Fast Help with Payday Loans

Definitely a familiar story around here! Welcome to the forum and you have come to the right place to seek help with this situation. I personally am not knowledgeable enough to explain the different steps of dealing with payment/non-payment or whatever of your PDLs. However, someone will post that does PLUS you posted your problem in the right forum thats dedicated to PDL help. Anyway, in the meantime, check out the information in this forum and you can get an idea of what you can legally do to help yourself.

Thanks for your response. I will keep checking for responses.

Sounds familliar! I also have summit group! anyway this site is awesome if you just play around the different threads you will find tons of advice and support from people in simular situations. one thing that a lot of people would suggest is to close your bank account and set up payment arrangements with the PDLS. Im pretty knew to this too but this is what I have gotten from this site. I just wanted to respond to you so that you would know you are definately not alone!! :P

Be careful when you close the bank accounts (and if you do definitely don't give the PDLs the bank info). Try and get another account before you close the current one. Talk to your current bank and see if they can offer a solution as well.

I did a payday loan with Summit Group back in Nov 2008, in April 2009 I retained an attorney for BK. I am still paying on my retainer and plan to finally file my BK this month. I just got a phone call from some process server who is telling me that they have a sealed court summons for me for writing a bad check. I never sent any checks but I did close my "old" bank account that they were originally drawing payments from. Back when I retained my attorney I sent a cease and desist letter to Summit Group informing them of my decision to file BK. Unfortunately I didn't do it return receipt/certified but I never heard from them after that until now. There is some attorney's office calling me about this case. What can I do? Do I need to send them a cease and desist letter also? Do I give them my BK attorney's name & number. Are they truly trying to take me to court for $480? Any information you can provide would be greatly appreciated.

i would give them your BK name and number. it sounds like an illegal, false threat to me but they cannot do that you, especially since you are in bankruptcy. if they were going to serve you papers, they would just serve them. they would not call you and give you a heads up. i would send a debt validation as well as a cease and desist letter.