoking any wage assignments.give this to your employer.then send it to them.i hardly see where an illegal ipdl can or will get a court order to garnish.what state are you in?some states will not garnish even with a court order except for certain gov't debts.

They can garnish your wages. They did it to me. All they have to do is get a judgement against you which costs very little for them. The amount of garnishment they can take is dictated by which state you live in, like in Washington for me. They get the judgement and then submit the paperwork to your employer.

tell me uncle phester.how can an illegal pdl that has no contract or license get a judgement?how come they were slammed for 270,000.00 in illinois?go back to the phones and harrass people, your attempt to spread misinformation hasn't gone unoticed.

These people just don't give up!
I got a call today from a woman claiming to be calling from First Nat'l Securities-alias Payday Loan Yes. The last time they identified themselves as First Nat'l Bank.
I had to ask her about 4 times what she was calling in regards to . All she would say is "a payday loan" and I had to keep asking her "a payday loan from whom"?
I then told her that she was calling me at work and since I work for a gov't agency her call was being recorded. She then got speechless and just said "Oh". I also reminded her that she was notified that the only correspondence they were to have with me was US mail and I hung up.
Do these people not understand English or what???

Quote:

well since they can't really speak english,i don't expect them to understand it either.

Payday Loan Yes must have some real idiots working for them.
They called me, yet again, at work today.
The best part is that they are dumb enough to leave messages that I can save.
I was told that if I don't contact them by a certain time today, they will contact my employer.
Little do they know that I'm a gov't employee and my employer couldn't be bothered with low life like them.
I also just contacted the AG's office with a follow-up to my initial complaint to let them know that they are harassing me at work and I have the messages saved if they want them.
My God-what does it take to communicate and get through to these people???

well being out of the country.i guess a hint applied with a sledgehammer,but they might enjoy it.

It's just getting to the point where it's getting very annoying.
And the guy that leaves the messages always talks in a real stern, low, threatening tone of voice as to intimidate you.
Get a life!
What a bunch of a_ _ holes!

I apologize for my previous reply coming up as a guest.
I forgot to log in. Oops.............

these people have some issues.

I was just wondering if any of you folks had an address, email address, phone number for first national bank?
My husband and I are trying to buy a home, but we have been trying to figure out what first national bank is on his credit reports. It is the one thing holding us back from getting a loan!

I am so glad I found this site!! I remember my husband got a payday loan twice back in 2002. The first one was paid off, but he lost his job and we had no way of paying it all back.

I was just checking our state laws and found this information

[color=Red][size=6]Attorney General McGraw Continues His Success in Halting the Making and Collection of Payday Loans in WV. $1.57Million in total relief to date.[/size][/color]

[font=Times New Roman][/font][size=3][/size][color=DarkBlue][/color]I am immediatly filing a complaint with our Attorney General!
This is why I am asking for any contact information in this so called First National Bank!!

PLEASE CHECK YOUR STATE LAWS!! YOUR STATE ATTORNEY GENERAL MAY HAVE ALSO FILED SUIT AGAINST THESE TYPES OF COMPANIES

Thank you for any help

~Valerie~

I COPY & PASTED THIS FROM MY EMAIL. THEY COME ALL THE TIME. WHO ARE THEY? AND ARE THE LEGIT, DOES ANY ONE KNOW....I GUESS MY QUSTIONS REMAIN
TO GET A LOAN? OR NOT TO GET A LOAN?
THAT IS THE QUESTION...
FOLLOWING IS THEIR EMAIL TO ME:
PLEASE READ.........

Dear Sir/Madam,

We Offer Private, Commercial and Personal Loans with very
Minimal annual Interest Rates as Low as 3% within a 1year to
50 years repayment duration period to any part of the world.
We give out loans within the range of $5,000 to $100,000,000
USD. Our loans are well insured for maximum security is our
priority. Interested Persons should contact me via E-mail

Lender's Name: Mr David J????"cant use his last name on here -
Lender's Email: davidj????020@yahoo.com
something about it being a bad word J????
BORROWERS INFORMATION

THEN THEY ASK FOR THINGS LIKE MY AGE, INCOME AND SUCH...SO IF Y'ALL HAVE ANY SUGGESTIONS LET ME KNOW..

I WILL LOOK BACK HERE FOR Y'ALLS THOUGHTS

"RED" FROM DALLAS

no red,it is not legit.we get spammers on here all the time that post just like that.AVOID THESE SCAMMERS AT ALL COSTS.next time you get another email like that just delete it.you'll be glad you did.

yes they have called my job, my supervisor and have given all my info to them i dont know how to make them stop

i have paid thes payday loans people $600 dollars and borrowed 500. I did not give them directions to take the complete amount I owed them so they have been taking 150.00 every two weeks from my acount. they have not deducted any money from the principal. I amtrying to gt the money to pay them off! I AM OUTRAGED! I HAVE NEVER HEARD OF SUCH IN MY WHOLE LIFE!

I wish I had investigated these people before I made any decisions. The thing was I didn't even know they put the money in my account because I never received any kind of notification. I was at a desperate time in my life which thank God is over with but I was looking for a place to get an advance. I wish to h.......I never did it. I borrowed $350 and have paid two payments of $105 and there are two remaining payments of$255. The interest rate must be 100%. I could have gone to a loan shark and it wouldn't have cost me so much. LOL They sent me some pretty nasty emails and when I tried talking to them on the phone the man was very, very rude and said I better have the funds in there for the next payment. After reading posting about other companies from other people I am scared they will keep taking the money out of my account. Warn people you know who plan to borrow money from some place other than a bank not to borrow. There must be some kind of law that prohibits them from charging so much interest. I know that I will NEVER, ever do this again.