New member needing help
Date: Sat, 09/13/2008 - 12:07
Changing circumstances over the last couple of years has left me unable to "pay off" my credit cards as I used to be able to do. Some immediately due taxes and other items has caused my C.C. debt to stay high and it's been draining my saving account over the last two years to keep up with mortgage payments and monthly bills. After surviving a horse accident two weeks ago which could have turned out a lot worse, then having severe chest pains resulting in another hospital stay a couple days ago, I've realized I need to face reality at this point and assume I will never catch up. I'm thinking about a "debt settlement" with two different C.C. companies which I have three to four seperate accounts with. I can't afford to pay a "Debt Settlement" company 15% to help me out of this situation, due to the amount that I owe. Would a local attorney be a better option, or should I attempt the settlement negotiations myself? I don't need the added stress of dealing with them, but can't afford a large amount to help settle with them either. Any suggestions would be appreciated. Thank You!
Have you checked into a debt management program to see if you co
Have you checked into a debt management program to see if you could afford your credit card payments if the interest rates were all lower? If you can't afford the payment in debt management, you should do a search on these boards and read the previous posts about doing your own debt settlement. Many members here have posted their success stories and you will save at lease 15% by handling it yourself.
Good look!
