HELP!! Valentine and Kebartas
Date: Mon, 09/08/2008 - 05:17
I received a call on Friday from Valentine and Kebartas (collection agency), indicating Chase has sent one of my accounts ($7800) to them. They offered me a settlement with some monthly payments over the next six months. There is no way I can do this or come up with the money. They said they will not work with Care One since the payments are too small.
They said if I don't accept this offer they will refer the account back to Chase and it will probably go to litigation (they were very careful to not say it would definitely). I don't know what to do!! I am so scared. I called Care One and they said if they are in their system (which I think they are) that means someone is making payments to them. I guess I don't know who to believe!!
My questions are:
1. Can I set up Valentine and Kebartas in the Care One system? Has anyone does this?
2. Would Chase really force this issue so quick or are these scare tactics something collection agencies do.
Please help!! I am so terrified!!!
any feedback
have you heard anything else from them?
i just got a call today concerning $3K i owe them and wanted to work out something, but they pretty much refused.
so not sure how EFFECTIVE they are. I look at it this way, we can't be the ONLY ones experienceing this and with the economy the way it is.......my $3K is small (my only outstanding debt not yet paid) compared to others.
however I DO want to take care of it, they just won't reason with me.
Valentine & Kebartas
I had problems trying not to involve my parents when i had my chase account go to valentine & Kebartas 3 yrs ago, i'm with Money Management International and i said something to Steve Ryan about having mmi take over with that account and he had a fit and said no we'd get 30.00 and get blown off which they wouldnt have. i guess these people dont set up payment programs like they said they do.