spoke to a debt colletor
Date: Thu, 09/18/2008 - 14:36
So, what does this fellow have planned? Is he gonna say he wants more? anyone have any input or tips on what to tell him when I call back? Do you think I can get off paying him less than 300? I do want to get this collection mark off my bank history.
I appreciate all your suport in advance.
Steve
Reply to Steve
For them to file a suit the burden of proof is on them. Many non-legitimate people will try to get your financial info in the guise of a past bill. Ask for proof of the charges to be mailed to you, before you verbally agree to pay anything.
Good luck!
-Jamie
Yes, you should DV this company (send them a debt validation let
Yes, you should DV this company (send them a debt validation letter certified mail return receipt). Ask to see the signed contract and the whole accounting (all statements). You want to make sure that this is a legitimate collection and that they are charging the correct amount.
Do what golden suggests. Another suggestion is if and when you
Do what golden suggests. Another suggestion is if and when you get proof that they own this debt and can legally collect this debt - do not send them any payments until you get everything in writing. So, if they agree to settle for 300 make sure it is in writing before you send them any money.
debt
If I remember someone saying, on this post, if you make payment arrangements (even after the SOL..) you would have 're-started' the SOL on this debt. Please..someone correct me if I'm wrong. But.......I learned the hard way, on a debt that I 're-started' and din't really realize what I was doing.
