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can my husband goto jail, he is going to freak out?

Date: Wed, 09/24/2008 - 15:52

Submitted by americus66
on Wed, 09/24/2008 - 15:52

Posts: 6 Credits: [Donate]

Total Replies: 20


my husband and i took some payday loans out in 2006 he lost his job so we closed the account. im unsure how much it was . i dont even remmber how many there were, i dont remmber what companys we even went though, i know they were all though internet, im in indiana, and get a phone call telling my huband if he dont pay them 300.00 within 24 hours he will goto jail for fraud. we sent them 100.00 today, he is so scared he couldnt even think right, i called him at work telling him about this site, and he still thinks he will goto jail.
what steps can i take now? how do i find out what we owe? and to who?. can i file bankrupt on this?

he is the only one working only bringing in 9.00 an hour with 4 kids, were is that money suposed to come from? any help would be great thanks


Please tell me you didn't give them your bank account number????? If you did you need to close that account asap! Or place a hard debit block on it, ask the Branch Manager to put a hold on your account.
The following link will provide you important information regarding closing accounts. CLICK HERE. Did they identify them selves as US Bank? Your husband can NOT go to jail for owing a debt!


lrhall41

Submitted by Shazzers on Wed, 09/24/2008 - 15:59

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I hate to tell you this but your sister will need to place a block on her account or there's a chance this company will continue to debit her account. There is no stopping some of these ipdl's, especially if they're unlicensed. You really need to warn your sister or they will bleed her dry. By that company telling you your husband will go to jail pretty much says this is some sort of illegal company, a legal one would not make such threats as it is against the law. :shock:


lrhall41

Submitted by Shazzers on Wed, 09/24/2008 - 16:06

( Posts: 17344 | Credits: )


how am i suposed to know if they are a real company or not? how can i make sure he wont goto jail, he has never been to jail in his life and now this.. what steps can i take to make sure he wont go? who can i call ect...thanks for all your help


lrhall41

Submitted by americus66 on Wed, 09/24/2008 - 16:12

( Posts: 6 | Credits: )


I'm very sorry that you guys had to go through this, it's simply horrible that these companies would sink so low to call people and threaten them but it happens. Read what others have written about US Bank. Your husband will only go to jail if it were proven in a court of law that he purposely defrauded these lenders, or he wrote bad checks with no intentions of paying them back. There is no such thing as a debtors prison anymore.


lrhall41

Submitted by Shazzers on Wed, 09/24/2008 - 16:17

( Posts: 17344 | Credits: )


Don't worry, your husband is not going to jail. It is a stupid tactic these people use to get people to pay, trust me with this, he will not go to jail. I bet the people who called you had a foreign accent and went with American names right?

Have your sister close her account immediately!!! These scammers will continue to debit her account


lrhall41

Submitted by on Wed, 09/24/2008 - 16:22

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how can i find out it was not really the payday loan people? what should i do? how can i get then to sto scaring my husband, untill they are fully paid he wont stop givving them money, he is tring to sell me truck as we speak to pay them there 1700 dollars, he is calling around to all family asking for this kind of money. he has gone crazy? what can i do to convince him?


lrhall41

Submitted by americus66 on Wed, 09/24/2008 - 16:32

( Posts: 6 | Credits: )


Sweetheart, don't go through all this trouble. Selling your truck and all of that is not necessary. Don't bend over backwards for these scammers. I'm not telling you to run from it, but don't let them own you like this. You probably don't even owe as much as they are telling you. Tell you husband to take a look at all the examples on this site. Then he will be convinced. All of us has had a phone call or two from these people. Trust me, I was scared sh#tless when they first called me, didn't know what to do, trying to figure out how I was gonna come up with the money to pay these people. I did some research on here and found out that they were scammers. Also, the number that called you, type it in the Google search engine and you will see many others who have been either victimized or got the same threats your husband got. PLEASE believe me, your husband will not go to jail.

These A-holes once threatened that I would lose my daughter if I didn't pay. Now that is ridiculous, what lender threatens with that??? Trust me, you are in good hands with this site, have your husband join in and we will also do our best to explain.


lrhall41

Submitted by on Wed, 09/24/2008 - 16:42

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I can only support what has been said. They are a bunch of off shore crooks. Not only can they not put anyone on jail they cannot legally collect money in the US. Just hang up on them and be sure that they have no valid personal info that they can use to get your money. They are legally powerless.


lrhall41

Submitted by Frogpatch on Thu, 09/25/2008 - 10:24

( Posts: 5381 | Credits: )


i echo everyone else especially frogger.these dullards purchased
a bunch of info from pdl's most were paid already.do as the frog says just hang up,don't say a word to them.just hang up.


lrhall41

Submitted by paulmergel on Thu, 09/25/2008 - 10:33

( Posts: 15514 | Credits: )


Listen to the others. I have been receiving calls also & Am hanging up on them. They want 6,000 dollars from me. I only had a 300.00 loan ever & paid if off. They told me I was being downloaded. One Guy calls & gives me another number to call & I didn't call it. Told me I had committed interstate something and fraud and bad checks. I never wrote them any checks, all internet loans


lrhall41

Submitted by on Thu, 09/25/2008 - 11:20

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We all have been where you are and still are. They called me the other day and wanted me to pay them $1400. The funny thing is the loan I supposely took out, the bank they said was used was closed. How do I take a loan out on a closed account? They gave me 2 different addresses and the not even in the same city but had the same phone number. You need to get as much information as possible out of them like addresses, phone numbers and anything then file a complaint with the FTC and your local Attroney General. They are a big scam and based on the last call I received this week I'm suppose to be in jail and not. If your husband starts asking them questions they will start questioning why he wants the information and then you know its a scam. By law FTC states that if a debit collector contacts you they are suppose to in 5 business send you written documentation of the debt. These people get mad when you ask for information. And they will tell you they will give you the information after you pay them in full. Which is ILLEGAL. Please have your husband read what others have been through. They don't like it when we know more information from them. Have your sister close her account and tell the bank that transaction was not legal and file a complaint. Also keep track of every time they call and a log of all the information you get.

I still get a little panic when they call even though I know they are scammers. Just stay with us and the wonderful people here will get you through.


lrhall41

Submitted by lilly863 on Thu, 09/25/2008 - 12:52

( Posts: 34 | Credits: )


i was scamed by jill spellmen her number is 8776270413, she claimed i would goto jail if i didnt pay, now i paid her 100.00, and i found out she isnt even with the payday loan company, she is a scammer. made a police report and they acted like there was nothing they could do. it was to late to stop payment at bank but were disputing it. there is over 18000 complaints on this company, why are they still doing this.


lrhall41

Submitted by on Thu, 09/25/2008 - 15:19

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