Sue by Target and Capitol one today
Date: Wed, 09/10/2008 - 12:20
First < I live in FLA
Second < Just got service today by target (original debt 9400.00 )capital one ( origainal debt 3400.00)<
by the same law firm.
Capial one count summons is on oct 14 2008 and Target is a summons to reply in writing with in 20 days
I would like to try to settle this before going to count . Do I write a settlement letter and sent it to the law firm or do I sent it to the credit card company .
Had anyone settle a credit card on theie own ???
I do have other credit card debt past due as well but i'm to take care of this first
I really would like to trying to avoid bankruptry
I have not make a payment in over a year on either one . Over the last 18 mo things have happen beyond my control ie ( house burn down , sod business with going under and med bills)
Second < Just got service today by target (original debt 9400.00 )capital one ( origainal debt 3400.00)<
by the same law firm.
Capial one count summons is on oct 14 2008 and Target is a summons to reply in writing with in 20 days
I would like to try to settle this before going to count . Do I write a settlement letter and sent it to the law firm or do I sent it to the credit card company .
Had anyone settle a credit card on theie own ???
I do have other credit card debt past due as well but i'm to take care of this first
I really would like to trying to avoid bankruptry
I have not make a payment in over a year on either one . Over the last 18 mo things have happen beyond my control ie ( house burn down , sod business with going under and med bills)
When was the last time you paid on these accounts? In FL, the T
When was the last time you paid on these accounts? In FL, the Target card (store Red card?) could argue the 4 year SOL. If the Target card is a Visa, you might fall under the 5 years OL. For Cap1 it would fall under the 5 year SOL.
It's been over a year now both cards since I was able to make a
It's been over a year now both cards since I was able to make a payment . The Target was a visa
Both will fall under the 5 year SOL. I would work on negotiatin
Both will fall under the 5 year SOL. I would work on negotiating these out before court.
So do I sent a settle offer to their law firm which is Zakheim a
So do I sent a settle offer to their law firm which is Zakheim and associates