In need of help

There usually is a small fee, nothing more than $50/month, depending on your debt.

Welcome to the Community :D Companies all charge differently for their services.

Before going with a company, be sure and ask all the pertinent questions, such as:

What are all the fees, hidden fees that you charge?

Will my creditors work with a settlement company?

How long before my creditors start getting paid, and how much to be paid before they get paid?

How long will this program take and what have been the results from others?

These are just a few question you may ask, in addition to checking out the Firm, not only with the BBB, but your states' attorney general can sometimes give you help..

Feel free to ask us questions, we are here to help..Karen

do it yourself its not that hard. save the money I actually fond it funny to listen to them beg for $100. It was all a joke then they settled for 20%