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MCM collection agency – Feedback from consumers

Date: Wed, 09/10/2008 - 16:58

Submitted by anonymous
on Wed, 09/10/2008 - 16:58

Posts: 202330 Credits: [Donate]

Total Replies: 157


A company called MCM called me about a credit card. I admit the debt but I want to discuss what happened. A man called me and he was speaking broken English. I could not understand him and I also had a bad phone signal. So, I tell the man that I have to go and to call me back at a later time because I was also at work. He keeps talking to me and keeps trying to push a settlement offer on me. I keep telling him I have to go. So then he yells at me and says"DO YOU UNDERSTAND WHAT I AM SAYING, DO YOU UNDERSTAND CLEAR ENGLISH" that really made me mad. He could not speak clear English. Am, I wrong for being upset. Has anyone else here had that problem and what should I do about it?


we should all start calling them repeatedly and jam the caller hub; i mean repeatedly, and then we can come up with a scheme like a bogus sales call i.e. "hello this is John Smith would you like to buy a copy of relentless collector monthly" lol and if we get hung up on do it again and again. Might be fun and make everyone feel a little better : )


lrhall41

Submitted by on Sat, 05/01/2010 - 07:46

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I've been paying on a debt to mcm for about four years now. I make the payment every month, on time. I actually got a "nice" person a few years ago that told me that if I just send a few more dollars every month than the agreed upon amount ($300) that they'll leave me alone and just let me continue the payments and won't "move it to another department" where they'd harass me to get more money. The debt was around $20K, and now it's down to about $9K. I would like to offer a small settlement, just to get them out of my hair, but I'm afraid to fool with them, and am wondering if I should just keep paying until it's paid off. So I won't "upset the apple cart", so to speak. Thoughts? How much would I offer them? Do it through the mail? (I hate talking to them...). Thanks for any help!


lrhall41

Submitted by on Mon, 05/03/2010 - 18:25

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These collectors from MCM having been harassing me for weeks. When I ask who they're calling on behalf of, they get belligerent (all foreign individuals). I told one that I was on a national DNC list and to take me off their calling list. He replied, "Why? Why should I quit calling you?" I replied, "Because I asked you to," but he continued until I angrily hung up on him. The same day, I actually got a call from a woman who was about half as irritating, and she said she was collecting on a debt I've never had...she gave me the last 4 SS digits, and they weren't even mine! How do these people operate legally?!?!


lrhall41

Submitted by on Sat, 05/08/2010 - 12:34

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Quote:

Originally Posted by Anonymous
These collectors from MCM having been harassing me for weeks. When I ask who they're calling on behalf of, they get belligerent (all foreign individuals). I told one that I was on a national DNC list and to take me off their calling list. He replied, "Why? Why should I quit calling you?" I replied, "Because I asked you to," but he continued until I angrily hung up on him. The same day, I actually got a call from a woman who was about half as irritating, and she said she was collecting on a debt I've never had...she gave me the last 4 SS digits, and they weren't even mine! How do these people operate legally?!?!

They don't. I think most of them or call centers not even located in the U.S.


lrhall41

Submitted by Shazzers on Sat, 05/08/2010 - 12:44

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No you are not wrong for being upset. these people are very pushy! I cant understand what they 're saying half the time. i tell him i dont get off work until 430 pm but he calls 5-6 times a day while i am working. Then I told them a thursday two weeks ago half the money would be in checking, five days went by and they never took it like he said they would. I mean come on i have other bills to pay!!!!


lrhall41

Submitted by on Fri, 05/14/2010 - 13:09

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Quote:

Originally Posted by Anonymous
I;ve lived in my house 45 years, same phone. My husband and I live here and don't owe anyone a thing. I keep getting collection calls from a guy with a broken accent asking for a woman with a completely different name from ours. I tell him there is no one at this address by that name but it continues. I am really beginning to lose my sense ofhumor about it. How can I stop this? Once you say "You have the wrong number", that should be the END of it.

I have had to deal with them previously and I know for fact that they have a screen where all the phone numbers are updated for that very account. Next time you get a call from the person, ask them to mark it as DNC (Do Not Call) number. This is kind of a permanent way of getting rid of these calls...


lrhall41

Submitted by on Sun, 05/23/2010 - 19:00

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Quote:

Originally Posted by Anonymous
I've been paying on a debt to mcm for about four years now. I make the payment every month, on time. I actually got a "nice" person a few years ago that told me that if I just send a few more dollars every month than the agreed upon amount ($300) that they'll leave me alone and just let me continue the payments and won't "move it to another department" where they'd harass me to get more money. The debt was around $20K, and now it's down to about $9K. I would like to offer a small settlement, just to get them out of my hair, but I'm afraid to fool with them, and am wondering if I should just keep paying until it's paid off. So I won't "upset the apple cart", so to speak. Thoughts? How much would I offer them? Do it through the mail? (I hate talking to them...). Thanks for any help!


What you have been doing is the right thing. I mean, I had a debt on which I paid off to them through an arrangement and the person I dealt with was very nice to talk to. In a similar situation like yours but with a lesser debt on my name. After making some payments, I got my tax returns and a big balance. I talked to this guy and he gave me a 40% off on the balance and agreed to report this account as paid in full as well. Which means my CBR looked good once again. I paid the 60% balance in 2 installments and I also received a letter from them saying that the account has been cleared and they are going to report the account as paid in full. Mind you, I still have that letter safe with me, just worried if tomorrow another company starts calling me for the same account then I have got the letter to show them that it's been paid in full.


lrhall41

Submitted by on Sun, 05/23/2010 - 19:07

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Quote:

Originally Posted by Anonymous
I had gotten a called from Tanya of the MCM collection Company. She had varified my name and the last four of my social but the card and information did not belong to me.
She told me to contact the police of the bogust information. How on earth am I to go to the police just on say so and wrong information she had told me wasn't in detail. I never had any credit cards in 2001, I never had any credit card to a limit of $3,000.00 or more not even to $700.00 limit since the 90's. I told her she had called my job and to give me a number to call her back. Her reply was I am trying to help you, what kind of payment plan do you want? How is she helping me when the information is not mine! I need to know who to report this too......


If they have your social then the debt was actually originated, so to speak it's legitimate of them calling you for this debt. It may not be appearing on your CBR as you indicated that the debt was in 2001. 7 years after the charged off date, the debt is wiped off the CBR, but it wouldn't actually vanish. It still needs to be taken care off. Also, depened on SOL in your state, they might also be able to drag you to court for this debt. If you genuinely believe that it's not one of your debts, then this may well be a case of identity theft. You definitely do need to report this to the police, obtain a copy of the police report and send to them. Trust me they wouldn't be bothering you with this account unless it's been investigated upon and comes out to be a legitimate debt in your name only, in which case, you might would need to go through more hardships for may be filing a false report with the police. Another thing, as per FDCPA, if you dispute any accounts after 30 days of they sending you the validation letter, the burden of proof happens to be on you. To save yourself from this hassle, if you have any disputes, raise them within 30 days with MCM over the phone or in writing. In writing is better as you can have a record of that.


lrhall41

Submitted by on Sun, 05/23/2010 - 19:16

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Quote:

Originally Posted by Anonymous
If they have your social then the debt was actually originated, so to speak it's legitimate of them calling you for this debt. It may not be appearing on your CBR as you indicated that the debt was in 2001. 7 years after the charged off date, the debt is wiped off the CBR, but it wouldn't actually vanish. It still needs to be taken care off. Also, depened on SOL in your state, they might also be able to drag you to court for this debt. If you genuinely believe that it's not one of your debts, then this may well be a case of identity theft. You definitely do need to report this to the police, obtain a copy of the police report and send to them. Trust me they wouldn't be bothering you with this account unless it's been investigated upon and comes out to be a legitimate debt in your name only, in which case, you might would need to go through more hardships for may be filing a false report with the police. Another thing, as per FDCPA, if you dispute any accounts after 30 days of they sending you the validation letter, the burden of proof happens to be on you. To save yourself from this hassle, if you have any disputes, raise them within 30 days with MCM over the phone or in writing. In writing is better as you can have a record of that.

They will just keep harassing you and then send it to an attorney. First, send them a letter by certified mail asking them to validate the debt. They will probably send you a bill that they have typed themselves. Reply to the letter by disputing the account. They will either leave it alone or they will send it to an attorney. If it goes to an attorney do the same thing again. Send a debt validation and dispute the debt. If you get a summons, answer the summons and go to court. They can be beat. I just recently beat them in court.


lrhall41

Submitted by on Fri, 05/28/2010 - 18:48

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These people are very rude and disrespectful. I had a woman call me several times asking for an individual that I do not know. She even yelled at me and told me that I was the person that she was looking for. I told her that I was not the person and hung up the phone. She called back and told me that I better not hang up and that my call was being recorded. What do you think I did? I hung up and she called again. This time she told me that I did not comprehend and that I needed to tell her If I was the person or if I new her I told her that I was not answering her question again as I had answered answered it in a previous phone call minutes earlier I then hung up the phone again, Finally after hanging up on her about 7 times I finally told her that she was calling my phone, that I pay for and that the person that she was looking for did not live here nor did I no of them and that if she kept calling me I was going to call the cops and file an harassment claim. After I told her that she never called back.
Can someone tell me how and were I can file a compliant against this company as they are breaking the law in the state of California by calling after 9 and also harassing people.


lrhall41

Submitted by on Wed, 06/02/2010 - 23:37

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The FDCPA and maybe even the laws in your state are there to protect you from illegal harassment. The best evidence of illegal harassment is a recording of the phone call. Record the calls if legal in your state because debt collectors will always lie and never admit to saying something that will get them in trouble. If you are in a two party consent state, then tell them you are going to record and by continuing to talk to you they are consenting to the recording and by calling you in the future they consent to being recorded. Because you won, they are also violating the Fair Credit Reporting Act (FCRA). Dispute the account in writing and request they remove it from your credit report. When they don't, you have a claim. You have a slam dunk case because you won the lawsuit. Contact a consumer lawyer to help you sue them.


lrhall41

Submitted by Joe Smith on Sat, 06/05/2010 - 18:46

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I am getting calls now. I have been getting calls since Friday. And they call without a listed number. They have called 4 times today, and the second time I asked for a phone number and they refused. So finally when they called the 4th time, they asked for my husband, and i told them well what is your number and he will have to call you back.
They gladly gave me their number.
I have a harassment lawyer and i contacted him today about them. I will be forwarding him this new information and I will be going after them.

I hope they start talking to me like they have talked to all of you. Because my lawyer will get them alive. I have sued other company's for this exact same thing and I have won.


lrhall41

Submitted by on Mon, 06/07/2010 - 20:43

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Someone from MCM called "my" house yesterday on "my" phone number from a blocked number. They were asking quetions about my wife, and asking to speak to her. I politley asked them who are u, and what company do u represent, they stated to me that since i didnt answer their questions, then why shuld they answer mines. I tonld them becuz this is my house ur calling, and my phone ur calling to! They still didnt want to provide me with any information, so i told them not to call anymore. The lady told me that they will continue to keep calling, and hung up on me!!! what actions can I take???


lrhall41

Submitted by on Sun, 06/13/2010 - 01:46

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Quote:

Originally Posted by Chrys Henderson
Yep. And the easiest way to deal with them calling your cellphone is to add the number to your address book, change the ringtone to silent, and IGNORE their calls or hang up without answering!



but the # does not show up, he always calls from an unknown #


lrhall41

Submitted by on Wed, 06/16/2010 - 19:37

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I just went through this as well with a different companyt and had to pay a Lawyer to help out. Send a certified letter requesting them to validate this account and give them 30 days to respond. After that ensure that you have all you copies of everything and a copy of this certified letter. It becomes a pain when you have paid off the account and they have sold the account to another company. It is going to take you a while to get it all settled. Also let them know each time that you have ask for validation on this account and until they provide that information to you do not call any more.Quote:

Originally Posted by Anonymous
Hello,
I recieved a call today from Mcm Collection Agency this person called me three times on my cell phone I was at work, he claimed that it wasn't listed as a work phone but I formed him it was my cell phone. I don't even know how he got my cell phone number. The phone that he calls from shows unknown, and he also so spoke broken english and he was very persistant. The credit company he was calling about, I paid off my debt with them back in 2002 I asked for proof from their client and he told me that he did not have that information nor could he retrieve it from them. What can I do to stop the harassing phone calls he even has called me on the weekends Saturday and Sunday.


lrhall41

Submitted by on Mon, 06/21/2010 - 07:11

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I just went through this as well with a different companyt and had to pay a Lawyer to help out. Send a certified letter requesting them to validate this account and give them 30 days to respond. After that ensure that you have all you copies of everything and a copy of this certified letter. It becomes a pain when you have paid off the account and they have sold the account to another company. It is going to take you a while to get it all settled. Also let them know each time that you have ask for validation on this account and until they provide that information to you do not call any more.Quote:

Originally Posted by Anonymous
Hello,
I recieved a call today from Mcm Collection Agency this person called me three times on my cell phone I was at work, he claimed that it wasn't listed as a work phone but I formed him it was my cell phone. I don't even know how he got my cell phone number. The phone that he calls from shows unknown, and he also so spoke broken english and he was very persistant. The credit company he was calling about, I paid off my debt with them back in 2002 I asked for proof from their client and he told me that he did not have that information nor could he retrieve it from them. What can I do to stop the harassing phone calls he even has called me on the weekends Saturday and Sunday.


lrhall41

Submitted by on Mon, 06/21/2010 - 07:11

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Listen up people!!!

Never give your information to someone who calls you!!! This may not even be a reputable credit agency, they also tried calling me just now, my cell phone is listed under my mom's name, so I have no idea how they are getting ahold of me, but I don't owe any debts, so I told him he had the wrong number. Be careful, people can hack into files that have your social security number and other personal info and use it to get you to give them bank info and credit card info, please be careful!!


lrhall41

Submitted by on Thu, 06/24/2010 - 08:22

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Quote:

Originally Posted by Anonymous
A company called MCM called me about a credit card. I admit the debt but I want to discuss what happened. A man called me and he was speaking broken English. I could not understand him and I also had a bad phone signal. So, I tell the man that I have to go and to call me back at a later time because I was also at work. He keeps talking to me and keeps trying to push a settlement offer on me. I keep telling him I have to go. So then he yells at me and says"DO YOU UNDERSTAND WHAT I AM SAYING, DO YOU UNDERSTAND CLEAR ENGLISH" that really made me mad. He could not speak clear English. Am, I wrong for being upset. Has anyone else here had that problem and what should I do about it?



...lol...That same kind of dude called here too. My pop apparently owes some doe. The dude called just now and when I told him my dad wasn't here he got kind of pushy with me. It's my opinion that you do have a legitimate bitch but it probably won't do any good. These companies don't care about anything but collecting. Next time he calls tell him to "lick your ball sack" and call it a day...he's gonna call later today and that's what I plan on telling him when I talk to him this afternoon. These guys take all the fun out of owing money...lol...lol...(K)


lrhall41

Submitted by on Wed, 07/07/2010 - 13:45

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I just received a call but they asked for my spouse and it was my cell phone and did say oh i wonder why we have this number I just stated leave me your number and he did but, I really couldn't understand him I don't know how he got our number but, I am also not sure why is calling and well we are already in a finanicial bind and well those people are the last thing on my mind I will start hanging up when I get the call not interested in the harrassments already dealing with alot.


lrhall41

Submitted by on Thu, 07/08/2010 - 14:11

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These scumbags have tried to contact me through my dad's home number - which I haven't lived there in over 9 years before I even had the account, and just this morning they tried to call me at my SISTER'S home number. I've never lived at my sister's house, had her on any kind of account, or had her number attached to me in any way. This is in the state of Michigan. Seems kinda illegal to me!


lrhall41

Submitted by on Sun, 07/11/2010 - 06:14

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My sister just called me to tell me someone from MCM called her looking for me. How they ever got her number I do not know. This is crazy some of the things I have read in this thread. How do they still keep operating with violating so many laws? And being told that they are violating laws? Wow. Just wow.


lrhall41

Submitted by on Tue, 07/13/2010 - 18:52

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Quote:

Originally Posted by Anonymous
This guy who doesn't speak English clearly and obviously doesn't understand it at all is calling me and trying to push a settlement. He calls me a couple of days before my pension check comes in and wants me to send him money. I told him that my old bills are in storage and that I would like to look at them before I discuss my bill with him. He tells me to send him money I don't need to see my old bill. He says I closed my account in 2004, then asks me why I am continuing to use the credit card. I don't even have the credit card. I have been a victim of ID theft in the past and believe I may be again, but he just keeps telling me to send money now. I told him that I am on a limited income and he says to bad send money. I hung up on him and he called me back telling me it would do no good to hang up on him. I don't know this guy from Adam and he wants me to send him money.



SO all they do is lie cheat and steal becayuse they say there on an automated dialar but yet they can give you numbers and extentions... I just pretend to be my sister when they call an say i am not in but i am going to give them a run for there money they want to treat us badly this company needs to be shut down


lrhall41

Submitted by on Mon, 07/19/2010 - 11:40

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1-800-265-8825 I got this number from the guy that called me Dave Torry extension 43539

Quote:

Originally Posted by Anonymous
I am getting calls now. I have been getting calls since Friday. And they call without a listed number. They have called 4 times today, and the second time I asked for a phone number and they refused. So finally when they called the 4th time, they asked for my husband, and i told them well what is your number and he will have to call you back.
They gladly gave me their number.
I have a harassment lawyer and i contacted him today about them. I will be forwarding him this new information and I will be going after them.
I hope they start talking to me like they have talked to all of you. Because my lawyer will get them alive. I have sued other company's for this exact same thing and I have won.


lrhall41

Submitted by on Mon, 07/19/2010 - 12:37

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MCM keeps calling me looking for someone I dont know. I have repeated told them that I dont know this person and to stop calling.. They have called 3 times since that and I keep telling them that I dont know the person they are looking for. My phone number is listed, so if they did a reverse search on my number, they would see that I am not who they are looking for and that I have had this phone# for the last 23 years. I am ready to file a police report.


lrhall41

Submitted by on Mon, 07/19/2010 - 15:31

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This company calls me all the time at the same time 8:45 am every day including Saturday and Sunday. I'm not the person they want and I've told them repeatedly but they keep calling. Their number is not listed it's shows up "unavailable" so I can't call back to complain. What can I do to have them stop calling me?


lrhall41

Submitted by on Tue, 08/10/2010 - 05:52

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i just received a call from them. This is the first time in months they have contacted me by phone. Some gentleman who sounded either European or Asian asked for me. I asked who was calling and he said his name and when I asked if I could take a message he gave me the number and his extension and then asked me to repeat the number. I hung up as I knew they were checking to see if I was actually taking the message.

He wouldn't even tell me why he was calling.


lrhall41

Submitted by on Mon, 08/16/2010 - 06:18

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They called my house again, this time it was a woman named Sonia taylor. She did not speak english very well, was very threatening when I asked why she was calling my house she said, because we want to speak to Holly, she would not give me a phone number, and i threatened to report her to the authorites. I have no business with them, they claim they do but they don't. They havent sent me anything in writing when i have asked.


lrhall41

Submitted by on Wed, 08/18/2010 - 12:55

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everybody here is misinformed ..if you want to know more about debt collections and their practices ..then conlsult the fdcpa.. collection companies are heavily regulated.


lrhall41

Submitted by on Tue, 09/07/2010 - 13:37

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Quote:

Originally Posted by Anonymous
They harass me and call me four times a day and ask for some person who does not even live with me. They hang up before I can say one word.

i know that receiving these calls for someone who you dont even know is a waste of time, but most of the time these companies use other companies to locate this information (skip tracing) its not a 100% accurate but for now thats one of the ways this info. is located ..as for them hanging up on you, its not done on purpose (most of the time) its because they use a dialer system that generates the call. so its the system that lags and will cause a phantom call.. one day it will be full proof but as for now that the way it works..


lrhall41

Submitted by on Tue, 09/07/2010 - 13:43

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Quote:

Originally Posted by Anonymous
everybody here is misinformed ..if you want to know more about debt collections and their practices ..then conlsult the fdcpa.. collection companies are heavily regulated.



yeah,yeah sure.if collectors all acted within the FDCPA this site and others like it wouldn't exist as there would be no need.yes there are alot of bottomfeeders out there.btw we are all aware of the FDCPA.too bad some JDB'S,rent-a-lawyers,and bottomfeeders are not.NUFF SAID!!!!!!!!!!!!!!


lrhall41

Submitted by paulmergel on Tue, 09/07/2010 - 16:56

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Quote:

Originally Posted by Anonymous
i know that receiving these calls for someone who you dont even know is a waste of time, but most of the time these companies use other companies to locate this information (skip tracing) its not a 100% accurate but for now thats one of the ways this info. is located ..as for them hanging up on you, its not done on purpose (most of the time) its because they use a dialer system that generates the call. so its the system that lags and will cause a phantom call.. one day it will be full proof but as for now that the way it works..


How is the system hanging up on you when there is an actual person doing the talking? The minute you try to say something they hang up on you.


lrhall41

Submitted by on Sat, 09/18/2010 - 10:08

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Quote:

Originally Posted by Anonymous
A company called MCM called me about a credit card. I admit the debt but I want to discuss what happened. A man called me and he was speaking broken English. I could not understand him and I also had a bad phone signal. So, I tell the man that I have to go and to call me back at a later time because I was also at work. He keeps talking to me and keeps trying to push a settlement offer on me. I keep telling him I have to go. So then he yells at me and says"DO YOU UNDERSTAND WHAT I AM SAYING, DO YOU UNDERSTAND CLEAR ENGLISH" that really made me mad. He could not speak clear English. Am, I wrong for being upset. Has anyone else here had that problem and what should I do about it?


All you need to do is find MCM's adress and send a Cease and desist a certified letter to them. If you dont know how to write a cease and desist letter, "google it" make sure to keep a record of these letters you send, because if they contact you after they recieve your certified letter "Cease and Desist" they can be sued for up to 5 thousand per incident.


lrhall41

Submitted by on Sun, 09/19/2010 - 10:52

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Quote:

Originally Posted by Anonymous
A company called MCM called me about a credit card. I admit the debt but I want to discuss what happened. A man called me and he was speaking broken English. I could not understand him and I also had a bad phone signal. So, I tell the man that I have to go and to call me back at a later time because I was also at work. He keeps talking to me and keeps trying to push a settlement offer on me. I keep telling him I have to go. So then he yells at me and says"DO YOU UNDERSTAND WHAT I AM SAYING, DO YOU UNDERSTAND CLEAR ENGLISH" that really made me mad. He could not speak clear English. Am, I wrong for being upset. Has anyone else here had that problem and what should I do about it?


I just got the same call, so now I'm calling my attorney. If you need an attorney check out my webite deleted pm Just login and take the free video tour.

no soliciting allowed per TOS rules.
J


lrhall41

Submitted by on Wed, 10/27/2010 - 13:44

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Quote:

Originally Posted by Anonymous
I have been battling this company for months now. The call me at least three times a day starting at 7:30 in the morning. I have told them I do not live in EST, and that the debt isn't legitimate but they have an automatic dialer that has my cell phone ringing like crazy. They send these outrageous claims of settling a debt that was supposedly thousands of dollars for half the price. Its insane, even if the debt were legitimate its seven years old. Does anyone have any first hand knowledge of how to stop these calls (I have asked through my cell phone service provider)?


put your # on the donotcall.gov list and if it still continues send a claim to BBB and they will deal with it


lrhall41

Submitted by on Thu, 10/28/2010 - 15:06

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Quote:

Originally Posted by Anonymous
A company called MCM called me about a credit card. I admit the debt but I want to discuss what happened. A man called me and he was speaking broken English. I could not understand him and I also had a bad phone signal. So, I tell the man that I have to go and to call me back at a later time because I was also at work. He keeps talking to me and keeps trying to push a settlement offer on me. I keep telling him I have to go. So then he yells at me and says"DO YOU UNDERSTAND WHAT I AM SAYING, DO YOU UNDERSTAND CLEAR ENGLISH" that really made me mad. He could not speak clear English. Am, I wrong for being upset. Has anyone else here had that problem and what should I do about it?


Yes, I've gotten their stupid calls too. They even call my cell phone and we don't owe anyone any money except for our monthly bills!!!! I asked who he was with and he kept asking "Maam, how long have you had this cell number?" To which I told him, "It's none of your business." He was very rude and hateful. I won't type out all the things he said. I called my cell carrier and they replaced my daytime minutes. I'm SOOOO fed up with these type of sorry companies. I have registered and re-registered our home and cell phones on the government's DO NOT CALL list and it keeps happening.

B in Dallas, TX


lrhall41

Submitted by on Tue, 11/02/2010 - 08:12

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I am having the same problem. I just spoke with a man in California, AMERICA!, and ordered a cease and desist. I was told they would no longer call. I am following up with a certified formal order. Here is the info I found, the phone number is in San Diego. The calls do originate from India, and he told me they couldn't afford to stay in business if they hired Americans. Give it a try, it's worked for me so far. Good luck.

Midland Credit Management
8875 Aero Dr Ste 200
San Diego, CA 92123
(858) 560-2600


lrhall41

Submitted by on Wed, 11/03/2010 - 16:57

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Quote:

Originally Posted by anonymous
i am having the same problem. I just spoke with a man in california, america!, and ordered a cease and desist. I was told they would no longer call. I am following up with a certified formal order. Here is the info i found, the phone number is in san diego. The calls do originate from india, and he told me they couldn't afford to stay in business if they hired americans. Give it a try, it's worked for me so far. Good luck.
Midland credit management
8875 aero dr ste 200
san diego, ca 92123
(858) 560-2600


1-858-560-2600


lrhall41

Submitted by on Wed, 11/03/2010 - 16:59

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MCM just called my unlisted home number and the person on the other end of the phone was very rude. I live in PA and this debt is from 5 years ago. It has been "charged off" on my credit report. The person on the other end of the line told me that he can contact me as often as he likes and as many times as he liked. I responded with, "you are calling the state of PA and the laws state that once you make contact you cannot call again within 7 days." The guy laughed and said, "yeah, watch us." I then responded with, "remove this number from your records and do not contact me at this telephone number, if you do not legal action will take place as I am recording this telephone conversation." Is there a statue of limitation in the state of PA? I thought it was 4 years.


lrhall41

Submitted by on Fri, 11/12/2010 - 06:04

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I was getting daily calls to my cell phone from these guys. Told them numerous times I wasn't the person they were looking for but they kept calling. When I'd had enough, I demanded to speak to a supervisor the next time they called. Told them I wasn't the person they were looking for. Also asked the supervisor for his name and for the name of the company he worked for. When I got that info, I told them I'd sue if they called me again. Haven't called me since. Try that if they're calling you about someone you've never heard of.


lrhall41

Submitted by on Mon, 11/22/2010 - 20:50

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the phone#to these people are1-800-265-8825.


lrhall41

Submitted by on Sun, 12/19/2010 - 10:21

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I have received several calls from MCM. On my cell phone and my house phone. The caller ID comes up "Unknown Caller - Unknown Number". My home phone is an unlisted number and always has been.

They are looking for my sister and her husband. I have told them repeatedly that they have NOT lived here for nearly 6 years and they have NEVER had my unlisted telephone number as their phone number, or my cell phone number as theirs.

The lady starting 'drilling' me: "So, you are NOT xxxxxxxx?" I replied, "NO I am NOT". Then she asks, "Does xxxxxx live there?" I replied hastily, "I told you 3 times already - NO. They have NOT lived here for nearly 6 years and have never had this phone number."

I then informed her that I would report them if I received another call on my home phone (unlisted) or on my cell phone and to take my information off of their system. She then disconnected the phone call.


lrhall41

Submitted by on Mon, 03/07/2011 - 05:03

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