HELP

We would need more information from you. Like, who you have loans with, how much you have paid, what state you live in, and how much did you borrow. Then we would be able to find out if you have been dealing with a company that is lending illegally, if you have you should only feel obligated to pay back what you borrowed, here are the state laws for you. Look these over, and when you get a chance come back and let us know the rest of your situation, we are all here to help :)

Legal Status: Prohibited - Permitted for supervised lenders

Citation:
Maine's UCCC applies. 9-A Me.Rev.Stat.Ann. 2-401. Supervised Lenders are exempt from 32 M.R.S.A. 6138(4)(D) which prohibits a check casher from cashing or advancing any money on a postdated check.

Small Loan Rate Cap
30% per year on amounts up to $2,000 or a fee of $5 for amounts financed up to $75; $15 for amounts financed $75.01-$249; or $25 for amounts financed of $250 or more.

Where to Complain, Get Information:
Regulator: Maine Office of Consumer Credit Regulation
Address: Department of Professional and Financial Regulation, 35 State House Station Augusta ME 04333
Phone: (207) 624-8527
Fax: (207) 582-7699
Regulatory Contact: William N. Lund Director

Check'N Go & PayDay One are the only non Maine based payday loan people who are licensed in Maine. The rest of the licensed lenders are based in Maine. They must be licensed in Maine to lend to Maine consumers.

http://www.maine.gov/pfr/consumercredit/index.shtml

Not sure how to make it an active link, but here is the addy for Maines Consumer Credit Bureau an the links to complain and report are there. You can also look up the licensed lenders.

I just got out of Pay Day hell and found this helpful. United Cash has a C & D order in Maine and still lent to me! I found all my lenders were illegal and I had overpaid them all. I found this site and it helped me alot.